Senior Manager, Strategic Finance

Were seeking a Senior Finance Manager Payments to own the Cost of Revenue function at Chime! In this role you will play a critical part in ensuring forecasting accuracy while driving forward high-impact strategic and financial initiatives. Youll partner closely with business leaders and finance team members to provide insights influence decision-making and help shape Chimes financial strategy.

As the leader of the Cost of Revenue function at Chime you will own the strategy execution and continuous improvement of COR forecasting and financial operations. You will build and lead a high-performing team setting the vision for how we think about cost structure and the tradeoffs between revenue growth and cost efficiency across the business.

You will serve as a trusted strategic partner to senior leaders across Product Banking Partnerships Data Engineering and Accounting going beyond forecast accuracy to shape how Chime evaluates the financial viability and economics of new product launches features and initiatives. Youll instill frameworks that help cross-functional partners understand cost implications early in the decision-making process ensuring financial rigor is embedded in how we build and scale.

You will lead coverage of key COR areas including processing network and bank-related costs bringing a deep understanding of the drivers including transaction volume pricing dynamics vendor relationships and product evolution that influence our cost this capacity you will also play an active role in vendor contract negotiations and renewals partnering with Legal Procurement and business stakeholders to optimize terms and drive cost efficiency at scale.

You will oversee the monthly close process in partnership with Accounting ensuring the integrity of actuals variance explanations and financial reporting across all COR categories. Beyond the close you will drive the bottoms-up planning process and establish scalable repeatable forecasting frameworks leveraging AI and automation to enhance precision reduce manual effort and position the team to operate effectively as Chime grows.

The base salary offered for this role and level of experience will begin at $173000 and up to $240000. Full-time employees are also eligible for a bonus competitive equity package and benefits. The actual base salary offered may be higher depending on your location skills qualifications and experience.

• Lead and evolve the COR forecasting function setting the strategic direction for how we incorporate key drivers such as transaction volumes pricing dynamics vendor changes and product evolution into our financial models
• Own the development and continuous improvement of Cost of Revenue reporting and dashboards ensuring senior business and finance leaders have timely accurate visibility into vendor costs transaction drivers and overall COR performance
• Act as a senior cross-functional partner to leaders across Product Data Engineering and Accounting driving financial accountability and influencing key decisions with rigorous analysis and clear cost frameworks
• Lead the monthly close process in partnership with Accounting owning variance explanations performance narratives and financial accuracy across all COR categories
• Champion the adoption of AI and automation across the COR function identifying and deploying scalable solutions that improve data quality forecasting precision and reporting efficiency to support Chimes growth
• Drive strategic initiatives and ad hoc analyses across COR identifying optimization opportunities and translating findings into actionable recommendations for senior leadership

• 8 years of relevant experience in Strategic Finance FP&A investment banking private equity consulting venture capital or a related field ideally within a high-growth technology environment
• Bachelors Degree or equivalent degree in Finance Accounting Economics or other relevant field
• Proven experience leading and developing high-performing finance teams with the ability to set vision coach talent and drive accountability
• Track record of owning end-to-end budgeting forecasting and financial modeling with a strong emphasis on accuracy scalability and business impact
• Demonstrated ability to influence senior stakeholders and drive cross-functional alignment on complex financial and strategic decisions
• Strong process-improvement mindset with demonstrated ability to leverage AI and automation to scale finance workflows and improve forecasting precision and turnaround time
• Experience identifying designing or deploying AI-driven use cases within finance workflows such as forecasting automation reporting acceleration variance analysis or scenario modeling
• Advanced G-Suite Microsoft Excel Word and presentation tools (PowerPoint G-Slides) skills required
• Bonus Experience: Pigment Netsuite Looker Workday SQL Snowflake Python/coding tools and direct experience with Cost of Revenue transaction economics or vendor contract management

#LI-BE1#LI-Hybrid

At Chime we believe that everyone can achieve financial progress. We created Chimea financial technology company not a bank*on the premise that core banking services should be helpful easy and free. Through our user-friendly tools and intuitive platforms we empower our members to take control of their finances and work towards their goals. Whether its starting a savings account purchasing a first car or home launching a business or pursuing higher education were proud to have helped millions unlock their financial potential.

Were a team of problem solvers dreamers and builders with one shared obsession: our members. From day one Chimers have worked tirelessly to out-hustle and out-execute competitors to bring our mission to life. Their grit and determination inspire us to work harder every day to deliver the very best experience possible. We each bring an owners mindset to our work refusing to be outdone and holding ourselves accountable to meet and exceed the highest bars for our teams our company and our members.

We believe in being bold dreaming big and taking risks while also working together embracing our diverse perspectives and giving each other honest feedback. Our culture remains deeply entrepreneurial encouraging every Chimer to see themselves as stewards of our mission to help everyday Americans unlock their financial progress.

We know that to achieve our mission we must earn and keep peoples trustso we hold ourselves to the highest standards of integrity in everything we do. These arent just words on a wallour values are embedded in every aspect of our business serving as a north star that guides us as we work to help millions achieve their financial potential.

Because if we dontwho will

*Chime is a financial technology company not a bank. Banking services provided by The Bancorp Bank N.A. or Stride Bank N.A. Members FDIC.

• Our in-office work policy is designed to keep you connected - with four days a week in the office and Fridays from home for those near one of our offices plus team and company-wide events depending on location. Whether youre coming in regularly or are part of our fully remote program youll stay engaged with your work and teammates.
• In-office perks including backup child elder and/or pet care plus a subsidized commuter benefit to support your regular commute
• Competitive salary based on experience
• 401k match plus great medical dental vision life and disability benefits
• Generous vacation policy and company-wide Chime Days bonus company-wide paid days off
• 1% of your time off to support local community organizations of your choice
• Annual wellness stipend to use towards eligible wellness related expenses
• Up to 24 weeks of paid parental leave for birthing parents and 12 weeks of paid parental leave for non-birthing parents
• Access to Maven a family planning tool with $15k lifetime reimbursement for egg freezing fertility treatments adoption and more.
• In-person and virtual events to connect with your fellow Chimersthink cooking classes guided meditations music festivals mixology classes paint nights etc. and delicious snack boxes too!
• A challenging and fulfilling opportunity to join one of the most experienced teams in FinTech and help millions unlock financial progress

We know that great work cant be done without a diverse team and inclusive environment. Thats why we specifically look for individuals of varying strengths skills backgrounds and ideas to join our team. We believe this gives us a competitive advantage to better serve our members and helps us all grow as Chimers and individuals.

Chime is proud to be an Equal Opportunity Employer. We consider qualified applicants without regard to race color ancestry religion sex national origin sexual orientation gender identity age marital or family status disability genetic information veteran status or any other legally protected basis under provincial federal state and local laws regulations or ordinances. We will also consider qualified applicants with criminal histories in a manner consistent with the requirements of state and local laws including the San Francisco Fair Chance Ordinance Cook County Ordinance NYC Fair Chance Act and the LA City Fair Chance Ordinance and consistent with Canadian provincial and federal laws. If you have a disability or special need that requires accommodation during any stage of the application process please contact: .

To learn more about how Chime collects and uses your personal information during the application process please see theChime Applicant Privacy Notice.