Senior Financial Crime Risk Analyst – Sanctions (US)

Work Location:

Hours:

Pay Details:

TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidates skills and experience job-related knowledge geographic location and other specific business and organizational needs.

As a candidate you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.

Line of Business:

Job Description:

Department Overview: The Senior Financial Crime Risk Analyst (Sanctions and Anti-bribery/anti-corruption) must have stronganalytical skills strongreading comprehension and writing skills the ability tosynthesize large amounts of informationand clearly communicate what matters and have a strong understanding of theU.S. regulatory environment particularly the ability to intake and assess U.S. regulatory notifications. Experience must be in financial crime sanctions and regulatory/compliance experience rather than broad banking experience.

The successful candidate should:

• Be able to absorb and process information quickly.
• Distill complex information into key points.
• Communicate clearly.
• Collaborate effectivelythe role isnot siloed.
• Adapt toad hoc requests and changing priorities.
• Be comfortable working with a geographically distributed team.
• Participate in theweekly team meeting.
• Ideally be willing to travel toToronto occasionally.

The Senior Financial Crime Risk Analyst Sanctions contributes to the development oversight and implementation of TDs sanctions compliance programs including frameworks methodologies policies standards procedures awareness and specialized training monitoring management reporting and escalation of sanctions-related issues.
Conducts periodic and event-driven reviews for sanctions risks of customers and transactions including targeted assessments. Supports management in delivering initiatives related to sanctions risk assessment regulatory exam preparation and internal/external audit support.

Depth & Scope:

• Works independently as the senior analyst/subject matter expert in sanctions compliance and coaches and educates others on regulatory requirements and best practices
• Oversees and/or independently performs end-to-end sanctions screening and escalation processes ensuring adherence to global standards
• Applies expert knowledge of sanctions regulations business operations products services and operating standards to drive unit or team performance and mitigate risk
• Executes on more complex and/or non-standard sanctions-related requests including high-risk reviews and regulatory reporting
• Researches and investigates a range of sanctions alerts operational issues and process gaps ensuring timely resolution and compliance
• Recommends and implements solutions within own area of responsibility to strengthen sanctions controls and governance frameworks
• Coordinates and integrates work with other areas such as AML FCRM and Legal as needed to ensure holistic risk management
• Provides advanced analysis and/or specialized reporting on sanctions metrics trends and regulatory adherence to support business partners and centers of expertise
• Requires advanced technical and regulatory knowledge of global sanctions regimes and screening systems for discipline supported
• Manages high complexity in operational reporting and process analysis functions with a medium- to longer-term focus on sanctions compliance enhancements
• Represents the group as the lead or subject matter expert on sanctions-related projects regulatory initiatives and cross-border governance meetings

Education & Experience:

• Undergraduate Degree
• Advanced degree professional accreditation and/or 5 years

Customer Accountabilities:

• Develops and implements team procedures and governance processes for sanctions compliance and analyzes and advises stakeholders and teams of changes and enhancements to enterprise sanctions programs and requirements including their impact across the organization
• Collaborates with and influences partners and senior stakeholders in related groups (such as Compliance Legal and Risk) to support the creation of documentation and reports required by external regulatory bodies and TD internal groups for sanctions compliance
• Leads research and assessment of sanctions risks and controls and contributes to a specialized team of sanctions compliance professionals interacting with key stakeholders
• Provides governance oversight through management of sanctions policy and training exemption governance and reporting processes to the Senior Executive Team and related sub-committees
• Provides strategic guidance to team members in the use of issues and events systems for tracking and reporting sanctions-related matters
• Prepares summaries presentations briefing notes and other documentation to effectively report on the status of the sanctions compliance program
• Delivers relevant subject matter expertise and sanctions compliance advice to business partners
• Interacts with control functions within the organization to ensure effective sanctions oversight
• Develops and delivers sanctions training programs for applicable employees across the Bank
• Conducts meaningful research analysis and assessment of sanctions program activities at the functional level using results to draw conclusions make recommendations and assess the effectiveness of enterprise sanctions programs
• Prepares research analysis updates tools and supports training activities specific to sanctions risk assessment
• Contributes to the development of processes procedures and guidance relevant to sanctions compliance

Shareholder Accountabilities:

• Prioritizes and manages own workload to meet SLA requirements for service and productivity
• Provides high-quality service and advice to key business (FCRM) partners and monitors progress of initiatives action plans or similar activities
• Protects the interests of the organization identifies and manages risks and ensures the prompt and thorough resolution of escalated non-standard high-risk issues
• Delivers relevant subject matter expertise and FCRM advice to business (FCRM) partners
• Participates as assigned in new or revised product initiatives; advises businesses on FCRM compliance requirements and ensures those requirements are properly written into requirements for business projects
• Participates in FCRM-level projects as needed to facilitate and oversee changes to FCRM processes systems or practices
• Coordinates with other FCRM partners and business compliance partners to ensure consistency in the application of FCRM programs and standards across the enterprise
• Ensures relevant FCRM programs align with TD corporate philosophy and strategic direction
• Monitors FCRM industry developments and maintains strong knowledge of evolving regulatory requirements and assesses potential impacts
• Contributes to cross-functional/enterprise initiatives as an organizational or subject matter expert helping to identify risk and providing guidance for complex situations
• Complies with applicable internal and external audit and regulatory requirements and may actively provide support during Audit and Regulatory Reviews providing recommendations and guidance as required
• Maintains a culture of risk management and control supported by effective processes in alignment with risk appetite
• Participates in responding to periodic exams/audits by regulatory bodies and Internal Audit to determine level of BSA/FCRM compliance
• Contributes to cross-functional/enterprise initiatives as an organizational or subject matter expert helping to identify risk and providing guidance for complex situations

Employee/Team Accountabilities:

• Participates fully as a member of the team; supports a positive work environment that promotes service to the business quality innovation and teamwork and ensures timely communication of issues/points of interest
• Shares industry knowledge for own area of expertise and participates in knowledge transfer within the team and function
• Grows knowledge of the business related tools and techniques
• Participates in personal performance management and development activities including cross-training within own team
• Keeps others informed and up to date about the status/progress of projects and/or all relevant or useful information related to day-to-day activities
• Contributes to the success of the team by willingly assisting others in the completion and performance of work activities providing guidance as appropriate
• Contributes to a fair positive and equitable environment that supports a diverse workforce
• Acts as a brand champion for the function and the bank both internally and/or externally

Preferred Experience

• Understanding offinancial institutionsand how legislation applies to their U.S. businesses.
• Experience withfinancial-crime-related legislation.
• Sanctions experienceis preferred.
• Familiarity withanti-bribery/anti-corruption legislation including theFCPA would be valuable.
• General regulatory experience is still useful if the candidate lacks direct sanctions/FCPA experience.
• Experience advising business partners on regulatory or sanctions-related matters would be helpful.

Physical Requirements:

Never: 0%; Occasional: 1-33%; Frequent: 34-66%; Continuous: 67-100%

• Domestic Travel Occasional
• International Travel Never
• Performing sedentary work Continuous
• Performing multiple tasks Continuous
• Operating standard office equipment - Continuous
• Responding quickly to sounds Occasional
• Sitting Continuous
• Standing Occasional
• Walking Occasional
• Moving safely in confined spaces Occasional
• Lifting/Carrying (under 25 lbs.) Occasional
• Lifting/Carrying (over 25 lbs.) Never
• Squatting Occasional
• Bending Occasional
• Kneeling Never
• Crawling Never
• Climbing Never
• Reaching overhead Never
• Reaching forward Occasional
• Pushing Never
• Pulling Never
• Twisting Never
• Concentrating for long periods of time Continuous
• Applying common sense to deal with problems involving standardized situations Continuous
• Reading writing and comprehending instructions Continuous
• Adding subtracting multiplying and dividing Continuous

The above statements are intended to describe the general nature and level of work being performed by people assigned to this job. They are not intended to be an exhaustive list of all responsibilities duties and skills required. The listed or specified responsibilities & duties are considered essential functions for ADA purposes.

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Who We Are:

TD is one of the worlds leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day we strive to make every interaction product and experience remarkably human and refreshingly simple for over 27 million households and businesses in Canada the United States and around the world. More than 95000 TD colleagues bring their skills talent and creativity to foster deeper relationships ensure disciplined execution and build a simpler faster banking experience. TD is deeply committed to being a leader in client experience that is why we believe that all colleagues no matter where they work are client facing. Together we are reimagining what banking can be for our clients colleagues and communities.

Our Total Rewards Package

Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial physical and mental well-being goals. Total Rewards at TD includes base salary and variable compensation/incentive awards (e.g. eligibility for cash and/or equity incentive awards generally through participation in an incentive plan) and several other key plans such as health and well-being benefits savings and retirement programs paid time off (including Vacation PTO Flex PTO and Holiday PTO) banking benefits and discounts career development and reward and recognition. Learn more

Additional Information:
Were delighted that youre considering building a career with TD. Through regular development conversations training programs and a competitive benefits plan were committed to providing the support our colleagues need to thrive both at work and at home.

Colleague Development

If youre interested in a specific career path or are looking to build certain skills we want to help you succeed. Youll have regular career development and performance conversations with your manager as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities.

If youre passionate about helping clients and building deep lasting relationships TD offers diverse career paths where you can grow your expertise and make a meaningful impact.

Were committed to your success and foster a respectful workplace where diverse perspectives are valued everyone has fair opportunities to grow and you can unlock your full potential to achieve your career goals. Here at TD we hire and develop the best.

Training & Onboarding
We will provide training and onboarding sessions to ensure that youve got everything you need to succeed in your new role.

Interview Process
Well reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.

Accommodation

TD Bank is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race color religion sex sexual orientation gender identity national origin age disability status as a protected veteran or any other characteristic protected under applicable federal state or local law.

If you are an applicant with a disability and need accommodations to complete the application process please email TD Bank US Workplace Accommodations Program at . Include your full name best way to reach you and the accommodation needed to assist you with the applicant process.