Senior Decision Science (Risk Analytics) Consultant
Wilmington, DE - USA
Job Summary
Why Wells Fargo:
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About this role:
Wells Fargo is seeking a Senior Decision Science (Risk Analytics) Consultant to support the Decision Science Valuationfunction within the Consumer Lending organization. This role will focus on supporting the horizontal modeling function within Decision Science and includes valuing existing portfolio assets (FAS107) quarterly.
The role leverages deep expertise in credit card strategy and P&L modeling applying stateoftheart methodologies and technologies to build robust valuation frameworks that inform strategic decisionmaking.
This position combines quantitative rigor with qualitative judgment and requires a strong foundation in mathematics statistics economics and financial valuation.
In this role you will:
Support the financial valuation horizontal team within the decision science valuation function by maintaining and deploying updated models using state-of-the-art technologies.
Support the quarterly FAS107 existing portfolio financial asset valuation process.
Lead or participate in moderately complex initiatives and delivering insight and decision strategies within analytics and reporting
Review and analyze moderately complex data aggregation forecasting reporting and programming models
Be responsible for process production data reconciliation and model documentation in alignment with policy governance
Resolve data production business modeling and lead team to meet Decision Science deliverables
Collaborate and consult with peers experienced managers compliance and technology to resolve modeling forecasting and production issues and achieve analytic and reporting goals
Lead projects teams and mentor less experienced staff
Required Qualifications:
4 years of Risk Analytics experience or equivalent demonstrated through one or a combination of the following: work experience training military experience education
Desired Qualifications:
Strong programming background using Python SAS and SQL
Experience in financial cashflow and valuing assets
P&L modeling experience
Understanding in Credit card strategies
Experience with credit card portfolio analytics risk segmentation performance forecasting or profitability modeling
Strong understanding of statistical modeling techniques model performance monitoring and analytics validation practices
Ability to translate complex quantitative analysis into clear business insights for senior stakeholders and cross-functional partners
Experience working with large complex datasets including data reconciliation quality controls and documentation in a governed environment
Job Expectations:
Willingness to work on-site at stated location on the job opening
This position offers a hybrid work schedule
This role does not allow for Visa sponsorship
Must live within location of the job posting.
Location:
2200 Concord Pike Wilmington DE 19803
401 South Tryon St Charlotte NC 28202
401 Las Colinas Blvd W Bldg B IRVING TX 75039
Posting End Date:
28 Sep 2026*Job posting may come down early due to volume of applicants.
We Value Equal Opportunity
Wells Fargo is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race color religion sex sexual orientation gender identity national origin disability status as a protected veteran or any other legally protected characteristic.
Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit Market Financial Crimes Operational Regulatory Compliance) which includes effectively following and adhering to applicable Wells Fargo policies and procedures appropriately fulfilling risk and compliance obligations timely and effective escalation and remediation of issues and making sound risk decisions. There is emphasis on proactive monitoring governance risk identification and escalation as well as making sound risk decisions commensurate with the business units risk appetite and all risk and compliance program requirements.
Candidates applying to job openings posted in Canada: Applications for employment are encouraged from all qualified candidates including women persons with disabilities aboriginal peoples and visible minorities. Accommodation for applicants with disabilities is available upon request in connection with the recruitment process.
Applicants with Disabilities
To request a medical accommodation during the application or interview process visitDisability Inclusion at Wells Fargo.
Drug and Alcohol Policy
Wells Fargo maintains a drug free workplace. Please see our Drug and Alcohol Policy to learn more.
Wells Fargo Recruitment and Hiring Requirements:
a. Third-Party recordings are prohibited unless authorized by Wells Fargo.
b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.
Required Experience:
Senior IC
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