Senior Credit Strategy Analyst Home SecuredSuper Prime UW
Job Location:
Wilmington, DE - USA
Yearly Salary:
Posted:
Application Deadline:
Vacancies:
Job Summary
Best Egg now part of Barclays is a market-leading tech-enabled financial platform helping people build financial confidence through innovative lending solutions and financial health tools. As a Barclays company we combine the agility and customer focus of a fintech with the global reach stability and purpose of a leading financial institutionworking together to create a better financial future for our customers and communities.
At Best Egg youll find a culture grounded in our core valuesputting people first creating clarity delivering with excellence enhanced by Barclays commitment to integrity inclusion and long-term impact. Together we empower our colleagues to challenge innovate and take ownership while making a meaningful difference in peoples financial lives.
With the strength of Barclays behind us we offer expanded opportunities for growth development and career mobility across a global organizationwhile continuing to build the products and experiences that make Best Egg unique.
Were looking for collaborative curious problem-solvers who are excited to make an impact and grow with us.
Were proud to be an equal opportunity employer committed to building a diverse and inclusive team.
As we recently integrated with Barclays our initial focus is on candidates who are local to the Philadelphia Delaware New Jersey and New York areas.
Additionally beginning in June 2027 employees who live within a 50-mile radius of the office will be expected to work on-site three days per week as part of our hybrid work model.
The Senior Credit Strategy Analyst will be a critical member of the Credit team and will be responsible for using a combination of data and credit experience to optimize credit strategies for personal loans. Responsibilities include maximizing Underwriting and Loan amount decisions across acquisition channels driving strategy improvement and innovation monitoring of Champion/Challenger data while maintaining investor returns.
- This individual will be responsible for monitoring refining and developing Credit strategies (including underwriting and loan amount) for personal loans
- Create test/control champion/challenger tests and monitoring to inform future strategies
- Provide scenario analysis/create financial impact sizing/develop new strategy test case
- Perform ad-hoc analytics create reporting and presentations
- Work across functional areas to drive overall growth product enhancements and improve web funnel conversion rates across all channels.
- Partner with Decision Science to define and develop Credit models and tools
- Maintain overall risk and return targets for investors particularly in a changing economic environment
- 5 years experience in a similar analytical role
- Bachelors Degree in Statistics Mathematics Operational Research Engineering other quantitative major required; Masters degree a plus
- Experience in financial industry credit risk required; online lending near-prime sub-prime is a plus
- Must be proficient in Python or similar SQL and MS Excel
- Must be proficient in interpreting data using analytics research methodologies and statistical techniques
- Previous experience with Business Intelligence reporting (e.g. Tableau PowerBI etc) is desirable
- Excellent English written/verbal communication skills critical thinking and interpersonal skills
- Highly independent and self-motivated to forming opinions that are supported by data.
- Strong knowledge of modeling tools and techniques and use in strategy
- Ability to understand competitive pressure economic trends and their business impacts.
- High Energy with ability to work in a fast-paced environment
- Comfortable interacting and engaging with colleagues from all levels of management across all business units and third-party vendors
- Demonstrated technical leadership skills including self-direction coaching and mentoring
- Highly motivated well organized capable of developing and executing business analysis and able to communicate status and results effectively
- Ability to succeed within a cross-functional team emphasizing Collective Ownership in a fast-paced environment
- Ability to work effectively both independently and as a team member
- Be confident and willing to challenge status quo but also willing to concede and execute others ideas when necessary
- Capable of teaching and learning from others to promote continuity of knowledge and personal development
- Cultivate good working relationships with other business units particularly Marketing Operations and Finance
Required Experience:
Senior IC
About Company
Get low-interest personal loans quickly with Best Egg. Apply online in minutes & receive funds fast. Start your journey to financial stability now!
