Senior Credit Consultant
Job Summary
Navistar Financial Corporation (NFC) has an exciting opportunity for aSenior Credit Consultantto support dealerships in the financing of International trucks and bus inventory which is to be sold to end user customers. This is a dynamic role with credit approval authority focused on providing expert credit underwriting of fleet customers.
ABOUT NFC
Navistar Financial Company (NFC) is the captive finance company for International Motors LLC* and the provider of International TM Financial services.
- Build strong relationships with dealerships as you assess credit requests.
- Perform in-depth financial analysis for both new and existing dealerships.
- Prepare clean professional and accurate credit write-ups.
- Recommend credit decisions and use your authority within our dual-signature policy.
- Communicate credit decisions clearly to dealerships and internal personnel as needed.
- Ensure compliance with company policies including risk ratings and credit reviews.
- Gather essential due diligence and KYC (Know Your Customer) information.
- Review documentation to ensure accuracy and completeness.
- Ensure NFC security is perfected with full documentation and perfected liens.
- Develop and deliver training to enhance the skills of our credit team.
- Educate dealers on Wholesale credit expectations and requirements.
- Collaborate with management on policy updates and process improvements.
- Seek opportunities for continuous improvement.
- Bachelors degree and at least 5 years of accounting or finance experience
- At least 1 years of lead experience
OR
- Masters degree and at least 3 years of accounting or finance experience
- At least 1 years of lead experience
OR
- At least 8 years of accounting or finance experience
- At least 1 years of lead experience
- Qualified candidates excluding current employees must be legally authorized on an unrestricted basis (US Citizen Legal Permanent Resident Refugee or Asylee) to be employed in the United States. We do not anticipate providing employment-related work sponsorship for this position (e.g. H-1B status)
- 3 years of credit underwriting experience on transactions or credit lines exceeding $1 million preferably in transportation sector.
- Strong analytical skills business writing skills and proficiency with applications including Excel Word Powerpoint and PowerBI.
- Ability to work independently and within a team environment.
- Ability to effectively communicate with C-level executives and the Management/Ownership of International dealerships.
- Knowledge of transportation industry.
- Proficiency in financial statement analysis finance documentation and lien perfection.
- Ability to assess credit risk of dealerships with large exposure levels.
- Ability to effectively prioritize workloads which include multiple transactions
This position offers competitive market-based compensation along with a comprehensive benefits package designed to support employee wellbeing. You can learn more about the benefits offered for this position by visiting expected salary offered for this position will fall within the stated range with the final offer based on the candidates applicable skills knowledge and experience.
About TRATON
With its brands Scania MAN International and Volkswagen Truck & BusTRATONSE is the parent and holding company of theTRATONGROUP and one of the worlds leading commercial vehicle manufacturers. The Groups product portfolio comprises trucks buses and light-duty commercial vehicles. Transforming Transportation Together. For a sustainable world.: this intention underlines the Companys ambition to have a lasting and sustainable impact on the commercial vehicle business and on the Groups commercial growth.
About International
From a one-man company built on the world-changing invention of the McCormick reaper in 1831 to the 15000-person-strong company we are todayfew companies can lay claim to a history like International. Based in Lisle Illinois International Motors LLC* creates solutions that deliver greater uptime and productivity to our customers throughout the full operation of our commercial vehicles. We build International trucks and engines and IC Bus school and commercial buses that are as tough and as smart as the people who drive them. We also develop Fleetrite aftermarket everything we do our vision is to accelerate the impact of sustainable mobility to create the cleaner safer world we all deserve. As of 2021 we joined Scania MAN and Volkswagen Truck & Bus in TRATON GROUP a global champion of the truck and transport services industry. To learn more visit.
*International Motors LLC is d/b/a International Motors USA in Illinois Missouri New Jersey Ohio Texas and Utah.
We are an Equal Opportunity Employer. We evaluate qualified applicants without regard to race color religion sex sexual orientation gender identity national origin disability veteran status and other legally protected characteristics.
If you are a qualified individual with a disability and require a reasonable accommodation to access the online application system or participate in the interview process due to your disability please emailto request assistance. Kindly specify Job Requisition Number / Job Title and Location in response. Otherwise your request may not be considered.
Required Experience:
Senior IC