SBA Production AssistantCloser II

At Gesa we believe in the power of our people. Coming from all walks of life our team members individual stories and unique experiences are our most valuable asset. But its how we come together igniting our collective compassion and commitment to empowering our communities that makes us succeed. Because we know we go further when we go together.

Here you can join a team who is passionate about serving others has a desire to do good and shares a deep love of people. You can engage in meaningful work that impacts your community. You can challenge yourself and grow in your career. And you can rest assured that your wellbeing and prosperity are our priority.

Get to know us:About - Gesa Credit Union

The SBA Loan Production Assistant/Closer II reports directly to the VP of SBA Division and requires strong organizational skills the ability to multi-task and perform well under pressure. They manage the end-to-end lifecycle of SBA loan transactions from application through funding and post-closing. This role ensures loan files are complete accurate and compliant with SBA Standard Operating Procedures (SOP) internal credit approvals and regulatory requirements. The position serves as a crucial point of coordination between borrowers lenders attorneys title companies and internal departments to deliver timely high-quality and compliant SBA loan the SBA lending market this position is typically classified as either an SBA Closer or SBA Processor.

1. Order track and evaluate third-party reports including Preliminary title commitments and title policies Flood determinations Environmental reports UCC searches Appraisals and business valuations IRS tax verification CAIVRS and SAM checks
2. Reviews and ensures necessary borrowing entity documents are in file (partnershipLLC trust corporations etc.) with correct signing authority
3. Scan and maintain all loan documentation in the imaging system to ensure complete and audit-ready files
4. Request review and ensure required insurance coverage
5. Reviews packages for completion accuracy and SBA and Gesa CU compliance
6. Work collaboratively with Credit Analysts and Gesa Credit Union Loan Processors to ensure all loan documentation requests are accurate complete and submitted timely in accordance with established guidelines and policies
7. Assist in new account opening for new business members
8. Facilitate loan closing with internal and external partners
9. Perform final review of loan documents to ensure accuracy and compliance with SBA SOPs and all applicable federal guidelines
10. Satisfaction of Equity Verification vs SBA Authorization/Terms and Conditions
11. Set up wires and funding instructions
12. Notifies SBA Relationship Manager of exceptions within the portfolio and when appropriate communicates directly with the customer to obtain required financial information
13. Confirm all closing conditions are met per SBA SOP and policy
14. Ensure all credit conditions are met prior to loan disbursement
15. Process prepare and report withdrawn/declined loan applications
16. Creation of correspondence
17. Assisting in loan write-up preparation
18. Provide timely complete and accurate responses to inquiries emails phone calls and other contact
19. Work SBA Loan Checklist for completeness and follow up on all pending documents.
20. Keep track of all SBA Loan pipeline in process and assist in managing the closing process
21. Must understand and perform Bank Secrecy Act (BSA) functions as applicable to job responsibilities.
22. Attend credit union training sessions conferences or seminars as approved by supervisor. Maintain awareness of policies and regulations related to duties and responsibilities.
23. Complete disposition of declined/withdrawn loans
24. Maintain high level of confidentiality relative to members accounts/loans
25. Work as a team member of the Commercial Lending Division to assure the highest and most professional level of service to Credit Union members
26. Must collaborate with commercial lending teams to provide high levels of internal service and in job completion
27. Process payment of SBA loan fees and maintains accurate records of such
28. Ability to coach mentor or train others and teach coursework as subject matter expert
29. Ability to process complicated SBA loan structures with ease
30. Identifies issues early and drives resolution
31. Helps standardize processes
32. Perform pre-close and post-close audits with limited errors
33. Assists Management with Secondary Market sales
34. Contributes to effective Commercial Lending Division and credit union operations by performing other related duties as assigned

1. Thorough knowledge of credit services and other credit union services
2. Thorough knowledge of lending policies and procedures
3. Proficient computer skills with collaboration and productivity tools including Windows-based operating systems and office suites (Microsoft Word Outlook Excel PowerPoint); spreadsheet applications to organize data used for advanced data analysis; internet; email; and bank software
4. Highly effective oral and written communication skills
5. Highly effective self-management skills
6. Ability to converse with business owners
7. Ability to organize prioritize and respond simultaneously to multiple tasks and requests
8. Ability to work well in and contribute to a cohesive team environment.
9. Effectively communicate ideas and information both verbal and written.
10. Display and maintain courtesy tact and diplomacy with current and potential vendors peers and staff.
11. Capability of working effectively under limited supervision
12. Knowledge of commercial construction is preferred

1. High school graduate or GED required
2. Three (3) to five (5) years of commercial loan processing experience
3. Minimum two (3) years of experience with lending compliance
4. Minimum of one (2) year of business lending and real estate experience

In exchange for bringing your talent to Gesa here are a just a few of the benefits and perks we offer:

• Competitive Pay
• Medical Dental Vision and Life Insurance
• 20 days/year of Paid Time Off Plus 10 Paid Holidays!
• 401(k) Match
• Incentive Program
• Tuition Assistance and Student Loan Repayment
• Commuter Benefits
• Paid Time Off to Volunteer in the Community
• Product discounts
• Engaging Work Environment
• Rewards and Recognition Programs

*While our full pay range is listed most new team members typically start between the minimum and midpoint based on their experience and qualifications. This approach gives room to grow within the role as your career progresses with us!

Get wise to whats possible with a career at Gesa. Join us!

We will ensure that individuals with disabilities are provided reasonable accommodation to participate in the job application or interview process to perform essential job functions and to receive other benefits and privileges of employment. Please contact the HR Department at or to request an accommodation.

Gesa Credit Union reserves the right to revise or change the job description as the need arises. This job description is not all inclusive of total job responsibilities nor does it constitute a written or implied contract of employment.

Selected candidate(s) must be able to pass a pre-employment credit/background check.

Gesa Credit Union is an Equal Opportunity Employer and strong advocate of workforce diversity. Race/Color/Gender/Sexual Orientation/Gender Identity/Religion/National Origin/Disability/Veteran.

Equal Employment Opportunity ()