Risk & Underwriting Leadership Development Program Analyst (RULDP) January Class

Candidates must have participated in and completed a Cigna Group internship prior to applying for this position.

Start Date: January 2027

Your Future in Underwriting Starts Here.

Imagine a career where your ideas analysis and judgment help drive smarter decisions and stronger RULDP Evolve at The Cigna Group you wont just learn underwriting; youll live it. Through immersive training mentorship and real responsibility youll gain the confidence and expertise to evaluate risk influence strategy and build a career with purpose and impact. Designed to support your transition from academia to industry this program is ideal for recent graduates and earlycareer professionals who are curious motivated and eager to apply their academic knowledge in a real-world setting.

Key Responsibilities:

• Assess risk characteristics and recommend pricing and terms that balance competitiveness with financial discipline.

• Apply quantitative analysis and underwriting judgment to evaluate profitability drivers and articulate trade-offs.

• After training help manage a book of business by monitoring performance identifying trends and taking proactive action.

• Collaborate with Sales and Account Management to design solutions that meet customer needs and support retention.

• Negotiate with clients and brokers using clear rationale professional presence and strong follow-through.

• Share insights and best practices that improve underwriting consistency efficiency and outcomes.

What Youll Get:

• Structured Curriculum: Comprehensive training modules include risk evaluation pricing fundamentals product knowledge negotiation strategies portfolio management and leadership communication.

• Leadership Development: Coaching workshops mentoring and hands-on business initiatives to accelerate your growth.

• Career Exploration: Job shadowing and strategic projects plus an optional rotation to broaden exposure across products markets and customer segments.

• Mentorship & Networking: Connect with early-career talent and senior leaders dedicated to your professional development.

Required Qualifications:

• Bachelors degree is required. Preferred majors/minors: Risk Management Insurance Business Economics Finance Management Mathematics or Healthcare.

• If your degree is outside these majors/minors you must have relevant prior experience or an internship in the analytics finance or insurance space.

• Demonstrated quantitative capability (coursework projects or experience) and comfort working with math and numbers

• Strong written and verbal communication skills including the ability to present recommendations with clarity

PreferredQualifications:

• GPA 3.0 or higher

• Strong analytical and critical thinking skills

• Confident negotiator and problem-solver

• Customer-focused mindset

• Proficiencywith Excel or similar analytical tools

• Growth mindset and learning agility; comfortable using feedback to make improvements.

Additional Information:

• Location: This position is based in Chattanooga TN. The role requires a hybrid work schedule with a minimum of three days per week working onsite (Tuesday Wednesday and one additional day of the employees choice) and the option to work the remaining days remotely. Relocation assistance is not offered and employees must be able to meet the onsite schedule for their assigned office location.

• PreEmployment Requirements: Selected candidates will be required to complete mandatory preemployment tasks approximately 45 days prior to the program start date. Completion of the drug test requires availability within the United States during this timeframe.

• Work Authorization:This position is open only to individuals who are eligible for employment in the United States and who would not require visa support including H-1B or CPT/OPT/STEM etc. now or in the future.

About Cigna Healthcare

Qualified applicants will be considered without regard to race color age disability sex childbirth (including pregnancy) or related medical conditions including but not limited to lactation sexual orientation gender identity or expression veteran or military status religion national origin ancestry marital or familial status genetic information status with regard to public assistance citizenship status or any other characteristic protected by applicable equal employment opportunity laws.

If you need a reasonable accommodation to complete the online application process please email for assistance. Please note that this email inbox is dedicated to accommodation requests only and cannot provide application updates or accept resumes.

The Cigna Group has a tobacco-free policy and reserves the right not to hire tobacco/nicotine users in states where that is legally permissible. Candidates in such states who use tobacco/nicotine will not be considered for employment unless they enter a qualifying smoking cessation program prior to the start of their employment. These states include: Alabama Alaska Arizona Arkansas Delaware Florida Georgia Hawaii Idaho Iowa Kansas Maryland Massachusetts Michigan Nebraska Ohio Pennsylvania Texas Utah Vermont and Washington State.

Qualified applicants with criminal histories will be considered for employment in a manner consistent with all federal state and local ordinances.