Risk Division Dallas Associate, Credit Risk

Job Duties:Associate Credit Risk withGoldman Sachs & Co. LLCinDallas the credit and financial strength of the firms Natural Resources counterparts by performing fundamental credit analysis of both quantitative and qualitative credit factors. Determine and manage the firms credit risk appetite across derivatives loans funding and deposits for a portfolio of Natural Resources counterparts which includes setting credit exposure limits and tracking of these limits. Approve derivative and funding transactions while ensuring appropriate documentation and risk mitigants to protect against default and minimize potential losses. Perform credit underwriting of lending transactions contributing credit recommendations and support to the firms capital committee approval process. Coordinate with Global Banking and Markets (GBM) Asset Wealth Management (AWM) Legal Operations and Compliance departments to approve the transactions and ensure proper documentation. Recommend and defend internal and regulatory risk ratings for counterparts/transactions as required. This includes presenting findings and recommendations to senior management and answer questions relating to analysis performed. Proactively monitor and assess counterparts and industry subsectors including based on market indicators regulatory guidance rating agency commentary and counterparty surveillance and report relevant information and its impact to senior management in a timely manner.

Job Requirements:Masters degree (U.S. or foreign equivalent) inFinance Financial Management Accounting Economics or a related fieldand one (1) year of experience in job offered or a related role OR Bachelors degree (U.S. or foreign equivalent) inFinance Financial Management Accounting Economics or a related fieldand three (3) years of experience in job offered or a related role. Prior experience must include one (1) year with masters degree or three (3) years with bachelors degree with the following: performing credit analysis using both quantitative and qualitative factors to assess borrower and counter party risk; navigating the Federal Reserve Banks Shared National Credit (SNC) program including reviewing and assessing risks in large and complex syndicated credits shared by multiple U.S. financial Institution; applying financial analysis tools and techniques to evaluate liquidity solvency leverage and profitability and interpret how these finical ratios interrelate; evaluating credit and financial strength of borrowers and conducting fundamental credit analysis; assessing corporate performance by analyzing capital structure cash flow trends and financial prospects to determine intrinsic value and conduct leveraged lending risk evaluations; utilizing derivative products and trading documentation such as ISDAs NAESBs WSPPs; and reviewing Commitment Papers and Credit Agreements including the underlying transaction structure and the main credit terms involved for protecting the lender recovery prospects.

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