Relationship Manager

Location:

Job Summary
The Relationship Manager Commercial serves as a primary point of contact and trusted advisor for commercial clients. The Relationship Manager is accountable for handling all aspects of business development in the targeted geographic area. This role collaborates with other bankers and product partners on the development and delivery of solutions to meet client needs and is accountable for directing the implementation of the proposed plans. Relationship Managers drive financial performance through profitable cash management/deposit growth and quality credit.

**Position will be located remotely in NJ only while we work on opening an office in NJ. Candidates MUST live in the NJ market.**

Essential Functions

• Serve as the Trusted Advisor and Business Partner to clients and functions as the Commercial Banking client expert and the primary contact for most client-related matters.
• Drive a focused growth and business development efforts by creating and maintaining a clear and holistic understanding of the clients or prospects business/industry.
• Manage strategic issues including but not limited to raising capital regulatory compliance ownership transition planning M&A and revenue cycle management.
• Educate the client on Keys expertise and capabilities in core product areas including cash management derivatives equipment finance and more.
• Identify cross-sell opportunities and collaborate with other Community Bankers and Product Specialists to structure coordinate and sponsor credit and non-credit products/services.
• Maintain active prospecting efforts including identification qualification and calling as well as develop an active Center of Influence (COI) referral network.
• Continuously improve functional/technical sales and credit expertise and transfer this knowledge to team members partnering effectively with Credit Officers as the first level sponsor for credit decisions.
• Lead credit processes and ensure asset quality including underwriting structuring and portfolio management; prepare Asset Quality Reports and Risk Rating models for accurate risk assessment.
• Maximize profitability of assigned portfolio by effectively selling the value Key provides.
• Performs other duties as assigned; duties responsibilities and/or activities may change or new ones may be assigned at any time with or without notice
• Complies with all KeyBank policies and procedures including without limitation acting professionally at all times conducting business ethically avoiding conflicts of interest and acting in the best interests of Keys clients and Key.

Education

• Bachelors Degree in accounting finance or related field or equivalent experience (required)
• Masters Degree (preferred)

Work Experience

• 5 years of financial services related experience (required)
• 1 years formal commercial credit training & experience from a bank or financial institution (preferred)
• 1 years of high performing experience providing financial expertise counsel and customized solutions to commercial clients in emerging to middle-market revenue brackets (preferred)
• Experience working in relationship management teams with a proven understanding of the importance of balancing business development and asset quality (preferred)
• Strong track record of achieving performance targets (preferred)
• Involvement in relevant boards and/or industry organizations (preferred)

Skills

• Prioritizing the needs goals and success of clients in every decision and interaction ensuring tailored and responsive service.
• Making decisions that reflect high ethical standards balancing client needs with regulatory and organizational responsibilities.
• Taking ownership of decisions actions and outcomes and holding oneself and others responsible for delivering results.
• Analyzing complex problems and data to develop logical well-reasoned solutions that support client and business objectives.
• Understanding the financial operational and strategic drivers of commercial organizations to provide relevant and impactful banking solutions.
• Effectively using customer relationship management systems to track interactions manage pipelines and support relationship development.
• Engaging clients in meaningful dialogue to uncover needs and deliver customized financial solutions that create measurable sustainable value that aligns their needs with the banks capabilities and strategic goals.
• Possessing deep knowledge of commercial banking products and services and how they apply to the unique needs of commercial clients.
• Systematically evaluate the likelihood and impact of risks and identify leading indicators to support informed decision-making and protect the clients and banks interests.

Core Competencies

• All KeyBank employees are expected to demonstrate Keys Values and abide by Keys Code of Conduct.

Physical Demands

• General Office - Prolonged sitting ability to communicate face to face in person or on the phone with teammates and clients frequent use of PC/laptop occasional lifting/pushing/pulling of backpacks computer bags up to 10 lbs.

Travel

• Occasional travel to include overnight stay.

Driving Requirements

• May need to drive to multiple locations in a single day; ability to operate a motor vehicle with a valid drivers license required.

COMPENSATION AND BENEFITS

Please click here for a list of benefits for which this position is eligible.

Key has implemented an approach to employee workspaces which prioritizes in-office presence while providing flexible options in circumstances where roles can be performed effectively in a mobile environment.

Qualified individuals with disabilities or disabled veterans who are unable or limited in their ability to apply on this site may request reasonable accommodations by emailing