Real Estate Processor
Posted:
1 October 2026 (Yesterday)
Application Deadline:
29 December 2026
Vacancies:
1 Vacancy
Job Summary
UBank
Real Estate Loan Processor
Full Time - On Site - Tyler Texas
JOB SUMMARY
The Real Estate Processor is responsible for ensuring commercial loans secured by real estate and other collateral are processed and closed in accordance with approved loan terms UBank policies and applicable requirements. The Real Estate Processor reviews loan approval information entity documentation collateral due diligence and loan documents to identify outstanding items or discrepancies before closing. This position works closely with Lenders Lending Assistants and other parties involved in the loan process to complete closing and funding of loans.
ESSENTIAL DUTIES AND RESPONSIBILITIES
- Process and review complex commercial loan closing from submission through initial funding for internally prepared and attorney prepared loan documents.
- Review new commercial real estate loans construction loans lines of credit loan renewals modifications and other commercial transactions as assigned.
- Monitor assigned loans throughout the closing process and maintain accurate loan status.
- Review loan documentation and closing requirements against the approved loan terms and conditions.
- Verify that required approval conditions have been satisfied before closing and funding.
- Identify missing information documentation discrepancies and outstanding closing requirements and communicate them to the appropriate lending team member.
- Manage multiple loan files and closing deadlines while maintaining accuracy and quality.
- Collects reviews and analyzes due diligence required to close loan including but not limited to entity documentation UCC searches flood certificates appraisals environmental reports insurance lien searches title commitments surveys and all required documentation based on collateral type.
- Review title and collateral documentation to identify potential issues that could affect closing or lien perfection.
- Verify that required insurance and collateral documentation meet UBank requirements.
- Coordinate corrections or additional documentation when issues are identified.
- Assist with lien perfection based on the type of collateral including UCC filings when applicable.
- Follow Ubanks lending policies and procedures.
- Ensure loan files contain required documentation and approvals.
- Identify and escalate policy exceptions or other issues requiring additional approval.
- Maintain confidentially of borrower and bank information.
- Prepare loan documents internally or coordinate with the Lending Assistant when attorney-prepared documents are required.
- Review attorney-prepared loan documents for consistency with approved loan terms.
- Coordinate execution of loan documents and submit initial funding once all closing conditions are met.
- Coordinate funding with the appropriate internal departments.
- Review executed closing package for completeness and follow up on outstanding signatures or corrections.
- Cross-train in other Loan Operations functions to provide coverage during employee absences or periods of increased volume.
- Provide backup support to other members of Loan Operations as needed.
QUALIFICATIONS
- Prior commercial loan closing experience including due diligence requirements of commercial real estate collateral entity documentation and various loan types such as participations SBA construction and lines of credit preferred.
- Knowledge of financial institutions policies procedures and regulations preferred.
- Ability to maintain confidentiality and handle sensitive financial information.
- Ability to prioritize multiple loans and deadlines simultaneously.
- Strong attention to detail communication and time management skills.
SUCCESS METRICS
- Thrives in a fast-paced environments and adapts quickly to change.
- Manages workload effectively while meeting established turnaround times.
- Identifies documentation issues early reducing delays and rework.
- Communication is professional timely and clear.
- Serves as a reliable resource for lending team and loan operations.
EDUCATION REQUIREMENTS
- High school diploma or GED required.
CORE COMPETENCIES
- Accountability
- Adaptability
- Attention to Detail
- Collaboration
- Communication Skills
- Compliance and Regulatory Awareness
- Continuous Learning
- Data Accuracy
- Dependability
- Ethics and Integrity
- Operational Excellence
- Organizational Skills
About Company
Discover UBank - Your Trusted Local Bank in Huntington, TX. Personalized banking solutions for East Texas residents. Visit us today!