Real Estate Analyst San Francisco, CA

Associates at California Bank & Trust work in a relationship-centered culture where they are provided with the tools training and opportunities to build the best possible relationships with our clients and with each other. Our workplace culture values each associates unique experiences background and perspectives and provides a collaborative environment for all employees to grow and thrive.

As a premier California-focused financial services company dedicated to serving its communities families and businesses (small mid-sized and large) CB&T has been active for 70 years and has more than 80 full-service branch offices across the state. This dedication has helped the bank earn recognition as a perennial powerhouse in yearly voting for Best Bank and Best Commercial Bank from the readers of San Diego Union-Tribune and Orange County Register. Additionally as a division of Zions Bancorporation the bank has collected multiple Greenwich Excellence Awards for Overall Client Satisfaction in Small Business & Middle Market Excellence Awards.

We are looking for aReal Estate AnalystinSan Francisco CA.

Essential Functions:

• Performs cash flow and tax return analysis. Monitors ongoing compliance with financial covenants and initiatesappropriate remediesfor non-compliance.

• Assists with loan portfolio reporting and preparation of credit presentations according tobankspolicy and guidelines.

• Conducts industry research.

• Conducts credit investigations and analyses.

• Analyzes financial statements and related material todeterminefinancial conditions and trends.

• Prepares summaries presents facts and offers opinions concerningcredit-worthiness.

• Provides credit information and references for customers loan officers or other agencies as requested.

• Ensures that all credit files include proper documentation including current financial statements agency reports etc.

• Maintains control over current accounts noting payment progress watching for any developing problems and keeping loan officers informed.

• Writescredit memorandums.

• Mayaccompanylenders on business calls conduct industryresearchandassistwith special projects as assigned.

Qualifications:

• Typically requires aBachelorsdegree in Finance or related field and 2 year of previous Real Estate Analyst experience.

• Limited use and/or application of basic real estate credit concepts.

• Basic knowledge of financial statements and general analysis gained through college coursework.

• Basic PC skills.

Benefits:

• Medical Dental and Vision Insurance - START DAY ONE!

• Life and Disability Insurance Paid Parental Leave and Adoption Assistance

• Health Savings (HSA) Flexible Spending (FSA)and dependent care accounts

• Paid Training Paid Time Off (PTO) and 11 Paid Federal Holidays and any applicable state holidays

• 401(k) plan with company match Profit Sharing competitive compensation in line with work experience

• Mental health benefits including coaching and therapy sessions

• Tuition Reimbursement for qualifying employees enrolled in an accredited degree program related to the needs of the business maximum of $5250 per calendar year employees are eligible for the program upon hire

• Employee Ambassador preferred banking products

This position is eligible to earn a base salary in the range of$93000 - $110000 depending on job-related factors such as level of experience.