Rate Development Manager

Embark on a Journey That Makes a Difference.

At Redion every day is an opportunity to help people explore the world with confidence. Were not just in the business of protectionwere in the business of adventure and peace of mind. Whether its a backpacker trekking through the Andes a family cruising the Mediterranean or a solo traveler chasing the Northern Lights were there to ensure their journey is safe and supported. From assisting with emergency medical claims to guiding customers through trip disruptions or ID theft your work helps turn travel challenges into stories of resilience.

Set Sail on a Career Path to Success.

Our teams value curiosity and collaboration while priding ourselves on fostering a welcoming and inclusive atmosphere for our employees. Elevate your journey through our internal programs including:

• Diversity Equity and Inclusion (DEI) Committee
• Career pathing and Individual Development Plans
• Internal training and intern opportunities
• Women in Business Mentorship Program
• Employee awards and recognition
• Education and Professional Development Assistance Program

Passport to Perks Includes:

• Generous Employer contribution for health dental and vision insurance
• Paid Maternity and Paternity Leave

• Scholarship Program for Employee Dependents
• Company match on 401k
• Employee Assistance Program (EAP)
• Company paid short-term and long-term disability insurance
• Company paid life insurance
• Voluntary Pet Insurance
• Voluntary Legal Benefit
• Discounts on travel insurance
• Time off policies including vacation days sick days personal days holidays and volunteer days (VTO)

Your Role on the Expedition:

This position will play a pivotal role in shaping the pricing and regulatory filing strategy for the companys countrywide travel insurance portfolio and associated commercial insurance programs. The Rate Development Manager will lead complex multi-state rate development and filing initiatives while partnering closely with Product Development and Underwriting to deliver innovative market-ready solutions for our partners. The position requires strong GLM modeling and ratemaking expertise and the ability to apply rigorous actuarial analysis and first-principles to a specialized line of business. This position collaborates with leadership and stakeholders across the organization may supervise other Actuarial staff and reports to the VP Product Development & Analytics.

Chart Your Course:

• Own manage and continuously improve the end-to-end rate development and rate filing process.

• Lead ratemaking analyses rate indications experience studies and GLM modeling to support the development and ongoing updates to the companys countrywide rate manuals.

• Develop rates for new coverages perils and programs including offerings that may not currently exist in the market.

• Conduct manage and present dislocation and rate manual calibration analyses to support stakeholder alignment and stakeholder approval to file proposed rates and rate changes.

• Oversee the preparation of actuarial memoranda exhibits and rate manuals for 50-state filings.

• Manage filing timelines and communicate progress risks and mitigating solutions to stakeholders throughout the filing and approval process.

• Manage and enhance rating tools used by the Underwriting team to price new opportunities based on approved state rate manuals including supporting documentation and training materials.

• Perform regular market and competitor intelligence analyses to inform the companys product development and pricing strategies

Your Ticket to Success:

Requirements:

• Minimum of 7 years of actuarial experience with demonstrated success independently managing large complex actuarial analyses and regulatory filing projects.
• Strong expertise in GLM modeling including the ability to explain methodology assumptions results and business implications to both technical and non-technical audiences.
• Hands-on experience with Python R Emblem Akur8 or other actuarial modeling and statistical software.
• Advanced proficiency in Excel and SQL; experience with data visualization tools and techniques is preferred.
• Excellent written and verbal communication skills with the ability to clearly present complex technical concepts to a wide range of audiences including regulators actuarial peers business stakeholders and senior executives.
• Highly reliable and detail-oriented with a strong work ethic and commitment to producing high-quality regulator-ready work products.

Education/Certifications:

• High School Diploma or Equivalent (GED) required.
• Bachelors degree (B.A.) in mathematics actuarial science economics finance or similar degree from an accredited college or university.
• Accredited member of the Casualty Actuarial Society in good standing: ACAS or FCAS.

Position Coordinates:

This is a hybrid role based out of our San Diego CA office. As a hybrid role you will be working onsite 2-3 days a week and working from home 2-3 days a week.

One team. Every destination.

Redion is proudly part of the Generali Group and our products utilize a number of corporate and product brands. The brands for our North American team include the following:

• Redion Insurance Services Inc.: US travel insurance brand for retail tour operator cruise and lodging partners. Learn more here.
• Redion US Holdings: The primary Corporate brand in the United States for our travel insurance travel assistance identity and cyber protection and beneficiary companion products. Learn more here.
• Redion Medical Management Inc.: the industry standard for global medical cost containment and medical risk management solutions. Learn more here.
• Iris Powered by Generali: identity and digital protection solution. Learn more here.

Explore new horizons apply today!

Dont meet every single requirement At Redion we are dedicated to building a diverse inclusive and enriching workplace so if youre excited about this role but your past experience doesnt align perfectly with every qualification in the job description we encourage you to apply anyways. You may be just the right candidate for this or other roles.

California Residents - Privacy Notice for California Residents Seeking Employment with Redion is available here: CCPA Privacy Policy Redion

The Company is committed to providing equal employment opportunity in all our employment programs and decisions. Discrimination in employment on the basis of any classification protected under federal state or local law is a violation of our policy. Equal employment opportunity is provided to all employees and applicants for employment without regard age race color religion creed sex gender identity gender expression transgender status pregnancy childbirth medical conditions related to pregnancy or childbirth sexual orientation national origin ancestry ethnicity citizenship genetic information marital status military status HIV/AIDS status mental or physical disability use of a guide or support animal because of blindness deafness or physical handicap or any other legally protected basis under applicable federal state or local law. This policy applies to all terms and conditions of employment including but not limited to recruitment and hiring classification placement promotion termination reductions in force recall transfer leaves of absences compensation and training. Any employees with questions or concerns about equal employment opportunities in the workplace are encouraged to bring these issues to the attention of Human Resources. The Company will not allow any form of retaliation against individuals who raise issues of equal employment opportunity. All Company employees are responsible for complying with the Companys Equal Opportunity Policy. Every employee is to treat all other employees equally and fairly. Violations of this policy may subject an employee to disciplinary action up to and including termination of employment.