Product Manager, Apple Pay

Apple is a place where extraordinary people gather to do their best work. Together we craft products and experiences people once couldnt have imagined and now cant imagine living youre excited by the idea of making a real impact a career with Apple might be your dream job! The Apple Pay team is seeking an experienced product professional to improve the Apple Pay and Wallet user experience while enhancing the trust and safety of our users.

The Apple Pay team is seeking a product manager who loves building products that are both innovative and easy to use. This role focuses on the end-to-end provisioning experience developing new identification and verification features and combating role will be responsible for defining building and launching ground-breaking new features that protect users while reducing friction. You will guide teams leading complex cross-functional projects and drive progress by diving into technical details when needed while also thinking through the end-to-end experience from a user tapping Add Card to an issuers risk decision in milliseconds. We are looking for a motivated candidate who wants to build great customer experiences and invent the future of identity and fraud prevention.

Guide teams across Human Interface Engineering Legal Business Development Marketing Analytics and Operations leading intricate cross-functional innovation in provisioning and fraud prevention that protects users while reducing envision and build new strategies roadmaps and product features for the provisioning and risk progress by evangelizing product strategy to build alignment across executives colleagues and external assumptions and deliver solutions first and foremost with Apples customers in mind despite the complexity that is often behind the go-to-market planning and execution ensuring readiness across all partners and optimizing for measurable adoption and collaborate with strategic partners Networks Issuers Merchants and other ecosystem players on product development.

5 years of Product Management experience building and launching consumer products with designers engineers and data scientistsnDemonstrated ability to lead cross-functional initiatives spanning engineering design marketing and legalnTechnical foundation with the ability to engage with engineering teams and understand system-level tradeoffsnExpertise with payment and identity technology end to end including card provisioning identification and verification (IDu0026V) tokenization device and behavioral signals fraud detection dispute and chargeback flowsnFluency with payment ecosystem players roles and strategies (Networks Issuers token service providers)nAbility to synthesize complex topics drive alignment and communicate effectively with senior leadership

Proven ability to impact provisioning and fraud business metrics such as provisioning approval and step-up rates fraud rate and account takeovernWorking knowledge of how machine learning is applied to risk decisioning including signal design model evaluation and the tradeoffs between precision recall and user frictionnFamiliarity with the regulatory environment shaping authentication and provisioning (e.g. 3-D Secure SCA evolving identity standards)nTrack record of operational excellence defining processes managing program execution and delivering results with consistency and rigornExperience working across multiple product areas within a platform or ecosystemnMBA or advanced degree a plus