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Product Maker- Payments and AI Integration

Ninth Wave


Job Location:

New York City, NY - USA

Monthly Salary: Not provided by the employer
Posted: 23 May 2026 (30+ days ago)
Application Deadline: 20 August 2026
Vacancies: 1 Vacancy
The job posting is outdated and position may be filled

Job Summary



Product Maker Payments & AI Integrations

Full Time Opportunity- New York NY

We are seeking a highly entrepreneurial and hands-on Product Maker to design build and launch innovative digital products focused on payments integrations and AI-enabled experiences. This role blends product management rapid prototyping technical execution and customer-centric innovation.

The ideal candidate thrives in fast-paced environments can independently turn ideas into working prototypes and is comfortable operating across strategy design engineering and delivery. You will lead the creation of Proofs of Concept (POCs) MVPs integrations and scalable product solutions while leveraging modern AI technologies and payment ecosystems.

Key Responsibilities

  • Own the end-to-end product creation lifecycle from ideation through MVP and production launch.
  • Build rapid prototypes POCs and MVPs to validate product concepts quickly.
  • Design and implement integrations with payment platforms APIs fintech providers and third-party services.
  • Collaborate closely with engineering design operations and business stakeholders to deliver high-impact products.
  • Evaluate emerging AI tools LLMs automation frameworks and agentic workflows to improve products and internal operations.
  • Translate ambiguous business problems into actionable product and technical solutions.
  • Work directly with developers and architects to define requirements APIs workflows and technical feasibility.
  • Create product roadmaps user stories wireframes workflows and success metrics.
  • Drive experimentation user feedback collection iteration and product-market fit validation.
  • Support go-to-market readiness including demos pilot programs customer onboarding and stakeholder presentations.
  • Stay current on payment technologies embedded finance fintech trends AI innovation and integration best practices.
  • Operate with a builder mentality willing to get hands dirty across product implementation testing and execution.

Required Qualifications

  • 5 years of experience in Product Management Product Strategy Solutions Engineering Innovation or related roles.
  • Proven experience building and launching digital products MVPs or customer-facing platforms.
  • Strong understanding of payment ecosystems fintech integrations APIs and transactional workflows.
  • Hands-on technical aptitude with the ability to work closely with engineers and understand system architecture.
  • Experience with AI/ML technologies Generative AI LLMs automation tools or AI-enabled product development.
  • Demonstrated ability to rapidly prototype and iterate on ideas.
  • Strong communication and stakeholder management skills.
  • Experience working in Agile startup or innovation-driven environments.
  • Ability to manage ambiguity and move quickly from concept to execution.

Preferred Qualifications

  • Experience with payment providers such as Stripe Adyen PayPal or embedded finance platforms.
  • Familiarity with REST APIs webhooks SDKs cloud platforms and low-code/no-code tools.
  • Experience using AI platforms such as OpenAI LangChain vector databases or workflow orchestration tools.
  • Exposure to SaaS fintech commerce marketplaces or enterprise integrations.
  • Coding or scripting experience in Python JavaScript or similar languages is a plus.
  • Experience building internal tools automation platforms or AI copilots.

Key Skills

  • Product Strategy & Execution
  • MVP & POC Development
  • Payments & Fintech Integrations
  • AI / Generative AI
  • API Design & Integrations
  • Rapid Prototyping
  • Agile Product Development
  • User Experience Thinking
  • Technical Problem Solving
  • Cross-functional Leadership
  • Innovation & Experimentation
  • Data-Driven Decision Making

Required Experience:

Manager


About Company

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Ninth Wave's open finance software solutions deliver secure data exchange through a single point of integration.

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