Product Head – Hazmat Transportation Program
Job Location:
Denver, CO - USA
Yearly Salary:
Posted on:
Vacancies:
Job Summary
Position Summary
The Product Head Hazmat Transportation Program is responsible for the overall underwriting strategy profitability operational performance and growth of a nationally recognized Hazmat Trucking insurance program. This leader will align underwriting talent carrier capital distribution relationships and operational resources to deliver sustainable underwriting results and profitable growth.Reporting to executive leadership the Product Head serves as the subject matter expert and strategic leader for the Hazmat product portfolio ensuring alignment with carrier appetite portfolio objectives and business plans. The role provides leadership to a team of underwriters and support staff while serving as the primary liaison between brokers carrier partners operations actuarial compliance and executive stakeholders.
The ideal candidate is a highly respected insurance professional with deep expertise in Hazmat Transportation Commercial Auto Environmental Risks Wholesale Distribution Program Business and Non-Admitted/E&S insurance. This individual must be collaborative strategic and capable of building strong internal and external partnerships while fostering a culture of teamwork and cross-selling across the organization.
Location: Denver CO or Chicago IL preferred; Open to remote for the right candidate if located outside of these areas.
What will your job entail
Key Responsibilities:
Drive Product Underwriting Strategy & Portfolio Performance
Define and execute underwriting strategy for the Hazmat Transportation product in alignment with carrier appetite premium goals profitability targets and growth objectives.
Manage the performance and profitability of a large book of business within a specialized Hazmat program with an established reputation in the marketplace.
Monitor portfolio metrics including premium growth new business production renewal retention loss ratio rate adequacy geographic concentration and overall portfolio health.
Oversee underwriting authority standards referrals compliance requirements and risk selection practices.
Evaluate opportunities for product enhancements geographic expansion and program growth initiatives.
Participate in product filings and regulatory initiatives that support future expansion strategies.
Partner with actuarial and analytics resources to evaluate performance trends and pricing effectiveness.
Lead Underwriting Operations & Team Development
Provide leadership coaching and oversight to a team of approximately 11 Underwriters and 2 Customer Service Representatives.
Manage day-to-day underwriting operations while promoting consistency accountability and underwriting excellence.
Support complex underwriting decisions account strategy broker negotiations and exception requests.
Maintain a personal book of business estimated at $3M-$5M in premium while providing oversight for the broader portfolio.
Attract develop mentor and retain underwriting talent while building succession plans that support long-term business continuity.
Establish a collaborative and high-performing culture focused on partnership accountability and continuous improvement.
Broker Carrier & Distribution Management
Develop and maintain strong relationships with wholesale brokers and selected retail distribution partners nationwide.
Serve as a market-facing ambassador for the Hazmat Transportation Program.
Collaborate with brokers to identify profitable opportunities and expand market presence.
Partner with carrier partners and capital providers to ensure alignment on underwriting strategy performance expectations and growth objectives.
Support distribution strategies cross-selling opportunities and business development efforts across multiple specialty programs.
Build Internal & External Partnerships
Partner closely with actuarial compliance legal operations claims marketing and executive leadership teams.
Develop and maintain relationships with key industry partners including TPAs service providers consultants and data vendors.
Collaborate with fellow Product Heads and Program Managers to identify opportunities for innovation cross-selling and operational efficiency.
Share best practices and contribute to organizational initiatives that improve overall MGU performance.
Reporting Analytics & Governance
Serve as the primary source of truth for product performance reporting and portfolio analytics.
Ensure integrity and accuracy of underwriting financial and operational data.
Track production and performance trends on a daily weekly monthly and annual basis.
Identify emerging issues and proactively implement corrective action plans.
Deliver high-quality reporting to executive leadership carrier partners and key stakeholders.
Support strategic planning budgeting forecasting and annual operating plans.
Required Qualifications
Bachelors degree in Business Risk Management Insurance Finance or a related field.
15 years of Property & Casualty underwriting experience.
Significant underwriting experience within Hazmat Transportation and Commercial Auto insurance.
Previous leadership experience managing underwriting teams.
Experience managing specialty insurance programs portfolios or books of business.
Strong wholesale broker distribution experience.
Proven track record managing underwriting profitability growth strategies and portfolio performance.
Experience developing underwriting guidelines authority structures and referral processes.
Strong understanding of regulatory compliance and underwriting governance.
Excellent communication relationship management and leadership skills.
Ability to work effectively across multiple departments and influence stakeholders at all levels.
Preferred Qualifications
Non-Admitted / Excess & Surplus (E&S) Commercial Auto experience.
Environmental insurance underwriting experience.
Experience supporting product filings program expansion or product development initiatives.
Existing relationships within the transportation trucking environmental or wholesale brokerage marketplace.
Experience managing specialty transportation programs with national distribution.
Masters degree in Business Risk Management or related field.
Licenses & Certifications
Active Property & Casualty License preferred.
Candidates without an active license may be considered if able to obtain licensing within 45-60 days.
Surplus Lines License preferred.
CPCU ARM AU AU-M CIC or other industry designations highly desirable.
Ryan Specialty is an Equal Opportunity Employer. We are committed to building and sustaining a diverse workforce throughout the vision is an inclusive and equitable workplace where all employees are valued for and evaluated on their performance and contributions. Differences in race creed color religious beliefs physical or mental capabilities gender identity or expressionsexual orientation and many other characteristics bring together varied perspectives and add value to the service we provide our clients trading partnersand policy extends to all aspects of our employment practices including but not limited to recruiting hiring discipline firing promoting transferring compensation benefits training leaves of absence and other terms conditions and benefits of employment.
How We Support Our Teammates
Ryan Specialty seeks to offer our employees a comprehensive and best-in-class benefits package that helps them and their family members achieve their physical financial and emotional well-being addition to paid time off for company holidays vacation sick and personal days Ryan offers paid parental leave mental health services and more.
The target salary range for this position is $172000.00 - $215000.00 annually.The wage range for this role considers many factors such as training transferable skills work experience licensure and certification business needs and market demands. The pay range is subject to change and may be modified in the future. Full-time roles are eligible for bonuses and benefits. For additional information on Ryan Specialty Total Rewards visit our website provide individuals with disabilities reasonable accommodations to participate in the job application or interview process to perform essential job functions and to receive other benefits and privileges of employment in accordance with applicable law. Please contact us to request an accommodation at
The above is intended to describe this jobs general requirements. It is not to be construed as an exhaustive statement of duties responsibilities or physical requirements. Nothing in this job description restricts managements right to assign or reassign duties and responsibilities to this job at any time. Reasonable accommodations may be made to enable individuals with disabilities to perform essential functions.
About Company
Ryan Specialty is an international specialty insurance firm that provides innovative solutions for brokers, agents and insurance carriers.
