Principal Financial Services Engineer (Fully Remote)
Atlanta, GA - USA
Job Summary
PadSplit is looking for a Principal Financial Services Engineer to serve as the technical leader responsible for the systems that power money movement across our platform. As we continue to scale we need someone who can architect secure reliable and compliant financial infrastructure while partnering closely with Engineering Product and Finance to ensure every transaction is accurate auditable and dependable.
We are looking for a highly experienced engineer who has built and scaled complex financial systems such as payments billing platforms ledgers banking integrations or fintech products. This person combines exceptional technical judgment with strong leadership skills thrives in high-accountability environments where accuracy matters and enjoys mentoring other engineers while remaining hands-on with architecture and development.
Just as important this person should have a pragmatic relationship with AI. They treat AI as a lever for both how we build and what we build and are able to spot where AI meaningfully improves the financial experience for our members and hosts and turn that insight into shipped products.Technical Vision: Define and evolve the architecture strategy and long-term roadmap for PadSplits financial services domain.
Financial Systems: Design and build secure scalable systems supporting payments billing collections and ledger management.
Payment Integrations: Lead integrations with banks payment processors fintech partners and financial service providers.
Cross-Functional Partnership: Collaborate closely with Finance Product and Engineering leaders to align technical solutions with business objectives.
Engineering Standards: Establish and drive best practices around reliability observability transaction integrity and financial accuracy.
Technical Mentorship: Mentor senior and staff engineers through architecture reviews technical guidance and engineering leadership.
Incident Leadership: Lead investigation resolution and prevention efforts for issues impacting financial systems and money movement.
Technology Evaluation: Assess emerging technologies payment solutions and AI capabilities that improve efficiency reliability or customer experience.
Financial Expertise: Significant experience designing and scaling payment systems billing platforms ledgers banking integrations or fintech infrastructure.
Backend Development: Deep expertise in Python and Django with the ability to design and maintain complex backend services.
Frontend Proficiency: Strong working knowledge of JavaScript and React in modern web applications.
Payments Knowledge: Hands-on experience working with ACH card payments payment processors and financial APIs.
Database Design: Expertise with PostgreSQL and designing systems that support reconciliation auditability and financial accuracy.
Cloud Architecture: Proven experience building distributed fault-tolerant systems on AWS with strong reliability and scalability practices.
Security & Compliance: Understanding of financial security requirements data protection and compliance considerations for financial systems.
Technical Leadership: Demonstrated ability to influence engineering strategy mentor senior engineers and drive cross-functional alignment.
AI Product Thinking: Strong judgment regarding where AI can create meaningful value within financial services and customer experiences.
Communication Skills: Ability to translate complex financial technical and regulatory requirements into clear direction for technical and business stakeholders.
- Your application will be reviewed for possible next steps by the Hiring Manager.
- If you meet eligibility requirements the next step would be a phone call with a member of the PeopleOps team for about thirty (30) minutes.
- If warranted the next step would be a video interview with our CTO for one (1) hour.
- If warranted the next step would be a video panel interview with key stakeholders at PadSplit for two (2) hours.
- The panel interview will require a candidate to work on a technical assessment where you will showcase your software skills to the panel for discussion.
- If warranted then we move to offer!
- Fully remote position - we swear!
- Competitive compensation package including an equity incentive plan and company-wide bonus opportunity
- National medical dental and vision healthcare plans
- Company provided life insurance policy
- Optional accidental insurances FSA and DCFSA benefits
- Unlimited paid-time (PTO) policy with eleven (11) company-observed holidays
- 401(k) plan
- Twelve (12) weeks of paid time off for both birth and non-birth parents
- The opportunity to do what you love at a company that is at the forefront of solving the affordable housing crisis
Required Experience:
Staff IC
About Company
PadSplit offers clean, modern furnished rooms for rent to community members at an affordable weekly fee, including utilities, WiFi, laundry access, 24/7 telemedicine service and more. See available homes today.