Portfolio Manager
Lafayette, IN - USA
Job Summary
Location: On site at location listed in job posting.
Summary
The Commercial Portfolio Manager partners with local Relationship Managers and to provide daily credit analysis underwriting and portfolio management support for assigned commercial borrowers.
Essential Duties and Responsibilities
- Leading the analysis underwriting origination and portfolio management of loans in a growing commercial and corporate portfolio.
- Utilizing loan structuring risk identification and risk mitigation skills
- Understanding and application of the Banks risk grading methodology and credit appetite
- Managing complex relationships andability to understand both C&I and income-producing real estate (CRE) borrowers.
- Partnering with Relationship Managers to call on current or potential clients; understands and identifies needs for commercial products and services; develops lending proposals; identifies cross-sell opportunities.
- Oversight of post-approval due diligence requirements and commercial loan documentation preparation.
- Building and maintaining a portfolio mix of targeted high value and high potential clients ensuring credit quality and portfolio servicing are maintained in an acceptable manner.
- Partnering with junior members of the commercial team to delegate tasks related to the origination and servicing of the loan portfolio.
- Providing feedback and guidance in order to develop the skills of these teammates.
- Performs all other duties as assigned
Qualifications
To perform this job successfully an individual must be able to perform each essential duty satisfactorily. Additionally the qualifications listed below are representative of the knowledge skills and/or abilities required in this position:
- 1-3 years of commercial underwriting and portfolio management experience
- Bachelors degree (or equivalent in work experience) required.
- Ability to read analyze and interpret financial reports and legal documents; performs simple to complex calculations; effectively researches analyzes and evaluates information to make decisions solve problems and achieve goals
- Ability to read and listen understand and communicate information and ideas in a clear and understandable manner both orally and in writing with senior executives business unit management and staff state and federal regulators and officials and significant business partners
- Accurate typing spelling and grammar skills.
- Strong written and oral communication skills.
- Strong organizational and customer service skills.
About Us
First Horizon Corporation is a leading regional financial services company dedicated to helping our clients communities and associates unlock their full potential with capital and counsel. Headquartered in Memphis TN the banking subsidiary First Horizon Bank operates in 12 states across the southern U.S. The Company and its subsidiaries offer commercial private banking consumer small business wealth and trust management retail brokerage capital markets fixed income and mortgage banking services. First Horizon has been recognized as one of the nations best employers by Fortune and Forbes magazines and a Top 10 Most Reputable U.S. Bank. More information is available at.
Benefit Highlights
Medical with wellness incentives dental and vision
HSA with company match
Maternity and parental leave
Tuition reimbursement
Mentor program
401(k) with 6% match
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Required Experience:
Manager
About Company
First Horizon offers a variety of financial services nationwide. See how we serve our customers through personal, small business, commercial banking, and more.