P&C Binding Production Underwriter

Senior Underwriter - Workers Compensation

Seeking a highly skilled and experienced Senior Underwriter to join a team specializing in Workers Compensation. This role is pivotal in managing and growing a profitable book of business providing advanced technical underwriting expertise and ensuring compliance with underwriting guidelines and regulatory requirements.

• Competitive salary commensurate with experience.
• Comprehensive benefits package including health dental and vision insurance.
• Paid time off and holidays.
• Professional development opportunities and support for industry certifications.

• Manage and underwrite new and renewal Workers Compensation accounts ensuring adherence to company underwriting guidelines and state regulations.
• Analyze submissions including loss runs experience modifications payroll classifications and safety controls to select profitable risks.
• Determine appropriate pricing coverage structures limits and terms to maintain profitability and competitiveness.
• Assess key risk factors such as workplace safety programs claims history job classifications and multi-state exposures.
• Actively manage a complex book of business focusing on portfolio profitability retention and growth targets.
• Negotiate pricing terms and conditions with brokers and agents identifying cross-sell opportunities across other commercial lines.
• Build and maintain strong relationships with brokers agents and internal stakeholders to drive new business opportunities.
• Collaborate with claims loss control and actuarial teams to enhance risk selection and deliver a comprehensive underwriting approach.
• Provide accurate forecasting participate in business planning and contribute to achieving underwriting and financial performance goals.
• Mentor and support junior underwriters offering guidance on underwriting practices classification accuracy and regulatory considerations.
• Stay informed on Workers Compensation market trends regulatory changes (particularly in California) and emerging risks adjusting strategies as needed.
• Support process improvements and leverage technology to enhance underwriting efficiency and decision-making.

• Minimum of 6 years of dedicated Workers Compensation underwriting experience (8 years preferred) with a proven track record of managing complex accounts.
• Strong knowledge of California Workers Compensation regulations and rate environment is highly preferred.
• Bachelors degree in Risk Management Business Administration Finance or a related field is required. Equivalent professional experience will be considered.
• Active state Property & Casualty license (California preferred) is required.
• Industry designations such as CPCU (Chartered Property Casualty Underwriter) ARM or CIC are preferred.
• Exceptional analytical negotiation and relationship-building skills.
• Ability to work independently and collaboratively in a fast-paced environment.

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