Payment Processing Business Analyst

C2C/1099 No W2

Job Title-Payment Processing Business Analyst

Job Location-HarrisburgPA

Job Type-Contract remote with occasional visit is required

Required Qualifications

4-7 years of experience as a Business Analyst or Technical Business Analyst with a strong focus on credit card or digital payments processing.

Deep knowledge of the payments ecosystem: card networks issuers acquirers payment gateways and processors.

Proficiency with payment authorization/settlement flows.

Experience with PCI-DSS compliance requirements and tokenization/encryption concepts.

Solid understanding of REST APIs and ability to read and interpret API documentation and message schemas.

Strong skills in writing BRDs FRDs user stories use cases data flow diagrams and process maps.

Experience working in Agile/Scrum methodology using tools such as Azure DevOps.

Excellent communication and stakeholder management skills.

Preferred Qualifications

Experience with 3D Secure (EMV 3DS) EMV chip contactless payments and digital wallets (Apple Pay Google Pay).

Knowledge of chargeback and dispute management processes.

Familiarity with payment platforms such as Fiserv FIS ACI Worldwide Worldpay Stripe Adyen or Cybersource.

Preferred Certifications: CBAP PMI-PBA or relevant payments industry certifications (e.g. AAP - Accredited ACH Professional).

Experience with fraud detection tools and rules engines.

Experience with reconciling merchant activity to the system

Technical Skills

Tools: MS Office Suite Miro ADO

Languages/Query: SQL basic understanding of XML/JSON

Standards: ISO 8583 ISO 20022 PCI-DSS EMV

Methodology: Agile/Scrum Waterfall or hybrid

For More information please feel free to contact at

Required Skills:

Exp. as a Business Analyst or Technical Analyst in a technology-driven . as a BAon projects of various size/subject matter within the government/public sectorideally in at least 3or moreof the Technical understanding of software development lifecycle (SDLC) and agile in business analysis tools and with data analysis and visualization tools ().Proficient in the Microsoft Office 365 suite of business software including TeamsWordExcel& PowerPointplus proficient in Microsoft ADO TestingBachelors degree in Computer ScienceInformation TechnologyBusiness Administrationor related fieldFamiliarity with project management tools ( Project).