Mortgage Pricing & Analytics, AssociateAVP

Assistant Vice President/Associate Mortgage Pricing & Analytics
Private Bank Home Loans Morgan Stanley

Join a high-impact team shaping how we price analyze and deliver mortgage solutions for Morgan Stanleys Wealth Management clients. As an AVP/Associate in Mortgage Pricing & Analytics youll operate at the intersection of strategy analytics and execution - driving decisions that directly influence growth profitability and client experience.

What youll do

• Own and evolve mortgage pricing strategies across products and client segments
• Translate market trends competitive dynamics and portfolio performance into actionable insights
• Partner across Sales Finance Treasury Risk and Product to deliver timely data-driven pricing decisions
• Build enhance and automate analytics to inform rate setting profitability and deal structuring
• Support ad hoc analysis and strategic initiatives in a fast-paced dynamic environment

What sets you apart

• Ownership mindset you take initiative and deliver end-to-end outcomes
• Curiosity you challenge assumptions and dig into the why behind the data
• Relationship builder you collaborate and influence across teams and seniority levels
• Subject matter expertise strong grounding in mortgage products pricing or financial analytics
• Attention to detail you balance precision with speed
• Resourcefulness you navigate ambiguity and find solutions
• Versatility youre comfortable wearing multiple hats

Qualifications & experience

• 4 years of experience in mortgage pricing banking financial services or analytics-driven roles
• Bachelors degree in Finance Economics Business Data Analytics or a related field (advanced degree a plus)
• Strong understanding of mortgage products rate sheets and pricing dynamics preferred
• Solid grasp of P&L drivers profitability analysis and financial modeling

• Advanced Excel and VBA skills (modeling scenario analysis data manipulation)
• Experience with data visualization tools (e.g. Tableau Power BI)
• Familiarity with SQL or other data querying tools is a plus
• Exposure to AI/automation tools (e.g. Python Alteryx or similar) to enhance analytics and efficiency
• Ability to work with large datasets and translate insights into business decisions

WHAT YOU CAN EXPECT FROM MORGAN STANLEY:

At Morgan Stanley we raise manage and allocate capital for our clients helping them reach their goals. We do it in a way thats differentiated and weve done that for 90 years. Our values - putting clients first doing the right thing leading with exceptional ideas committing to diversity and inclusion and giving back - arent just beliefs they guide the decisions we make every day to do whats best for our clients communities and more than 80000 employees in 1200 offices across 42 countries. At Morgan Stanley youll find an opportunity to work alongside the best and the brightest in an environment where you are supported and empowered. Our teams are relentless collaborators and creative thinkers fueled by their diverse backgrounds and experiences. We are proud to support our employees and their families at every point along their work-life journey offering some of the most attractive and comprehensive employee benefits and perks in the industry. Theres also ample opportunity to move about the business for those who show passion and grit in their work.

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Associate - Expected base pay rates for the role will be between $70000 and $115000 per year at the commencement of employment. However base pay if hired will be determined on an individualized basis and is only part of the total compensation package which depending on the position may also include commission earnings incentive compensation discretionary bonuses other short and long-term incentive packages and other Morgan Stanley sponsored benefit programs.

AVP - Expected base pay rates for the role will be between $85000 and $140000 per year at the commencement of employment. However base pay if hired will be determined on an individualized basis and is only part of the total compensation package which depending on the position may also include commission earnings incentive compensation discretionary bonuses other short and long-term incentive packages and other Morgan Stanley sponsored benefit programs.

Morgan Stanley is an equal opportunity employer committed to building and maintaining a workforce that is diverse in experience and background. Our recruiting efforts reflect our strong commitment to a culture of inclusion where individuals are hired developed and advanced based on their skills and talents.

Our workforce reflects a broad cross-section of the global communities in which we operate bringing a variety of backgrounds talents perspectives and experiences.

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