Mortgage Loan Originator
Bozeman, MT - USA
Job Summary
First Western is seeking a Mortgage Loan Originator to join our team!
Are you looking for a challenging and rewarding opportunity First Western is seeking a passionate and experienced professional to join our team.
As a Mortgage Loan Originatorat First Western you will play a vital role in helping high-net-worth clients achieve their financial goals. You will work closely with our Bozeman Mortgage team to deliver comprehensive solutions that exceed client expectations.
If you are passionate about providing exceptional service to clients and are looking for a challenging and rewarding opportunity we encourage you to apply for this position today.
What You Will Do:
- Individual annual sales goal component to be assigned in conjunction with the annual office sales goals
- On-going development of a referral network through prospecting networking cold-calling and participating in community out-reach efforts that promote the Bank and home-ownership.
- Consistently spend more than 50% of working time away from First Westerns office(s) engaged in soliciting new mortgage loan business.
- Provide exceptional customer service by overseeing each loan transaction through processing and closing and effectively communicating updates to all parties to the transaction including Realtor(s) and referral partners.
- Respond to all inquiries and referrals within 24 hours.
- Meet applicants either face-to-face or over the phone.
- Conduct interviews with potential applicants to determine the appropriate loan programs/products.
- Analyze applicants income financial information and credit history including completing a preliminary qualification for the identified loan programs.
- Present a full and complete loan application with supporting documentation to the operations team within 72 hours.
- Complete all initial and subsequent loan disclosures with absolute accuracy and timeliness required by TILA RESPA and MDIA regulations.
What You Bring:
- Proficient in Microsoft Office Suite
- Strong understanding of MS applications database/CRM tools loan origination application systems and loan pricing engines
- Solid understanding of mortgage regulatory requirements including but not limited to the SAFE Act Dodd-Frank HMDA TILA RESPA ECOA Fair Lending and the Fair Housing Act
- Demonstrated success in cultivating and maintaining a quality referral network
- Ability to analyze and calculate income from complex financial data
- Solid understanding of mortgage loan processing underwriting and closing
- Professional presentation written and verbal communications skills
- Detail-oriented
- Ability to work independently and with an operations team
- Focus on providing outstanding customer service and meeting critical deadlines
Education Level Education Details Required/Preferred
Bachelors Degree Or equivalent work experience Required
Experience Level Experience Details Required/Preferred
1-3 years Recent residential mortgage lending experience preferably within a bank environment Required
License/Certification Details Time Frame Required/Preferred
Active NMLS registration Upon Hire Required
What You Receive:
At First Western we pride ourselves on our culture of innovation teamwork and continuous learning. We are committed to providing our employees with the tools and resources they need to succeed including ongoing training and development a competitive compensation package and a comprehensive benefits program.
Pay Range: Commission Only
Job Classification:Full-Time Exempt
*Actual offer will be based on experience location education and/or skills*
- Strong Bonus Potential
- 401(k) Plan with Match
- Paid Parking/Transportation Benefits
- Access to Training & Professional Development Programs
- Sponsorship for Obtaining Professional Certifications
- Flex Spending Accounts
- Health Savings Account
- Health & Wellness Benefits
- Paid Time-Off Bank Holidays
Interested in learning more and seeing how we connect Visit us today at: Contact us at
First Western Financial Inc. is proud to be an Equal Opportunity Employer. We celebrate diversity and are committed to creating an inclusive and safe environment for all employees. We are fully committed to achieving a diverse workforce by hiring developing and retaining talented people from different backgrounds experiences abilities and perspectives. Individuals from all backgrounds including non-traditional backgrounds historically marginalized or underrepresented groups are strongly encouraged to apply.
First Western Financial Inc. is committed to the full inclusion of all qualified keeping with our commitment First Western Financial Inc. will take the steps to assure that people with disabilities are provided reasonable accommodations. Accordingly if reasonable accommodation is required to fully participate in the job application or interview process to perform the essential functions of the position and/or to receive all other benefits and privileges of employment please contact .
About Company
Strive for excellence. Focus on people. Invest in the future. At First Western, these values guide us in all that we do: be it client facing, among our own associates, or within our community. At First Western, our success is built on strong teamwork and a commitment to client serv ... View more