Mortgage Closing Specialist
Job Location:
Gainesville, FL - USA
Monthly Salary:
Posted:
Application Deadline:
Vacancies:
Job Summary
Role:
As a Mortgage Closing Specialist you will be an integral part of the mortgage loan process. This position ensures that all aspects of the mortgage loan transaction are meticulously reviewed and executed. A thorough understanding of loan documentation regulatory compliance and attention to detail are required. The Mortgage Closing Specialist is responsible for providing borrowers with an exceptional closing experience while meeting all regulatory deadlines and maintaining communication with all interested parties.
- Calculate final closing costs and balance Closing Disclosures (CD) with the Closing Agent. Provide accurate and compliant Closing Disclosure to the borrower adhering to strict TRID timing guidelines. Ensure Closing Disclosure is received and signed within TRID timing guidelines.
- Routinely communicate effectively with all parties to provide updates and respond to borrower inquiries. Coordinate closing schedules with borrowers lenders title companies and attorneys.
- Evaluate loan data to ensure all closing conditions are met. Prepare final loan documents in the credit unions Loan Origination Software (MeridianLink) for borrower signatures and ensure the loan adheres to all federal state and investor guidelines.
- Review loan files to ensure completeness and accuracy of closing documents. Prepare closing instructions for closing agent and ensure compliance with all regulatory requirements. Coordinate funding (wire transfers) for timely delivery of funds to closing agent.
- Audit executed closing packages prior to funding authorization to identify and resolve any issues or discrepancies. Authorize funding approval after review. Ensure all post-closing documents are filed and stored correctly in the credit unions document storage system.
- Crosstrain and assist mortgage processing.
- Work within and across department lines to ensure an industry leading member experience for existing and prospective members.
- Stays abreast of mortgage trends and maintains a comprehensive knowledge of the credit unions mortgage policies and products.
- Perform other duties as assigned.
At Radiant Credit Union were building brighter futures for our members through strong financial foundations. Our products our people and our spaces are created to make the banking experience easy. Here we want to know our members by name so their journey through personal finance is personalized and genuine.
Who We Are:
In short were people who care about other people. Its a trait youll find in each person at Radiant that shows up in how we give back in our community build connection in our offices and ensure a warm and friendly environment for every member we serve. Finances can be overwhelming and were a team who wants to make sure everyone has the power to shine. Join us to help make it possible.
Required Experience:
IC
About Company
Radiant Credit Union helps members in Florida communities move forward with competitive rates on auto loans, mortgages, credit cards, and everyday banking.
