MF Risk Risk Analysis Lead Associate

Playing an essential role in the U.S. economy Fannie Mae is foundational to housing finance. Here your expertise can help fuel purpose-driven innovation that expands access to homeownership and affordable rental housing across the country. Join Fannie Mae to grow your career and help people find a place to call home.

Job Description

As a Multifamily Risk Analysis Lead Associate you will lead operational and compliance risk assessments support complex lender onboarding activities and strengthen the risk management framework for Fannie Maes Multifamily Delegation Underwriting and Servicing (DUS) lender network.

You will leverage risk management expertise analytical skills and relationship management capabilities to deliver meaningful risk insights advise business leaders on emerging risks and support the operational strength and compliance of Multifamily counterparties.

A key focus of this role is managing end-to-end lender onboarding transactions including mergers and acquisitions (M&A) de novo approvals and other counterparty onboarding activities. Serving as a central coordination point you will partner with cross-functional stakeholders to assess operational readiness mitigate risks and ensure timely execution of critical milestones.

You will also contribute to initiatives that enhance risk analytics reporting and documentation including leveraging emerging technologies and AI-enabled solutions to improve efficiency and decision-making.

Youll collaborate with leaders across Multifamily Enterprise Risk Management Technology Legal Compliance and Operations to solve complex challenges support strategic onboarding initiatives and enhance counterparty risk management. This role offers the opportunity to influence key decisions contribute to innovative risk and technology initiatives and deliver insights to senior leadership and regulatory stakeholders.

Key Responsibilities

Counterparty Risk Assessments

• Conduct operational and compliance risk assessments of DUS lenders and servicers.
• Evaluate governance cybersecurity technology and data controls fraud risk management and third-party risk programs.
• Assess adherence to the DUS Guide program requirements and regulatory expectations.
• Perform due diligence for new counterparties including lender onboarding M&A transactions and de novo approvals.
• Develop clear risk-based recommendations for senior leadership on counterparty risk profiles and mitigation strategies.

Risk Monitoring Transaction Management & Governance

• Serve as the central coordination point for lender onboarding transactions across business technology legal compliance and risk stakeholders.
• Manage project plans timelines deliverables dependencies and issue resolution across concurrent workstreams.
• Coordinate and conduct subject matter expert reviews including operational readiness fraud information security technology/data resiliency and third-party assessments. Monitor lender performance using dashboards KRIs and analytics to identify emerging risks and trends.
• Assess operational processes governance and controls; recommend mitigation strategies and track remediation through resolution.

Governance & Risk Framework

• Contribute to the development and continuous enhancement of counterparty risk policies compliance testing methodologies governance processes and operational risk controls.
• Support Enterprise Risk Management initiatives by ensuring activities align with regulatory expectations and Fannie Mae governance standards.
• Assist with enterprise and counterparty risk reviews documenting conclusions that are clear consistent and well supported.
• Support strategic initiatives that modernize risk analytics reporting documentation and technology-enabled risk management capabilities.

Communication & Relationship Management

• Detail-oriented self-starter who collaborates effectively across functions to drive coordinated risk oversight and lender onboarding.
• Synthesize complex analyses from multiple stakeholders into concise executive-ready recommendations.
• Prepare briefings and presentations for senior management governance committees and FHFA.
• Communicate complex risks clearly to internal stakeholders and external counterparties while fostering a strong risk culture.

THE EXPERIENCE YOU BRING TO THE TEAM

Minimum Required Experience

• Bachelors degree in Finance Business Administration Accounting Risk Management Economics or related field (or equivalent experience).
• 4 years of experience in operational risk compliance enterprise risk management audit or financial services.
• Experience leading operational or compliance reviews and developing well-supported risk recommendations.
• Experience managing complex cross-functional initiatives with competing priorities and governance requirements.
• Knowledge of multifamily lending commercial real estate finance or mortgage servicing preferred.

• Demonstrated ability to synthesize complex information and communicate insights to senior leadership.
• Shows curiosity and adaptability in learning and responsibly applying new technologies including artificial intelligence to reimagine how we work.

Desired Skills

• Strong operational and compliance risk analysis experience (e.g. governance cybersecurity technology/data fraud and third-party risk).
• Proven project management skills including coordinating cross-functional initiatives managing timelines and resolving roadblocks.
• Strong business acumen with the ability to synthesize complex information into clear actionable insights.
• Excellent written and verbal communication skills; able to present complex ideas clearly and develop executive-ready materials incorporating input from multiple stakeholders into cohesive recommendations.
• Experience collaborating effectively across Technology Risk Compliance Legal Operations and other business partners.
• Proficiency with data analytics and visualization tools (e.g. Power BI Tableau SQL Python Alteryx).
• Experience leveraging AI-enabled tools and emerging technologies to enhance research reporting and analytical workflows.
• Strong analytical problem-solving and systems thinking skills with sound judgment and ability to operate in a fast-paced environment.
• Relevant certifications (e.g. FRM PMP CIA CRCM) are a plus.

#LI - TW1 - Hybrid

Qualifications

Education:

The future is what you make it to be. Discover compelling opportunities at most roles employees are expected to work onsite on a regular basis at their designated office -office work cadence is determined by your manager. Proximity within a reasonable commute to your designated office location is preferred unless the job is noted as open to remote.

Fannie Mae is an equal opportunity employer and considers qualified applicants for employment without regard to race color religion sex national origin disability age sexual orientation gender identity/gender expression marital or parental status or any other protected factor. Fannie Mae is committed to providing reasonable accommodations to qualified individuals with disabilities who are employees or applicants for employment unless to do so would cause undue hardship to the company. If you need assistance using our online system and/or you need a reasonable accommodation related to the hiring/application process please complete this form.

The hiring range for this role is set forth below. Final salaries will generally vary within that range based on factors that include but are not limited to skill set depth of experience certifications and other relevant qualifications. This position is eligible to participate in a Fannie Mae incentive program (subject to the terms of the program). As part of our comprehensive benefits package Fannie Mae offers a broad range of Health Life Voluntary Lifestyle and other benefits and perks that enhance an employees physical mental emotional and financial well-being. See more here.

Requisition compensation:

to