Manager, Underwriting Community Finance

Capital One a Fortune 500 company and one of the nations top 10 banks offers a broad spectrum of financial products and services to consumers small businesses and commercial clients. Our goal is to create one of the nations great banks and we have the necessary ingredients: a strong balance sheet resilient businesses a massive customer franchise strong analytical capabilities and great people. We nurture a work environment where people with a variety of thoughts ideas and backgrounds guided by our shared values come together to make Capital One a great companyand a great place to work.

About Global Enterprise Affairs and the UWPLM Team:

Global Enterprise Affairs works with many external and internal stakeholders to envision and create a world of greater socioeconomic opportunity through advocating for an inclusive society building thriving communities and creating financial tools that enrich lives. Our teams include Communications Community Impact and Investment (CI&I) Community Finance CRA Strategy and Program Management the Government and Political Affairs Group Regulatory Relations and Strategy and Engagement. Through our teams we have unparalleled access to a diverse group of motivated changemakers similarly focused on the ingredients for a more perfect future.

Community Finance builds inclusive thriving resident-centered communities that catalyze opportunity and promote well-being. The team originates debt and invests in the low income housing tax credit through proprietary and multi-investor fund structures.

The Underwriting Portfolio & Loan Management (UWPLM) team is an integral part of Community Finance that is responsible for the risk assessment evaluation management and administration of individual loans and investments and the entire portfolio. The team underwrites new affordable housing transactions manage and administer the portfolio of debt and equity exposure and ensure a scalable and well-managed business. The team endeavors to create an environment that supports efficient and impactful risk management.

Our ideal candidate possesses critical thinking skills demonstrates the willingness and ability to provide effective challenge strong risk orientation strong analytical skills concise verbal and written communication skills high level of attention to detail ability to manage internal and external relationship ability to work independently and as part of a team problem solving skills risk management skills as well as a high level of attention to detail and the ability to work independently and as part of a team. While serving in this role it is expected that the incumbent will gain experience in all facets of departmental risk management strategy and operations and proactively identify areas for process improvement. It is also expected that the incumbent will be a culture carrier and show initiative in maintaining a positive and harmonious work environment.

As a Manager you will independently lead underwriting efforts under the guidance of a senior UWPLM leader. You will work closely with internal and external stakeholders to fulfill primary addition you will train and mentor junior associates. This role requires strong critical thinking skills leadership strong communication skills and the ability to navigate through complex problem solving to drive to consensus.

Primary Responsibilities:

• Manage initial risk assessment underwriting and credit analysis for new investments in alignment with the business risk appetite and in compliance with policies and procedures

• Mentor junior team members and support their professional growth.

• Identify and drive process improvements to enhance business efficiency.

Basic Qualifications:

• High School Diploma GED or Equivalent Certification

• At least 3 years of experience in underwriting asset management or portfolio management or any combination of the three in the field of affordable housing or commercial real estate

Preferred Qualifications:

• Bachelors Degree or Military Experience

• 5 years of experience in underwriting asset management or portfolio management in affordable housing

• Experience with construction lending LIHTC investment and syndication

• Strong financial modeling and credit analysis skills

At this time Capital One will not sponsor a new applicant for employment authorization for this position.

The minimum and maximum full-time annual salaries for this role are listed below by location. Please note that this salary information is solely for candidates hired to perform work within one of these locations and refers to the amount Capital One is willing to pay at the time of this posting. Salaries for part-time roles will be prorated based upon the agreed upon number of hours to be regularly worked.

Candidates hired to work in other locations will be subject to the pay range associated with that location and the actual annualized salary amount offered to any candidate at the time of hire will be reflected solely in the candidates offer letter.

Capital One offers a comprehensive competitive and inclusive set of health financial and other benefits that support your total well-being. Learn more at theCapital One Careers website. Eligibility varies based on full or part-time status exempt or non-exempt status and management level.

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Capital One Financial is made up of several different entities. Please note that any position posted in Canada is for Capital One Canada any position posted in the United Kingdom is for Capital One Europe and any position posted in the Philippines is for Capital One Philippines Service Corp. (COPSSC).