Enter a job title or keyword
Lead Software Engineer Payments
Job Location:
Job Location:
New York City, NY - USA
Yearly Salary:
$ 200000 - 233000
Yearly Salary:
Posted:
11 July 2026 (30+ days ago)
Posted:
Application Deadline:
8 October 2026
Application Deadline:
Vacancies:
1 Vacancy
Vacancies:
Department:
Job Summary
About Us
About Us
The Role:
We are looking for a Lead Software Engineer to spearhead the technical evolution of Narmi Now our flagship instant payments solution. Narmi Now is a direct-to-Fed integration that enables 24/7/365 real-time money movement via the FedNow Service.
As a Lead Engineer on the Payments team you wont just be writing code; you will be the architect of a highly resilient low-latency processing engine. You will tackle the unique challenges of faster payments where the margin for error is zero and the need for sophisticated fraud prevention (Narmi Guard) is paramount. And lastly youll lead a small talented team of engineers.
At Narmi how we work is just as important as what we build. We call this The Narmi Standard:
- High Ceiling: You go beyond the obvious take initiative and hold yourself to high standards with care.
- Low Ego: You put the mission above ourselves share credit freely and lead with curiosity.
- Alignment to Mission: You believe that helping community financial institutions win against Mega Banks and FinTechs is a worthy endeavor and will use that belief as a northstar to anchor your efforts to that goal.
- High Commitment: You follow through roll up your sleeves and keep the bar high for yourself and others.
What Youll Do
- Architect Real-Time Infrastructure: Lead the design and scaling of our direct connection to the Federal Reserve ensuring 99.99% uptime for instant credit and debit transfers.
- Drive Technical Strategy: Define the long-term roadmap for Narmis payment rails transitioning from legacy batch processing to event-driven real-time architectures.
- Integrate Security & Fraud: Work closely with the Narmi Guard team to embed world-class identity decisioning and fraud mitigation directly into the payment flow.
- Mentor & Lead: Act as a force multiplier for the engineering org providing deep technical mentorship setting code standards and conducting high-impact reviews.
- Cross-Functional Collaboration: Partner with Product and Implementation teams to turn complex regulatory requirements into seamless UI/UX experiences for both financial institutions and their end-users.
What Youll Bring
- Deep Payments Expertise: Extensive experience building or scaling payment processing systems (ACH Wires Card Processing or ideally RTP/FedNow).
- Systems Thinking: A proven track record of designing distributed systems that handle high-volume mission-critical financial transactions with absolute data integrity.
- Tech Stack Proficiency: Comfort working across a modern stack (Python/Django React AWS PostgreSQL). Experience with event-driven architecture (Kafka/RabbitMQ) is a major plus.
- Strategic Execution: The ability to balance slow is smooth and smooth is fast building for long-term stability while maintaining the agility of a high-growth fintech.
- Experience: 8 years of professional software engineering experience with at least 2 years in a Staff Principal or Lead capacity.
The expected annual base salary for this role is $215000 - $233000. Base salary is only part of your total addition to base salary you will receive an equity option grant and are eligible for performance-based cash and equity bonuses. Compensation included in an offer will be commensurate with the candidates skills experience and geographic location. Compensation ranges for candidates located outside of New York City may differ. You will also receive a full benefits package.
We believe that high-performing teams include people from different backgrounds and experiences who can challenge each others assumptions with fresh perspectives. To that end we actively seek a diverse pool of applicants including those from historically marginalized groups.
Please note that all correspondence related to this role will come directly from Narmi (email addresses ending in @ or @) and not from a third party. If you receive correspondence from an individual claiming to represent Narmi please let us know immediately at
At Narmi how we work is just as important as what we build. We call this The Narmi Standard:
- High Ceiling:You go beyond the obvious take initiative and hold yourself to high standards with care.
- Low Ego:You put the mission above ourselves share credit freely and lead with curiosity.
- Alignment to Mission:You believe that helping community financial institutions win against Mega Banks and FinTechs is a worthy endeavor and will use that belief as a northstar to anchor your efforts to that goal.
- High Commitment:You follow through roll up your sleeves and keep the bar high for yourself and others.
We believe that high-performing teams include people from different backgrounds and experiences who can challenge each others assumptions with fresh perspectives. To that end we actively seek a diverse pool of applicants including those from historically marginalized groups.
Please note that all correspondence related to this role will come directly from Narmi (email addresses ending in @ or @) and not from a third party. If you receive correspondence from an individual claiming to represent Narmi please let us know immediately at
Required Experience:
IC
About Company
Narmi provides innovative digital banking solutions for financial institutions. Our core banking platform, mobile banking app, and open banking API help financial institutions compete in today's fast-paced fintech landscape. Discover how Narmi can help your institution achieve digital ... View more
