Lead Financial Analyst, FP&A

Were looking for talented professionals to join us in bringing smart money management and payment solutions to everyones fingertips.

This position is classified as structured hybrid with an expectation of a minimum of three (3) days per week working in the office and flexibility to work remotely on the remaining days. On-site expectations may evolve over time to support business needs with clear communication provided in advance.

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JOB DESCRIPTION

Location Requirement

This position is open only to candidates who can work in the following approved location:

Los Angeles CA (West LA office)

Job Summary

The Lead Financial Analyst FP&A is a fully-qualified seasoned individual contributor responsible for driving Green Dots financial planning forecasting budgeting and business-partnering activities. This role leverages deep expertise in financial modeling variance analysis and strategic decision support to influence business outcomes and shape enterprise-level financial performance. As a P4 professional the incumbent works on complex issues requiring in-depth evaluation of variable factors exercises independent judgment in selecting methods and techniques and serves as a subject matter expert to business partners across the organization. This role does not have direct reports but is expected to lead cross-functional workstreams mentor less-experienced analysts and represent FP&A in senior-level discussions.

Key Responsibilities

• Lead the development consolidation and analysis of annual operating plans quarterly forecasts long-range plans and monthly management reporting for assigned business units or enterprise functions.

• Build maintain and enhance complex multi-driver financial models supporting revenue expense headcount capital and cash flow forecasting; ensure models are scalable auditable and aligned with actuals.

• Partner directly with senior business leaders to translate strategic priorities into financial plans identify risks and opportunities and recommend actions that improve financial performance

• Deliver insightful variance analyses (actuals vs. plan forecast prior year) and prepare executive-ready commentary dashboards and presentations for the CFO executive leadership and Board-level reviews.

• Own end-to-end monthly close support activities for assigned areas including accruals guidance expense reviews allocations and management reporting deliverables in partnership with Accounting.

• Drive continuous improvement in FP&A processes tools and reporting including automation enhanced use of the EPM/planning platform and adoption of AI-enabled analytics to reduce cycle time and elevate insight quality.

• Support capital allocation decisions business case development ROI/NPV analysis and pricing or investment reviews for new initiatives vendor decisions and organizational changes.

• Serve as a thought partner on workforce planning labor cost management and headcount reporting in coordination with HR and business owners.

• Interpret complex financial data and communicate findings clearly to both financial and non-financial stakeholders; adapt messaging for executive audiences.

• Lead or contribute to cross-functional projects such as system implementations ERP/EPM upgrades organizational restructures M&A integration and post-transaction reporting readiness.

• Mentor P1P3 analysts review their deliverables and help develop team capability standards and best practices.

• Ensure compliance with internal controls SOX requirements accounting policies and applicable regulatory guidance in all analyses and reporting.

Knowledge & Impact

• Exhibits advanced and wide-ranging experience utilizing in-depth professional knowledge of FP&A principles corporate finance and Green Dots business model to develop and resolve complex financial models procedures and analyses.

• Provides creative and effective solutions to complex financial issues leveraging a deep understanding of finance accounting treasury and business operations.

• Directs the application of existing FP&A principles and guides the development of new policies standards and innovative approaches to planning and analysis.

• Represents a fully qualified seasoned professional at a journey-level position within the FP&A discipline.

• Assesses unusual circumstances and applies sophisticated analytical and problem-solving techniques to identify root causes and address business challenges.

Scope & Complexity

• Works on complex issues requiring in-depth evaluation of variable factors performing detailed data and situational analysis.

• Exercises judgment in selecting methods procedures and techniques for solving problems; adapts complex approaches to align with departmental and enterprise objectives.

• Reviews work of others (peers and junior analysts) and provides technical guidance; work is reviewed for effectiveness in achieving objectives.

• Decisions and analyses have direct impact on business unit performance and influence enterprise-level financial outcomes.

Experience & Influence

• Builds strong internal partnerships with business leaders Accounting Treasury HR and functional teams; influences without authority.

• Regularly interacts with Director- and VP-level stakeholders; occasionally supports CFO and executive-level presentations.

• Represents FP&A on cross-functional initiatives and communicates persuasively to shape decisions.

Reporting & Supervision

• Collaborates with others to determine methods and procedures establishing effective strategies through teamwork.

• Executes responsibilities with general supervision and minimal guidance; demonstrates independence and self-sufficiency.

• Manages complex projects and may coordinate the activities of other personnel including leading cross-functional teams.

• Receives little instruction on daily tasks and general guidance on new assignments.

• Does not have direct reports; mentors and provides technical guidance to junior analysts.

Working Conditions

• Occasional extended hours during month-end close quarter-end budget and forecast cycles.

• Limited travel (<10%) may be required for business reviews or team meetings.

Required Qualifications

• Bachelors degree in Finance Accounting Economics or related field with 7 years of related FP&A or corporate finance experience; or Masters degree with 4 years

• Expert-level proficiency in Excel (advanced modeling Power Query complex formulas) and PowerPoint for executive-ready deliverables.

• Strong working knowledge of EPM/planning platforms (e.g. Anaplan Adaptive Oracle EPM Hyperion OneStream) and ERP systems (e.g. NetSuite Oracle SAP Workday Financials).

• Track record of process improvement automation and adoption of modern FP&A tools and AI-enabled analytics.

• Proficiency with BI and data visualization tools (Power BI Tableau) and comfort working with large complex data sets; SQL a plus.

• Demonstrated experience building and maintaining three-statement financial models driver-based operating models and scenario analyses.

• Solid understanding of US GAAP financial statement mechanics and internal controls (SOX).

• Excellent written and verbal communication skills including the ability to translate complex financial concepts into clear narratives for executive audiences.

• Strong project management skills; able to manage multiple priorities and deliver quality output under tight timelines.

Preferred Qualifications

• MBA CFA or CPA

• Prior FP&A experience in financial services fintech banking or payments industry.

• Experience supporting a public company private equity-owned business or through a transaction (M&A carve-out IPO).

• Familiarity with financial value-based performance metrics such as revenue contribution and cash flow

• Experience partnering with HR on workforce planning labor cost modeling and headcount reporting.

**Ability to work in the U.S. without sponsorship**
**Ability to meet the location requirement outlined above**

POSITION TYPE

PAY RANGE

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Were Here to Support YouAccommodations Upon Request

Green Dot is committed to providing an inclusive and accessible hiring experience for all candidates. If you require a reasonable accommodation during any part of the application or interview process we encourage you to let us know. We will work with you to meet your needs in a way that respects your privacy and ensures equal opportunity. Our goal is to support every applicant in showcasing their talents and potential.

Work Authorization Requirement
At Green Dot Corporation we value diversity and strive for fair and inclusive hiring practices. However we are currently unable to offer visa sponsorship. All applicants must be legally authorized to work in the United States at the time of application and throughout the duration of employment without the need for current or future sponsorship.

Important Notice on Application Accuracy
We value integrity in our hiring process. Please ensure that all information provided in your resume and application is accurate and authentic. Submissions found to be fraudulent or misleading will result in disqualification from consideration and any offers extended may be rescinded.