Insurance Consumer Analyst II

Agency

Dept of Insurance

Division

Consumer Assistance Group

Job Classification Title

Insurance Consumer Analyst II (NS)

Position Number

Grade

NC11

About Us

The mission of the North Carolina Department of Insurance is to promote a stable insurance market through unbiased regulation and to protect the lives and property of every citizen in all 100 counties while fostering superior user-friendly service courtesy and respect. Our agency licenses insurance agents adjusters bail bondsmen and more along with investigating fraud matters involving insurance consumers and any entity or individual regulated by the an ever-changing environment it is the vision of the Department of Insurance to maintain the stabilization of the insurance industry in order to provide more products competitive prices and consumer protection.

Description of Work

Insurance Consumer Analyst II
Salary Recruitment Range: $
Salary Grade: NC11

The posting will close at 11:59 p.m. the night before the closing date.

This position currently qualifies for a hybrid telework option with routine office and up to one remote workday per week. The NC Department of Insurance trusts our employees to be self-motivated and successful in hybrid/remote roles. Telework options are subject to change at the discretion of management

The Insurance Analyst II position is responsible for conducting professional investigative and analytical work to resolve consumer complaints involving property and casualty insurance. Serving as a regulatory liaison the role facilitates communication between the Department of Insurance and consumers insurers attorneys and other stakeholders. Through careful review of complaints and insurer practices the Analyst ensures that all actions comply with North Carolina laws administrative rules and applicable policy provisions supporting the Departments mission to uphold fairness and regulatory integrity within the insurance marketplace. A central function of the position is independently managing a caseload of moderate to complex complaints involving a wide range of property and casualty insurance products including personal and commercial property commercial liability travel and pet insurance. The Analyst reviews incoming complaints identifies possible compliance concerns and determines what additional information or documentation is needed. This may require researching pertinent statutes administrative codes policy language and regulatory guidance. Throughout each investigation the Analyst communicates regularly with complainants insurers and other involved parties evaluates insurer responses and issues determinations supported by law and policy. Clear accurate and thorough documentation is essential as is the ability to explain regulatory findings in concise written correspondence.

In addition to case-specific responsibilities the Insurance Analyst II plays an important role in monitoring broader trends and regulatory issues. By reviewing complaint outcomes and insurer conduct the Analyst helps identify recurring violations or systemic concerns. The position also supports special projects participates in interdepartmental meetings and coordinates with legal enforcement and market conduct teams when necessary. Staying current on changes to insurance laws regulations and industry practices is an ongoing expectation ensuring that the Analyst can effectively protect consumers and promote compliance across the insurance industry.

Knowledge Skills and Abilities/Management Preferences

• Property & Casualty insurance experience required including underwriting claims policyholder services or an equivalent combination of education and experience.
• Strong analytical and critical-thinking skills with the ability to investigate evaluate and resolve complex consumer complaints.

Minimum Education and Experience

Some state job postings say you can qualify by an equivalent combination of education and experience. If that language appears below then you may qualify through EITHER years of education OR years of directly related experience OR a combination of both. See the Education and Experience Equivalency Guide for details.

• Bachelors degree business or economics or a related program from an appropriately accredited institution and two years of experience in insurance underwriting claims or policyholder service; or an equivalent combination of training and experience

EEO Statement

The State of North Carolina is an Equal Employment Opportunity Employer and dedicated to providing employees with a work environment free from all forms of unlawful employment discrimination harassment or retaliation. The state provides reasonable accommodation to employees and applicants with disabilities; known limitations related to pregnancy childbirth or related medical conditions; and for religious beliefs observances and practices.

Recruiter:

Laeng Lorn

Recruiter Email: