Head of Disputes Operations
Santa Ana, CA - USA
Job Summary
Collectors is the leading creator of innovative technology that provides value-added services for collectors worldwide. We grade authenticate vault and sell millions of record-setting collectibles all while modernizing and digitalizing the process to further our mission of helping collectors pursue their passions. Were always on the lookout for talented people to join our growing team.
Our services span collectible trading cards autographs comic books coins video games event tickets and memorabilia. Our subsidiaries include PSA PCGS Beckett SGC and Card Ladder.
Since our founding in 1986 we have graded and authenticated millions of items. We employ more than 3000 people across our headquarters in Santa Ana California and offices in New Jersey Texas Florida Japan Shanghai Hong Kong Canada Mexico Germany and France.
As part of our interview process we request that candidates have their cameras on during video interviews. This helps foster meaningful conversation and allows us to create an experience that closely resembles our standard working environment. Certain interview steps may take place by phone. For remote roles and at our discretion candidates may be asked to participate in an on-site interview as part of the final stages of the process.
We understand there may be occasional circumstances requiring accommodation and are happy to discuss them as needed. Your recruiter will be able to clarify expectations and answer any questions you have.
The Head of Disputes Operations leads the day-to-day disputes function across Collectors Marketplace Power Packs and emerging Financial Services lending business. This role owns the full dispute lifecycle payment chargebacks and representment buyer/seller and fulfillment disputes and the regulatory error-resolution obligations of the lending business maximizing recovery and win rates while keeping the company within card-network thresholds meeting regulatory timeframes and protecting customer trust. The role manages a team and reports to the Head of Risk & Compliance working hand-in-hand with Fraud Operations on the boundary between true fraud and service-related disputes.
What Youll Do:
Chargeback & Payment Dispute Operations
Lifecycle ownership. Own the chargeback process end-to-end intake investigation evidence compilation representment and recovery across payment processors and card networks.
Win-rate optimization. Build and maintain representment playbooks and evidence templates by reason code; continuously improve representment win rates and net recovery.
Network program management. Monitor and manage card-network monitoring programs (e.g. Visa and Mastercard excessive-chargeback / acquirer-monitoring programs) to keep the business safely below ratio thresholds.
SLA & deadline discipline. Manage dispute queues to meet all network and processor response deadlines without lapses.
Marketplace & Power Packs Disputes
Buyer / seller adjudication. Resolve item-not-received not-as-described authenticity and Power Packs fulfillment disputes with consistent fair and well-documented decisions.
Fraud vs. service routing. Partner with Fraud Operations to separate true fraud from friendly / first-party fraud and service issues routing each to the right workflow.
Policy & playbooks. Maintain dispute policies decision trees and escalation paths that scale across product lines.
Lending / Financial Services Error Resolution
Regulatory dispute handling. Manage billing-error resolution (TILA / Reg Z) credit-reporting disputes (FCRA / e-OSCAR) and Reg E error resolution where applicable within all required timeframes.
Audit-ready records. Maintain complete defensible documentation of investigations and outcomes to satisfy internal audit external audit and examiner review.
Operations Vendors & Reporting
Team leadership. Lead coach schedule and develop the disputes team; set quality and productivity standards.
Vendor management. Manage any outsourced / BPO dispute support and dispute-tooling vendors.
Metrics & root cause. Track and report dispute rate chargeback rate representment win rate cycle time and net recovery; surface root causes to Product Payments and Fraud to reduce inbound disputes.
Who You Are:
Required Qualifications
5 years in disputes chargeback or payments operations including direct people-management or team-lead experience.
Hands-on knowledge of card-network dispute rules and the chargeback / representment lifecycle.
Experience managing to SLAs and to network chargeback-ratio / monitoring-program thresholds.
Strong analytical skills and comfort working with dispute and chargeback data and reporting.
Customer-centric judgment that balances recovery and loss control against fairness and retention.
Preferred Qualifications
Marketplace or high-volume e-commerce disputes experience.
Familiarity with consumer-lending dispute and error-resolution rules (Reg Z billing errors FCRA Reg E).
Experience with dispute / chargeback tooling (processor portals Verifi / Ethoca chargeback automation).
Experience managing outsourced or BPO operations teams.
Salary Range: The salary range for this position is $110891 - $170035. Actual compensation on this range varies based on a variety of non-discriminatory factors including location job level experience and skill set. This role may be eligible for bonuses commissions or other forms of compensation please ask your recruiter for details.
Reasons To Join Us:
Health Insurance: All full-time employees are eligible to enroll in Medical Dental and Vision
Additional Benefits: Full-time employees are eligible for fertility commuter and educational assistance benefits
401(K) Matching Plan: We are proud to offer a competitive 401k matching plan to our employees to support their future financial goals
Vacation: All salaried employees are eligible for flexible time-off
Holiday Pay: All regular full-time employees are eligible for ten company paid holidays
Employee Discounts: Employees receive discounts on select grading services for approved submissions
Flexible Hours: Many of our teams offer flexible schedules with varying shifts and will work with you to accommodate your needs
Fun Working Environment: Our team members are invited to participate in celebrations holiday events and team building activities
Candidates must be authorized to work in the United States.
Collectors uses e-Verify to validate your ability to work legally in the United States.
We are aware that there are instances where individuals are receiving job offers that fraudulently allege to be from Collectors or one of our business units. This type of fraud can be carried out through false websites through fake e-mails claiming to be from the company or through social media. We never ask for personal information such as your bank account Social Security numbers or National IDs nor do we send or request payments for the purchase of business-related equipment. If you suspect fraud please reach out to
We are committed to equal employment opportunity regardless of race color ethnicity ancestry religion national origin gender sex gender identity or expression sexual orientation age citizenship marital or parental status disability veteran status or other class protected by applicable law. We believe that a team that represents a variety of backgrounds perspectives and skills will better service the diverse community of collectors we support.
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If you are based in California you can read information for California residents here.
Required Experience:
Director