GRC Fraud Analyst

First Entertainment Credit Union is looking for a GRC Fraud Analyst who resides within Enterprise Risk Management (ERM) and provides independent second-line oversight of enterprise fraud risk across products channels technologies and third-party relationships.

The GRC Fraud Analyst partners closely with Fraud Operations Compliance Technology Innovation Legal and Business Leaders to ensure fraud risks are identified assessed monitored and governed within the organizations risk appetite. This position also supports responsible innovation data-driven risk practices and forward-looking fraud risk management aligned with regulatory expectations.

This is a full-time opportunity reporting to the VP ERM. Candidates must reside within Arizona California Colorado Florida Georgia Idaho Nevada New Mexico New Mexico Ohio Texas and Washington to be considered. Candidates who reside within the Los Angeles county are expected to work with our hybrid work model. Depending on the location the targeted salary for someone in the state of California is between $90k $110k.

Responsibilities

• Provide independent ERM oversight of fraud risk across all business lines and delivery channels.
• Develop maintain and refresh enterprise fraud risk assessments scenarios and typologies.
• Map fraud risks to products processes technologies and third-party relationships.
• Align fraud risk ratings with enterprise risk appetite statements tolerances and limits.

• Assess the design and effectiveness of fraud prevention and detection controls.
• Support and challenge first-line Fraud Operations through RCSAs control reviews and issue validation.
• Track fraud-related issues action plans and remediation through closure.
• Contribute to fraud-related policies standards procedures and governance documentation.

• Leverage data analytics dashboards and key risk indicators (KRIs) to identify trends and emerging fraud risks.
• Support fraud risk considerations for innovation initiatives including advanced monitoring rule optimization behavioral analytics and AI/ML-enabled fraud controls.
• Conduct horizon scanning for new fraud typologies related to digital banking payments fintech partnerships and evolving customer behavior.
• Partner with Technology and Innovation teams to assess fraud risk impacts of new products platforms and integrations.

• Prepare executive-level and board-ready fraud risk reporting.
• Monitor fraud losses near misses KRIs and control effectiveness.
• Provide risk-based insights on residual risk trends concentrations and forward-looking exposure.
• Support enterprise risk committees working groups and governance forums.

• Support regulatory exams internal audits and independent reviews related to fraud risk management.
• Ensure fraud risk oversight aligns with applicable laws regulations and supervisory guidance including Reg E NACHA UCC GLBA BSA/AML and NCUA/OCC expectations.
• Assist in drafting management responses and remediation plans for fraud-related findings.

• Partner with Fraud Operations Compliance Cybersecurity Legal Internal Audit and Business Leaders
• Support third-party and vendor fraud risk assessments.
• Serve as an ERM advisor on fraud risk for strategic initiatives and innovation programs.

At First Entertainment your role and every role are essential to our Mission We build lifelong financial relationships with the people in entertainment based on a deep understanding of how they live and work Core Values Members First Ownership Integrity Innovation Inclusivity One Team and we expect you to uphold them.

Requirements

• Bachelors degree in Risk Management Finance Business Data Analytics or a related field.
• 37 years of experience in fraud risk ERM GRC compliance audit or financial crime.
• Strong understanding of fraud typologies risk assessment methodologies and internal control frameworks.
• Experience preparing risk assessments issue management documentation and senior management reporting.
• Experience in banking credit unions fintech or other regulated financial institutions highly preferred.
• Familiarity with GRC platforms such as Archer MetricStream or ServiceNow GRC a plus.
• Exposure to fraud analytics automation AI/ML tools or innovation programs preferred.
• Professional certifications such as CFE CRISC CAMS CIA or similar desired.
• Proficiency in Microsoft Office Suite products.
• Effective communication skills across all audience levels.
• Ability and flexibility to travel to HQ for business meetings as requested.