Financial Analyst

Join one of Californias most innovative fastest-growing credit unions.
We are proud to be named a Top Workplace for five consecutive years!

At PremierOne Credit Union we strive to carry out our mission to deliver a better financial life to members through every interaction. We look for team players who can contribute the right skills to achieve these goals while keeping focus on our mission. Join our talented and passionate team and be part of a team that values growth innovation and community involvement.

We are now seeking a Financial Analyst to join our Accounting Team located in our South San Jose Corporate Office. The Financial Analyst supports the credit unions financial planning reporting forecasting and strategic decision-making processes. This role analyzes financial and operational performance develops forecasting and analytical models and provides data-driven insights and recommendations to improve profitability efficiency and overall organizational performance. Working closely with leaders across the organization the Financial Analyst helps drive informed business decisions while supporting the credit unions mission growth and financial objectives.

Qualifications:

• Two to four years of similar or related experience
• (1) A bachelors degree or (2) achievement of formal certifications recognized in the industry as equivalent to a bachelors degree (e.g. accounting certifications in lieu of a degree).
• Advanced knowledge in financial analytics
• Excellent communication and interpersonal skills
• Experience in a credit union or community banking preferred

Essential Functions & Responsibilities:

• Prepare analyze and present monthly financial and management reports providing insightful commentary on financial performance trends risks opportunities and key balance sheet metrics.
• Support budgeting forecasting and long-range planning activities by partnering with business units to evaluate key business drivers and maintain accurate financial projections.
• Develop maintain and enhance financial models dashboards and analytical tools to support forecasting planning performance measurement and strategic decision-making.
• Analyze loan and deposit portfolio performance investment portfolio results margin trends noninterest income and expense drivers and economic factors impacting credit union performance.
• Monitor and analyze asset-liability management (ALM) metrics including interest rate risk liquidity net interest income sensitivity and balance sheet performance under various scenarios.
• Perform variance analyses of actual results versus budget and forecast identify root causes and communicate findings and recommendations to management.
• Conduct financial evaluations of business initiatives products investments and strategic projects using methodologies such as NPV ROI profitability and scenario analysis.
• Support the development and maintenance of profitability pricing allocation and performance measurement models to optimize financial results and member value.
• Maintain budgeting planning ALM and financial reporting ensuring data integrity alignment with the general ledger and compliance with accounting standards.
• Monitor key performance indicators and financial risks and prepare analyses reports and presentations for executive leadership committees and other stakeholders.
• Identify process improvement automation and documentation initiatives while supporting regulatory compliance continuous improvement and the credit unions mission and values.
• Partner with cross-functional teams to gather financial and operational data provide actionable recommendations and support organizational objectives.

Fantastic Benefits PremierOne Credit Union reflects the value placed on employees by providing the following benefits in addition to competitive salary:

• Medical Dental Vision Life and Long-Term Disability Insurances
• 401(k) including employer match
• Discounts on financial products and services including loans
• Paid birthday vacation sick
• Company-wide Incentive Plan plus much more!

Salary Range: $35 - $45 per hour
Apply Now for Consideration!

PremierOne Credit Union is an equal opportunity employer

Required Experience:

IC