Engineering Manager, Fraud Prevention

ENGINEERING MANAGER

FRAUD PREVENTION DEBIT FRAUD INTEGRATION

Vanguard Fraud Prevention Technology

ROLE

Hands-on technical leader responsible for the engineering team that builds and operates Vanguards fraud decisioning integration with our debit card processor. You will lead 3-6 engineers own the technical delivery roadmap for the processor integration layer and write code alongside your team. This role reports into the Fraud Prevention Technology program and partners closely with the Principal Engineer / Architect on technical direction.

RESPONSIBILITIES

• Lead a team of 3-6 engineers building real-time fraud decisioning services that sit in the debit authorization path
• Own the integration layer between Vanguards fraud platform and the debit processor (webhook handling auth-time enrichment response orchestration)
• Translate architectural direction into executable sprints technical designs and working software
• Write production codeexpect to spend 40-60% of your time hands-on in the codebase
• Drive engineering quality: code reviews testing strategy incident response and on-call practices
• Manage team health: hiring career development 1:1s performance management
• Partner with the processors technical team on API contracts certification and production readiness
• Ensure the team meets the latency reliability and compliance requirements inherent to payment authorization

QUALIFICATIONS

• 8 years in software engineering with 2 years in a tech lead or engineering management role
• Strong proficiency in ; working familiarity with Java
• Experience building low-latency high-availability servicesideally in a payments banking or financial services context
• Demonstrated ability to balance technical leadership with people management
• Experience integrating with third-party processors or financial service providers (REST/gRPC APIs webhook-driven auth flows)
• Familiarity with ETL pipelines and feature engineering workflows for ML/analytics
• Comfort with AI-assisted development practices and tooling

PREFERRED

• Direct experience with debit/credit card processor integrations (Marqeta Galileo TSYS Fiserv or similar)
• Familiarity with payment processing concepts (ISO 8583 authorization flows network settlement)
• Background in fraud prevention or risk systems
• Experience operating services under strict SLA requirements (sub-100ms p99 latency 99.99% uptime)
• Familiarity with streaming platforms (Kafka Kinesis) and feature stores
• Experience with analytics infrastructure (Redshift Athena or similar columnar/query engines)

This is a manager-level role with direct reports.

Special Factors

Sponsorship

About Vanguard

At Vanguard we dont just have a missionwere on a mission.

To work for the long-term financial wellbeing of our clients. To lead through product and services that transform our clients lives. To learn and develop our skills as individuals and as a team. From Malvern to Melbourne our mission drives us forward and inspires us to be our best.

How We Work

Vanguard has implemented a hybrid working model for the majority of our crew members designed to capture the benefits of enhanced flexibility while enabling in-person learning collaboration and connection. We believe our mission-driven and highly collaborative culture is a critical enabler to support long-term client outcomes and enrich the employee experience.