Director of Finance & Treasury

Key Responsibilities

Cash & Liquidity Management

• Oversee daily weekly and long-range cash forecasting and liquidity planning
• Optimize cash positioning across operating and corporate accounts
• Ensure adequate liquidity for operations capital expenditures and debt obligations
• Oversee and administer payment releases and payment controls

Banking & Financial Relationships

• Manage relationships with banking partners cash-in-transit vendors and payment processors
• Lead negotiation of banking services fees and credit facilities
• Oversee account opening/closing as needed signatory management and treasury controls

Treasury Operations

• Establish and maintain treasury policies including cash handling safes and deposit controls
• Monitor ACH wire activity and payment approvals
• Establish and maintain credit card merchant services
• Ensure timely reconciliation coordination with accounting teams

Capital Structure & Financing

• Support debt management/reporting refinancing and capital planning
• Assist with financial modeling related to funding strategies and growth initiatives

Risk & Controls

• Implement fraud prevention controls around cash payments and merchant transactions
• Partner with Risk Management on insurance operational and financial exposure areas
• Oversee monitoring of store deposit variances armored car exceptions and store compliance with cash procedures
• Ensure compliance with internal controls and audit requirements

Systems & Process Optimization

• Lead treasury technology enhancements (TMS ERP integrations banking portals)
• Drive automation in cash forecasting reporting and reconciliations

Team Leadership

• Lead and develop treasury staff (analysts and cash specialists)
• Establish KPIs and performance expectations aligned with organizational goals

Qualifications

Required

• Bachelors degree in Finance Accounting or related field
• 812 years of progressive treasury/finance experience
• Experience managing multi-location cash environments (retail/QSR preferred)
• Strong knowledge of banking systems treasury operations and cash forecasting

Preferred

• Demonstrated experience leading teams building processes and implementing treasury technology or automation
• Experience with establishing internal controls providing audit support and fraud prevention
• Experience managing bank relationships debt facilities and lender reporting requirements.
• Experience with ERP systems (e.g. Intacct R365) and treasury management systems
• Certified Treasury Professional (CTP) designation

Recommended Software & Systems Experience

• Treasury Management Systems such as Kyriba GTreasury FIS Treasury and Risk Manager Treasury Prime or similar platforms for cash visibility forecasting payments bank connectivity and risk controls
• ERP and accounting platforms such as Sage Intacct Restaurant365 Oracle NetSuite SAP or equivalent multi-entity financial systems
• Banking portals merchant processor platforms ACH/wire systems cash-in-transit reporting tools and positive pay/fraud prevention applications
• Advanced Microsoft Excel and financial reporting tools; experience with Power BI data visualization or automated reporting preferred

Key Competencies

• Strategic thinking and financial acumen
• Strong control mindset with attention to detail
• Leadership and cross-functional collaboration
• Data-driven decision-making

Success Metrics (KPIs)

• Forecast accuracy (cash flow)
• Bank fee optimization and cost savings
• Reduction in cash variances and losses
• Timeliness of cash reporting and reconciliations
• Audit and compliance outcomes

Reporting Structure

This position reports to the Controller and partners closely with Accounting Operations Risk Management and the Executive Leadership team. The position will be located in our corporate office at 1 Dr. ML King Jr. Ave. Ste. 130 Memphis TN 38103.