Director of Data Science Risk Monitoring

About the role:

You will be part of the Merchant Solutions Decision Science & Risk Solutions leadership team responsible for advancing the AI/ML and decisioning capabilities that power Fiservs merchant risk and growth solutions. The team develops predictive batch and real-time models decision frameworks and automated risk controls that help manage fraud and credit risk exposure while enabling revenue growth and improving the overall merchant experience.

You will oversee analytics and risk solutions supporting existing merchant populations including Risk Monitoring Clover Capital and other portfolio management initiatives. Leveraging internal and external data assets this leader will drive the development of innovative data-driven capabilities that strengthen risk management uncover growth opportunities and deliver measurable business value.

Success in this role requires strong collaboration across Decision Science Product Technology Risk Operations and client-facing teams to deliver scalable best-in-class analytical solutions and strategic business outcomes.

What you will do:

• Lead and develop a high-performing team of Data and Decision Science professionals providing coaching mentorship and strategic direction whilerepresentingthe organization in senior leadership and client engagements.

• Drive the AI/ML strategy for existing merchant portfoliosleveragingmerchant transaction and third-party data to develop data-driven capabilities predictive models and automated decision frameworks that improve risk management merchant experience and business growth.

• Oversee the end-to-end lifecycle of predictive models optimized decision frameworks and automated risk controls from opportunity identification and development through deployment monitoring and optimization.

• Generate actionable insights from payment network merchant and risk dataapplyinginnovative analytical techniques to prevent fraud and credit losses optimize portfolio performance and support growth across digital and traditional channels.

• Partner with business product technology and risk stakeholders to translate complex business challenges into scalable analytical solutions that balance risk management merchant experience and growthobjectives.

• Lead the modernization of risk analytics and decisioning capabilities including the adoption of new data sources advanced technologies and real-time decisioning solutions.

Experience you will need to have:

• Bachelors degree in a quantitative field such as Statistics Mathematics Data Science Computer Science Engineering ora relateddiscipline.

• 10 years of experience in data science predictive modelingfraud andrisk analytics or related quantitative disciplines including experience leading teams and delivering analytics solutions that drive business outcomes.

• Demonstratedexpertisein AI/ML advanced analytics anddecision optimization with a proven ability to translate complex data into actionable insights risk controls and growth opportunities.

• Strong knowledge of payment merchant lending fraud fintech financial services or credit risk ecosystems including the use of merchant and transaction data to support risk management and portfolio growth strategies.

• Proficiencywith analytical and data technologies including PythonSnowflakeand modern data platforms with the ability to guide teams in the development deployment and monitoring of analytical solutions.

Experience that would be great to have:

• Masters degree or PhD in Statistics Mathematics Data Science Computer Science Engineering or another quantitative discipline.

• Deepexpertisein AI/ML techniques and advanced statistical modeling including experience applying predictive analytics to business and risk management challenges.

• Experienceleveragingcredit bureau alternative and third-party data sources to enhance risk assessments predictive models and automated decision strategies.

How you will work:

This role is on-site Monday through Friday. Fiserv considers in-person collaboration to be an essential part of this role as in-person office experience helps you with your overall onboarding experience and leads to stronger productivity.

Sponsorship:

You must currentlypossessvalid and unrestricted U.S. work authorization to be considered for this role. Individuals with temporary visas including but not limited to F-1 (OPT CPT STEM) H-1B H-2 or TN or any candidaterequiringsponsorship now or in the future will not be considered for this role.

Benefits at Fiserv:

• Fuel Your Life wellness program with activities and rewards to support total well-being

• Paid statutory holidays Recharge & Refuel vacation (years-of-service tiers) and a Paid Sick Time program

• No-cost confidential support through the Employee Assistance Program (EAP) for you and household members

• Recognition through Living Proof with points redeemable for merchandise and gift cards

• Eight Employee Resource Groups to build connection and inclusion

• RRSP with 100% company match up to 5% a Non-Registered Savings Plan (NREG) and an Employee Stock Purchase Plan (ESPP)

• Comprehensive extended health care and vision benefits plus dental coverage

• Company-paid Basic Life and AD&D with optional life and AD&D coverage available

• Company-paid Short-Term Disability and Long-Term Disability income protection

• Emergency medical coverage for out-of-province/out-of-country travel via extended health benefits

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