Director, Head Of Products

It Starts Here:

Santander is a global leader and innovator in the financial services industry and is evolving from a high-impact brand into a technology-driven organization. Our people are at the heart of this journey and together we are driving a customer-centric transformation that values bold thinking innovation and the courage to challenge whats possible. This is more than a strategic shift. Its a chance for driven professionals to grow learn and make a real difference.

If you are interested in exploring the possibilities We Want to Talk to You!

• Define and execute theinvestment product strategyaligned with wealth and legacy retail business objectives.
• Own theend-to-end product platform across advisory and brokerage channels ensuring consistency and competitiveness across client segments.
• Design product architecture that supportsmultiple custody platforms and delivery models ensuring a seamless advisor and client experience.
• Partner with senior leadership across Investment Distribution Risk Finance and Operations to align product strategy with business priorities.

• Oversee the development and managementofadvisory platforms (UMA SMA model portfolios)andbrokerageofferings (mutual funds ETFs equities structuredproducts alternatives).
• Ensure effective positioning and deployment across bothwealth and retail client bases accounting for differences in complexity scale and client needs.
• Maintain consistency in product standards and governance acrossdiscretionary non-discretionary and execution-only environments.
• Support advisors in delivering bothscalable advisory solutions and transactional brokerage capabilities.

• Lead thedesign approval launch and ongoing managementofall investmentproductsand programs.
• Establish and maintainformal product lifecycle governance including product reviews enhancements rationalization and decommissioning.
• Identify and develop new product opportunities across both advisory and brokerage including solutions tailored toretail scalability and wealth customization.
• Ensure product design is compatible acrossmultiple custodians and operational infrastructures.
• Define pricing fee structures and economic frameworks in coordination with Finance.

• Oversee due diligence selection and ongoing monitoringofthird-party and proprietary investmentproducts.
• Maintain theapproved product platform ensuring alignment with performance cost risk liquidity and suitability standards across client segments.
• Implement robustmanager research and evaluation frameworksacross asset classes.
• Participate in and/or lead governance committees (e.g. Product Review ConflictsofInterest).

• Ensure allproductsand platforms comply with applicableSEC and FINRA regulations including Reg BI suitability and fiduciary obligations where applicable.
• Establish and overseesupervisory frameworksacross advisory and brokerage activities including retail distribution considerations.
• Partner with Legal Compliance and Risk to manageproduct risks disclosures and conflictsofinterest.
• Support regulatory examinations internal audits and control enhancements across all platforms and custody environments.

• Partner with Distribution to driveadoption usage and appropriate deploymentofproductsacross wealth and retail channels.
• Developtraining guidance and toolstailored to different advisor models and client segments.
• Monitor product flows revenue contribution and client outcomes across platforms to inform strategy and optimization.
• Ensure alignment between productoffering and advisor practices within amulti-channel multi-custodian environment.

• Monitor industry trends acrossadvisory platforms brokerage innovation and retail distribution models.
• Benchmark the platform against leading broker-dealers private banks and hybrid RIA models.
• Evaluate and manage third-party providers custodians and strategic partnerships.

• Bachelors degree in Finance Economics or related field; MBA CFA or equivalent preferred.
• 1215 yearsofexperience ininvestmentproducts wealth management or broker-dealer platforms.
• Proven experience managing amulti-asset product platform across advisory and brokerage channels.
• Experience supporting bothwealth and retail client segments including differences in product complexity and scale.
• Demonstrated experience operating withindual or multiple custody platform environments.
• Deep expertise inadvisory solutions (UMA/SMA)andbrokerageproducts(structuredproducts alternatives equities mutual funds ETFs).
• Strong understandingofU.S. regulatory frameworks (SEC FINRA Reg BI)and supervisory expectations.
• Experience supporting Financial Advisors in ahybrid advisory/brokerage model.
• Demonstrated ability to lead cross-functional initiatives across Product Compliance Risk Operations and Distribution.
• Strong knowledgeofhigh-net-worth and retail client needs.
• Excellent communication and stakeholder management skills.
• Proficiency with investment platforms (e.g. Morningstar Direct Bloomberg FactSet).

• FINRA Series 7 and Series 24 required.
• Series 65 or 66 preferred.

What Else You Need To Know:

The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt) the annual range is based on a 40-hour work week. The exact compensation may vary based on skills experience training licensure and certifications and location.

Base Pay Range:

Minimum:

We Value Your Impact:

Your contribution matters and its recognized. You can expect a fair and competitive rewards package that reflects the impact you create and the value you deliver. We know rewards go beyond numbers. Offering more than just a paycheck our benefits are designed to support you your family and your well-being now and into the future. Santander Benefits - 2026 Santander OnGoing/NH eGuide ()

Risk Culture:

We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management.

EEO Statement:

At Santander we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race color religion sex sexual orientation gender identity national origin genetics disability age veteran status or any other characteristic protected by law.

Working Conditions:

Frequent minimal physical effort such as sitting standingand walking is required for this role. Depending on location occasional moving and lifting light equipment and/or furniture may be required.

Employer Rights:

This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason.

What To Do Next:

If this sounds like a role you are interested in then please apply.

We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason please contact us at to discuss your needs.