Deposit Ops Utility Clerk

Salary Range: $37300 to $55900

Salary offered will be based on several factors including but not limited to education work experience certifications etc. General information on our comprehensive benefits package can be found by visiting Careers Blue Ridge Bank Virginia & North Carolina ( Summary

Blue Ridge Bank is extremely proud of its more than a century of customer-based service and looks forward to serving its current and new customers for many years to come with the attention and service that only a locally owned independent community bank can provide.

At Blue Ridge Bank our purpose is to be a trusted partner OF CHOICE in helping our customers achieve their financial goals and that includes you as well! Our Core values of teamwork integrity respect open communication and honoring our commitments to each other serve as our compass driving us forward with purpose. These values guide our actions and shape our culture to deliver on our purpose. They influence our decision-making and define how we interact with one another and our customers.

Position Purpose

The Deposit Operations Utility Clerk supports the Deposit Operations Department through the performance of critical operational controls file maintenance reviews reconciliations and quality assurance activities. This role helps ensure the accuracy and integrity of customer and account information by conducting independent review activities designed to support compliance with bank policies procedures regulatory requirements and internal control standards.

The position serves as a cross-trained resource within Deposit Operations and provides backup support for critical operational functions as limited circumstances the role may also provide backup support for Loan Operations file maintenance review processes. This position maintains appropriate segregation of duties and does not have authority to perform account maintenance transactions.

Responsibilities

Perform customer and deposit account file maintenance reviews to ensure accuracy completeness and compliance with established procedures

Complete reconciliations and review activities associated with SOX controls and other internal controls

Escalate discrepancies exceptions or policy violations to management

Maintain documentation supporting

Assist with audit requests and control testing activities

Crosstrain on critical Deposit Operations functions to provide backup coverage during employee absences and periods of increased workload

Provide backup support for Loan Operations file maintenance review processes.

Research and respond to operational inquiries.

Identify opportunities to improve processes and mitigate risk.

Ensure compliance with regulations policies and procedures.

Perform other duties as assigned.

Required Competencies

Attention to Detail: Ensure accuracy in processing and reconciliations

Analytical Thinking: Research discrepancies identify exceptions and assist in resolving reconciliation issues

Risk and Control Awareness: Recognize risks and mitigating control activities

Time Management: Meet deadlines and manage multiple priorities

Education and Certifications

High School diploma or equivalent required

Required Experience

1-3 years of banking operations accounting or related experience

Experience with reconciliation quality control reviews or audit activities preferred

Other

Ability to work a flexible schedule aligned with branch and operational hours including occasional overtime as business needs may require

Ability to read interpret and apply written instructions procedures and business correspondence accurately

Ability to communicate effectively with employees and customers at all levels

Cross training in Deposit Operations and Loan Operations is required

Blue Ridge Bank is an Equal Opportunity Employer. We celebrate diversity and are committed to creating an inclusive environment for all employees. All employment decisions are based on business needs job requirements and individual qualifications without regard to race color religion sex sexual orientation gender identity national origin veteran or disability status.