Deposit Operation Analyst Ford Credit Bank

We made history and now we work to transform the future for our customers our communities and our families. Youll see your work on the road every day helping people move freely and pursue their dreams. At Ford you can build more than vehicles. Come build what matters.

The Ford Motor Credit Company team helps put people behind the wheels of great Ford and Lincoln vehicles. By partnering with dealerships we provide financing personalized service and professional expertise to thousands of dealers and millions of customers in over one hundred countries around the world.

The Ford Motor Credit Company (Ford Credit) has received the regulatory conditional approval to form Ford Credit Bank(the Bank) to be headquartered in Salt Lake City Utah.

The Bank will create innovative and simplified banking solutions to help customers across the country finance the purchase of new Ford vehicles parts accessories EV Infrastructure and software and will accept deposits with competitive rates on FDIC-insured savings accounts and certificates of deposit. The Bank will be a direct and wholly owned subsidiary of Ford Credit an indirect wholly owned subsidiary of Ford Motor Company (Ford).

The people of Ford Credit have a 60-year commitment to helping put people behind the wheels of great Ford and Lincoln vehicles. By partnering with dealerships we provide financing personalized service and professional expertise to five thousand dealers and more than four million customers in over 100 countries around the world. The proposed Bank will be a strategic addition to Ford Credit and is key to providing the capabilities needed to meet the financing expectations of Ford customers.

If youre customer-focused driven and seeking the opportunity to experience exciting challenges and growth look no further. The successful candidate will be a member of an exciting and dynamic team of banking professionals who would have the opportunity to stand up and begin the operations of the de novo Bank. New employees hired by the bank will initially be Ford Credit employees. Once the bank is formally established these employees may be transferred to the new bank.

Come help build a better world where every person is free to move and pursue their dreams. Ford was built on the belief that freedom of movement drives human progress. Its a belief that has fueled our passion to create great cars and trucks. And today it drives our commitment to become the worlds most trusted mobility company designing vehicles for a smart world that helps people move more safely confidently and freely. Ford is experiencing significant business transformation in an ever-changing digital world. We are dedicated to delivering distinctive products and solutions having an always on relationship with customers and continuously improving our user experience.

In this position...

The Deposit Operations team at Ford Credit Bank is a high-functioning detail-oriented group responsible for the foundational administrative and legal integrity of our de novo bank. We serve as the engine that keeps the Bank running smoothly managing complex legal requests and account lifecycle events with precision and speed. Our team values accountability continuous improvement and the ability to navigate a rapidly changing digital landscape. We work cross-functionally with Legal Compliance and Customer Service to ensure that every transaction and account modification meets the highest regulatory standards while protecting the Banks reputation and our customers trust.

The Operations Specialist reports to the Deposit Operations Manager and is responsible for performing advanced operational and compliance functions within the Deposit Operations Department. The Specialist is proficient in the day-to-day operations of the department including reviewing and approving digital account opening applications customer request taking appropriate actions on deposits account research verifications of deposit and other items with accuracy and thoroughness. This role also serves as a subject matter expert in processing compulsory legal orderssuch as subpoenas levies and garnishmentsand managing complex account administrative tasks including Power of Attorney (POA) and deceased account processing.

The Specialist will exercise independent judgment to resolve complicated issues mitigate operational risk and ensure all actions comply with federal and state laws. This position is critical to maintaining the Banks operational excellence during its growth and scaling phase.

What youll do...

• Core Operations: Proficient in the day-to-day operations of the department including processing daily case management cases and taking appropriate actions on deposits account ownership changes verifications of deposit and other items with accuracy and thoroughness.
• Legal Processing: Review evaluate and process all forms of compulsory legal process including subpoenas search warrants tax warrants IRS levies writs and garnishments utilizing cloud-based service of process intake portals.
• Account Administration: Manage high-complexity account functions including processing deceased account claims reviewing Power of Attorney documents and executing account ownership changes with accuracy.
• Digital Operations: Review and process digital account opening applications demonstrating sound judgment in decisioning and providing clear explanations for approvals or denials.
• Risk Mitigation: Scrupulously maintain the secrecy and confidentiality required by federal and state laws (BSA OFAC and privacy regulations) when handling sensitive legal orders and client records.
• Research : Conduct specialized research to resolve member account transactions adjustments and subpoena-related fee tracking.

Youll have...

Bachelors degree or equivalent work experience.

Minimum of 3 years of experience in banking operations or compliance.

At least 2 years of specific experience in processing compulsory legal orders (subpoenas levies garnishments).

Deep understanding of banking laws and regulations including BSA AML OFAC USA PATRIOT Act and UDAAP.

Even better you may have...

• Experience in a de novo fintech or high-growth digital banking environment.
• Advanced proficiency in cloud-based legal intake portals (e.g. Safari SOP) and core banking systems (e.g. Symitar).
• Strong analytical skills with the ability to interpret legal documents that carry the force of law and affect high-value client accounts.
• Proven ability to work effectively in a fast-paced environment with tight deadlines imposed by courts and regulatory agencies.

• Exceptional written and verbal communication skills with the ability to manage difficult conversations and professional inquiries from law enforcement and attorneys.

You may not check every box or your experience may look a little different from what weve outlined but if you think you can bring value to Ford Motor Company we encourage you to apply!

As an established global company we offer the benefit of choice. You can choose what your Ford future will look like: will your story span the globe or keep you close to home Will your career be a deep dive into what you love or a series of new teams and new skills Will you be a leader a changemaker a technical expert a culture builderor all of the above No matter what you choose we offer a work life that works for you including:

Immediate medical dental vision and prescription drug coverage

Flexible family care days paid parental leave new parent ramp-up programs subsidized back-up child care and more

Family building benefits including adoption and surrogacy expense reimbursement fertility treatments and more

Vehicle discount program for employees and family members and management leases

Tuition assistance

Established and active employee resource groups

Paid time off for individual and team community service

A generous schedule of paid holidays including the week between Christmas and New Years Day

Paid time off and the option to purchase additional vacation time.

This position is a salary grade 4 and ranges from $45500-$84600.

Final determination of salary grade will be based on candidates skills and experience and base salary will be set within the applicable range according to job scope responsibility and competitive market value.

For more information on salary and benefits click here: sponsorship is not available for this position.

Candidates for positions with Ford Motor Company must be legally authorized to work in the United States. Verification of employment eligibility will be required at the time of hire.

We are an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race religion color age sex national origin sexual orientation gender identity disability status or protected veteran the United States if you need a reasonable accommodation for the online application process due to a disability please call 1-.

This position is hybrid with a requirement to be onsite four or more days per week. #LI-Hybrid#LI-FordCredit #LI-MN1