Data & Regulatory Reporting Officer (FR Y14Q, CCAR)

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Regular or Temporary:

Regular

Language Fluency: English (Required)

English

Work Shift:

1st shift (United States of America)

We are seeking a highly experienced Data Reporting Officer with deep wholesale lending and regulatory reporting expertise to oversee FR Y14Q Schedule H.1 (Corporate Loans) and H.2 (Commercial Real Estate) reporting and drive the successful execution of key regulatory initiatives. This role will partner across Wholesale Banking Risk Finance Data and Technology to ensure accurate timely and compliant regulatory submissions aligned with Federal Reserve requirements.

The ideal candidate will possess strong wholesale lending expertise with a deep understanding of commercial and corporate credit products commercial real estate lending underwriting practices risk rating frameworks collateral and guarantor structures borrower financial analysis and credit facility lifecycle management.

Experience working with large corporate middle market commercial real estate and specialized lending portfolios is highly desirable.

Successful candidates will demonstrate the ability to interpret complex regulatory reporting requirements and translate them into business and data solutions.

They will have experience analyzing loan-level data attributes credit agreement terms covenant structures obligor relationships collateral positions risk ratings commitments utilization and default classifications to support regulatory reporting and data quality initiatives.

The role requires strong analytical and problem-solving skills the ability to collaborate effectively with credit risk managers portfolio managers loan operations and technology teams and experience leading regulatory change initiatives affecting wholesale lending portfolios.

Knowledge of FR Y14Q reporting requirements CCAR processes commercial credit risk management practices and wholesale lending data environments is strongly preferred.

Essential Duties and Responsibilities:

• Lead end-to-end delivery of FR Y14Q Schedule H.1 (Corporate Loans) and H.2 (Commercial Real Estate) reporting including quarterly submissions issue management and ongoing regulatory change implementation.
• Serve as the primary subject matter expert for Y14Q wholesale lending reporting requirements including corporate commercial commercial real estate and specialized lending portfolios.
• Interpret Federal Reserve reporting instructions and translate regulatory requirements into business data and technology solutions.
• Define and validate data sourcing transformations business rules and calculation logic supporting H.1 and H.2 reporting ensuring alignment with reporting instructions and internal credit policies.
• Partner with Wholesale Banking Risk Finance Loan Operations Data Management and Technology teams to resolve reporting issues and improve data quality.
• Lead requirements gathering workshops and stakeholder discussions to support regulatory reporting enhancements new data requirements and remediation initiatives.
• Perform detailed analysis of large wholesale lending datasets including loan commitments utilizations risk ratings collateral guarantor information borrower financials covenant data and default classifications to identify trends anomalies and data quality concerns.
• Ensure completeness accuracy and integrity of reported data through reconciliations validations control execution and root cause analysis activities.
• Conduct data lineage reviews to trace reported attributes from source systems through regulatory reporting processes and identify opportunities for control enhancements.
• Create and maintain comprehensive business requirements process flows reporting specifications data definitions control documentation and regulatory reporting procedures.
• Collaborate closely with business units finance accounting policy credit risk model risk management internal audit external auditors regulators and examination teams to support reporting accuracy and governance objectives.
• Stay current on Federal Reserve guidance CCAR/Y14 reporting requirements wholesale lending regulatory developments and industry best practices to ensure ongoing compliance.
• Identify and implement opportunities to automate processes improve controls enhance data governance and increase operational efficiency across the wholesale regulatory reporting environment.
• Support User Acceptance Testing (UAT) strategy test case development defect resolution and implementation validation for system changes impacting Y14Q H.1 and H.2 reporting.
• Provide expertise on commercial credit underwriting risk rating methodologies collateral valuation practices borrower and guarantor relationships and loan lifecycle events to support accurate regulatory reporting outcomes.
• Support governance forums regulatory exams and internal reviews by preparing reporting analyses issue summaries and responses to stakeholder inquiries regarding wholesale loan reporting.

Required Qualifications:

The requirements listed below are representative of the knowledge skill and/or ability required. Reasonable accommodation may be made to enable individuals with disabilities to perform the essential functions.

• Bachelors degree in Accounting Finance Business Administration Economics or equivalent education and related training.
• Ten years of work experience in access enterprise databases (Netezza Oracle DB2) and report development.
• Ten years of experience in SAS and/or SQL programming.
• Demonstrated proficiency in reading interpreting and writing detailed SAS/SQL statements.
• Proven experience writing detailed technical reporting requirements and communicating with developers and business users.
• Experience in regulatory or SEC reporting with extensive experience in CCAR reporting.
• Experience with SAP Hyperion Reporting and GL Master Data.
• Advanced Excel / VBA skills.
• Excellent verbal written and presentation skills with the ability to define problems and persuasively present conclusions.
• Intelligent strong and decisive leadership within an organization because of high integrity intellectual clarity and a passion for excellence.

Preferred Qualifications:

• Masters degree in Finance Accounting or Business Administration.
• Supervisory experience.

General Description of Available Benefits for Eligible Employees of Truist Financial Corporation: All regular teammates (not temporary or contingent workers) working 20 hours or more per week are eligible for benefits though eligibility for specific benefits may be determined by the division of Truist offering the offers medical dental vision life insurance disability accidental death and dismemberment tax-preferred savings accounts and a 401k plan to teammates. Teammates also receive no less than 10 days of vacation (prorated based on date of hire and by full-time or part-time status) during their first year of employment along with 10 sick days (also prorated) and paid holidays. For more details on Truists generous benefit plans please visit our Benefits site. Depending on the position and division this job may also be eligible for Truists defined benefit pension plan restricted stock units and/or a deferred compensation plan. As you advance through the hiring process you will also learn more about the specific benefits available for any non-temporary position for which you apply based on full-time or part-time status position and division of work.

Truist is an Equal Opportunity Employer that does not discriminate on the basis of race gender color religion citizenship or national origin age sexual orientation gender identity disability veteran status or other classification protected by law. Truist is a Drug Free Workplace.

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