Data Analyst III (Hybrid)

Work Arrangement:

After the initial training period this is a hybrid role working onsite in our Sioux Falls SD office.

At The Bancorp weve spent more than 25 years driving innovation in the financial services industry. As one of the first banks to embrace fintech we combine technology expertise and a forward-looking approach to deliver creative real-world solutions. We work side by side with our partners to help them grow and innovate with confidence. Across Fintech Solutions Institutional Banking Commercial Lending and Real Estate Bridge Lending we provide the people processes technology and banking capabilities that turn bold ideas into outcomes.

Join a team that brings urgency and rigor to every challenge and plays a direct role in driving growth for our clients and the communities we serve.

The Data Analyst III serves as a subject matter expert on maintaining the systems within the Data Science team responsible for driving operational analytics regulatory reporting and fraud and compliance monitoring through high-integrity data delivery. This role owns the data labeling required to transform raw data into structured insights that support client programs oversight functions and enterprise decision-making. This analyst is accountable for data labeling rule building and tuning recommendations across multiple banking platforms (e.g. Sotera Visa & MasterCard Fraud tools). The ideal candidate is both technically skilled and operationally awarecapable of bridging gaps between business rules systems design and real-time fraud/risk detection.

• Owns data labeling and quality control for internal datasets used across fraud AML compliance and partner analytics.
• Creates and manages parameter mapping tools (e.g. Sotera program mapping) to support scalable alerting spend controls and exception handling.
• Designs tunes and monitors alert logic within real-time fraud systems (Visa Mastercard etc.) ensuring thresholds align with compliance and partner agreements.
• Builds and maintains rule-based reporting for internal stakeholders including FCRM Financial Ops Level 1 Testing Compliance and Client Services.
• Analyzes cardholder and program-level activity for anomalies and recommends model or rule tuning adjustments to improve detection and reduce false positives.
• Leads data labeling triage and feedback loop cycles in Sotera for ongoing tuning improvements.
• Serves as SME for system data flows related to processor files Sotera Snowflake and other core platforms.
• Documents all procedures processes logic and report structures to support reproducibility audit-readiness and knowledge transfer.
• Trains and mentors junior analysts in technical skills and process knowledge.
• Performs other duties as assigned.

• Bachelors degree in a quantitative field or equivalent work experience.
• Minimum 3 years in financial services operations or data analytics with experience in fraud AML or compliance environments.
• Strong SQL Excel and reporting tool proficiency (e.g. Business Objects SAS EG Sigma).
• Experience with processor data (Galileo i2c FIS etc.) and financial operations logic (e.g. ACH prepaid transaction coding).
• Strong understanding of fraud/risk controls AML monitoring and banking regulations (e.g. UDAAP Reg E BSA).
• Ability to work independently manage complex data pipelines and deliver business-ready analytics.
• 3 years of hands-on fraud AML or compliance analytics experience.
• Experience with alert tuning rule-based models or automated triage workflows.
• Knowledge of Snowflake GPP Bridger and Actimize preferred.
• Strong documentation communication and project collaboration skills.
• No travel required.

This job will be open and accepting applications for a minimum of five days from the date it was posted.

Working at The Bancorp Bank N.A. and Benefits Information: Culture & Background Screening