Credit Analyst

Credit Analyst

Job Summary

The Credit Analyst is responsible for reviewing and interpreting credit and financial statements for current and potential borrower and making recommendations regarding the extension of credit. Candidates need to be able to identify credit requirements based on funding method including commercial consumer SBA FSA and USDA. Duties include gathering and tracking financial information necessary for analysis preparing and presenting results with customers monitoring credit activities to identify potential underwriting exceptions making on-site visual inspections of properties and equipment interaction with government agencies regarding guaranteed loan funding and reviewing and maintaining all credit files. Will also assist in compiling data and drafting reports for management and Board of Directors. Performs complex financial mathematical calculations and activities that require a thorough detailed review of all documents used and created in the credit review process. Most written work will be completed utilizing the following softwares: Jack Henry Silverlake and Excel.

Primary Location/Schedule:

• Hybrid work environment: weekly schedule requires a combination of on-site and home office hours.
• On-site: 3110 S Delaware Ave Springfield MO 65804
• Full-time: 40 hours per week
• 8:00 am. 5:00 pm. Monday through Friday is standard with occasional evenings and weekends as needed. Moderate adjustments may be possible at the discretion of hiring manager.
• Occasion travel during workday required

Position Requirements:

Bachelors degree in Business Finance Accounting or related field

A minimum of two year of bank experience; or

A combination of education training and experience

Jack Henry Silverlake experience preferred

Knowledge of government guarantee loan guidelines for structuring and funding is ideal

Required Skills:

Ability to create a home office that allows for the handling of private and confidential data documents and conversations.

Excellent customer service and strong communication skills

Strong mathematical problem-solving and computer skills

Excellent attention to detail and work organization skills

Ability to apply and enforce regulatory standards for ethical behavior confidentiality and information security

Ability to maintain productivity standards while working independently with minimum supervision

Intermediate to advanced knowledge and experience with Microsoft Excel or similar program

Strong organizational skills including multi-tasking.

Willingness to proactively cross-sell bank products & services

To Apply:

Complete an application at Contact Human Resources at or for more information

Benefits:

• Excellent work environment where you are appreciated and recognized for you individual efforts and contributions
• Stability with a locally owned community bank that is growing and expanding in the region
• Paid Leave: Paid Time Off Military Bereavement and Jury Duty
• Full and partially paid insurance plans: life w/ AD&D disability medical and dental
• Cost friendly insurance: medical vision critical illness accident supplemental life w/ AD&D
• 100% match of retirement savings (up to plan limit)
• Discounted financial service fees on select OMB products and services
• Plus more

Futures made brighter. Banking made better

OMB Bank was founded in 1999 with a commitment to excellence in service. We offer our customers the latest in banking products and services combined with old-fashioned customer service. We are committed to giving our employees the kindness courtesy and professionalism they deserve. This philosophy has resulted in our growth from one bank in Springfield to ten branches in Springfield and surrounding communities in Missouri and Kansas.

Disclaimer:

The above description relates the general nature and level of work performed by people assigned to this classification. It is not to be construed as an exhaustive list of all responsibilities duties and skills required of personnel so classified. All personnel may be required to perform tasks outside of their regular responsibilities from time to time as needed.

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