Credit Analyst

Join Our Team as a Credit Analyst
2723 LeMay Blvd EAFB/Box Elder Full-Time (40 hours/week)

Looking for a stable meaningful career where your analytical skills can make a direct impact on the financial health of members businesses and the Credit Union You might be just who we need.

Sentinel Federal Credit Union is hiring a detail-oriented and analytical Credit Analyst to join our Lending team. This role works closely with Commercial and Agricultural Loan Officers to evaluate new and existing credit relationships assess risk and provide recommendations that support sound lending decisions.

If you enjoy analyzing financial information solving complex problems and contributing to meaningful business decisions this may be the right opportunity for you.

This position offers the opportunity to develop expertise in commercial and agricultural lending collaborate with experienced lending professionals and contribute to the overall success of the Credit Union while working for an organization that values teamwork stability and promoting from within.

Pay Range

• $23.10 - $26.00/ hour DOE

At Sentinel our core values are what guide how we work support one another and serve our members. As an organization we are Sentinel STRONG and in this role you will help promote those values every day.

Serve by providing thorough timely credit analysis and recommendations that support informed lending decisions and a positive member experience.

Trust by delivering accurate consistent and well-documented analyses that lenders and leadership can rely on when evaluating credit opportunities.

Respect by collaborating effectively with lenders members and team members while communicating clearly and professionally.

Ownership by taking responsibility for the quality accuracy and timeliness of your analyses and recommendations.

Nimble by adapting to varying loan complexities changing market conditions and evolving regulatory requirements while exercising sound judgment.

Guardianship by protecting the Credit Unions financial health through thoughtful risk assessment policy compliance and responsible lending practices.

Why Youll Love Working at Sentinel

We invest in our peoplebecause when our employees thrive our members do too.

Benefits That Actually Matter

• Medical Dental & Vision Insurance
• Dependent Care & Medical Flex Spending Accounts
• Life Insurance & Long-Term Disability
• Employee Assistance Program (EAP)

Time Off & Perks

• 3 weeks of paid time off per year
• Paid holidays & personal days
• Paid volunteer hours
• Inclement weather pay

Growth & Development

• Paid professional development and networking opportunities
• Mentorship program
• Professional book reimbursement
• Strong commitment to internal promotion and career growth

What Youll Do

• Analyze commercial and agricultural loan requests and prepare detailed credit presentations and recommendations

• Gather consolidate and evaluate financial information to assess borrower creditworthiness and identify potential risks

• Prepare written credit memorandums analyses and recommendations for new and existing credit relationships

• Monitor loan covenant compliance financial reporting requirements and borrowing base certificates to ensure timely follow-up

• Collaborate with Commercial and Agricultural Loan Officers to discuss credit opportunities verify information and develop lending solutions

• Participate in loan structuring discussions risk reviews audits examinations and stress testing activities

• Assist with loan closing activities and support the overall commercial lending process

• Maintain compliance with lending policies regulations and underwriting requirements while protecting confidential information

Who You Are

• At least 18 years old

• High School Diploma GED or equivalent required

• Minimum of one year of direct experience required

• Associates degree or higher in a related field preferred

• Experience in a financial institution or credit union environment preferred

• Strong analytical problem-solving and critical-thinking skills

• Comfortable interpreting financial statements identifying trends and assessing risk

• Strong written and verbal communication skills

• Detail-oriented organized and able to manage multiple priorities and deadlines

• Able to maintain confidentiality and handle sensitive financial information appropriately

What Were Really Looking For

• Youre someone who:

• Enjoys digging into financial information and uncovering meaningful insights

• Thinks critically and makes well-reasoned recommendations

• Communicates clearly and professionally with members lenders and leadership

• Takes ownership of projects and follows through on commitments

• Values accuracy accountability and continuous learning

• Enjoys working collaboratively while contributing independent analysis and expertise

How to Apply

Ready to take the next step

Email your resume to or apply directly through our careers page.

Were excited to meet you!