Compliance Analyst

Our Company

Explore how you can contribute at AmeriLife.

For over 50 years AmeriLife has been a leader in the development marketing and distribution of annuity life and health insurance solutions for those planning for and living in retirement.

Associates get satisfaction from knowing they provide agents marketers and carrier partners the support needed to succeed in a rapidly evolving industry.

Job Summary

This role primarily focuses on administering the compliance program for the companys Career distribution channel through drafting policy and procedures and compliance communications reviewing and approving advertising/marketing material review and overseeing sales practice matters. The Compliance Analyst will serve as an individual contributor reporting to the Director of Corporate Compliance working in a hybrid capacity based out of our Clearwater FL headquarters. The ideal candidate is a detail-oriented compliance professional with hands-on experience in regulatory compliance strong knowledge of healthcare and insurance industry regulations and excellent communication skills. The Compliance Analyst will coordinate reviews of marketing material develop and update internal policies and procedures monitor regulatory changes and collaborate with cross-functional teams to promote a culture of compliance and ethical business practices.

Job Description

Key Duties and Responsibilities

• Review and approve marketing advertising and sales materials(e.g. brochures digital content emails social media posts radio/TV scripts) across the captive agencys health insurance life insurance annuity and ancillary product lines. Ensure all materials comply withapplicable regulatory requirements(such as state insurance advertising lawsNAIC model regulations for life/annuity productsCMS Medicare marketing guidelinesfor healthcare products) and align withinternal policiesand any relevant carrier requirements.
• Draft update andmaintaincompliance policies and proceduresto reflect current state and federalhealthcare and insurance regulatory requirements into clear internal policies.
• Ensuretimelydissemination of new or revised compliance policiesto affected business units and provide policy changes as needed.
• Monitorthe evolving regulatory environmentinhealthcare and insurance including changes inlaws regulations and industry guidelines( CMS rules state Department of Insurance bulletinsNAIC advertising guidelines). Communicate regulatory changes and implicationsto management.
• Assistwith agentconductcompliance monitoring and testingactivitiestoidentifypotentialcompliance risks or findings document potential issues andescalate compliance concerns for resolution. Collaborate in developing corrective action plans or recommending process improvements tomitigate regulatory riskand prevent recurrence.
• Perform other compliance-related duties or specialprojects asassigned to support the Compliance departmentsobjectivesand ensure continuous regulatory compliance.

Required Qualifications & Experience

• 2 years of experienceinregulatory compliancemarketing compliance or related roles within theinsurance or healthcare industry. Hands-on experience reviewing insurance or healthcareadvertising/marketing materialsand developing or administering compliance policies and procedures isstrongly preferred.
• Solid understanding of relevant regulations and standardsgoverninghealthcare and insurance products including areas such ashealth insurance and Medicare marketing rules (CMS guidelines)HIPAAAffordable Care Act (ACA)state insurance laws advertising rules andNAIC model regulationsforlife insurance and annuities. Provenabilityto interpret regulatory requirements and apply them to business practices.

Preferred Qualifications & Skills

• Insurance license(stateLife & Health Insurance Producer license)preferred but notrequired.
• Proficiencywith standard business and compliance tools includingMicrosoft Office(Word Excel Outlook Teams) for documentation and reporting. Experience with compliance management systems document management platforms orLearning Management Systems (LMS)is beneficial.
• Exceptional analytical and research abilitieswith keenattention to detail especially in reviewing documents andidentifyingpotential compliance written communication skills including experience drafting and editing policy documents or training verbal communication and interpersonal skills to effectivelycollaborate with cross-functional teamsandprovideclear compliance guidance.
• High ethical standards and integrityin handling confidential information and ensuring adherence to legal organizational and time management skills with the ability to manage multiple priorities meet deadlines and adapt to changing regulatory demands. Self-motivated with a continuous improvement mindset to enhance compliance processes and controls.

What AmeriLife Offers

A comprehensive benefits package that includes PTO medical dental vision retirement savings disability insurance and life insurance.

Equal Employment Opportunity Statement

We are an Equal Opportunity Employer and value diversity at all levels of the organization. All employment decisions are made without regard to race color religion creed sex (including pregnancy childbirth breastfeeding or related medical conditions) sexual orientation gender identity or expression age national origin ancestry disability genetic information marital status veteran or military status or any other protected characteristic under applicable federal state or local law. We are committed to providing an inclusive equitable and respectful workplace where all employees can thrive.

Americans with Disabilities Act (ADA) Statement

We are committed to full compliance with the Americans with Disabilities Act (ADA) and all applicable state and local disability laws. Reasonable accommodations are available to qualified applicants and employees with disabilities throughout the application and employment process. Requests for accommodation will be handled confidentially. If you require assistance or accommodation during the application process please contact us at .

Pay Transparency Statement

We are committed to pay transparency and equity in accordance with applicable federal state and local laws. Compensation for this role will be determined based on skills qualifications experience and market factors. Where required by law the pay range for this position will be disclosed in the job posting or provided upon request. Additional compensation information such as benefits bonuses and commissions will be provided as required by law. We do not discriminate or retaliate against employees or applicants for inquiring about discussing or disclosing their pay or the pay of another employee or applicant as protected under applicable law. Pay ranges are available upon request.

Background Screening Statement

Employment offers are contingent upon the successful completion of a background screening which may include employment verification education verification criminal history check and other job-related inquiries as permitted by law. All screenings are conducted in accordance with applicable federal state and local laws and information collected will be kept confidential. If any adverse decision is made based on the results applicants will be notified and given an opportunity to respond.