Commercial Loan CloserFunder

Job Title: Commercial Loan Closer/Funder
Job Type: Full-time
Department Hours: Monday - Friday 8:30 AM - 5:00 PM
Location: Salt Lake City Utah
Hiring Range: $22 - $27 per hour
(Higher compensation may be considered based on experience qualifications and internal equity)

All of us at Chartway stand united in our strong culture oflistening and learning. We treat people with respect integrity and kindnessand are committed to continuously developing a diverse and inclusive workplacewhere team members are empowered to be their authentic selves. All backgroundsviewpoints and life experiences are welcome knowing this commitmentstrengthens our credit union family and communities.

Reporting tothe Commercial Support Manager the Commercial Loan Closer/Funder isresponsible for preparing commercial loan closing documents validating loanreadiness and executing funding activities while ensuring compliance with allapplicable laws regulations Chartway policies and quality standards. Servingas the final quality checkpoint prior to funding this role applies technicalexpertise and sound judgment to ensure commercial loans close accuratelycollateral is properly perfected and members and business partners receive aseamless closing experience.

Responsible and Accountable for:

• Communicate with the Commercial Lending Team regarding the status of closing requests and verify all information required to fund commercial loans.
• Conduct the final review of commercial loan documentation to verify accuracy completeness regulatory compliance and funding readiness prior to closing. Resolve documentation issues by coordinating with Commercial Loan Officers and Commercial Loan Processors to ensure all funding requirements have been satisfied.
• Prepare commercial loan closing document packages that accurately reflect approved loan terms and documentation requirements.
• Execute commercial loan funding and disbursement activities after validating documentation funding requirements collateral documentation and all prior-to-close conditions have been satisfied.
• Board newly funded commercial loans to the core system ensuring complete accurate and timely loan records.
• Balance loan transactions and process wire transfers accurately and within established service standards.
• Complete post-closing responsibilities including UCC filings post-UCC searches collateral perfection account funding and verification that all post-closing documentation requirements have been completed.
• Ensure all documentation and funding activities conform to Chartway policies procedures regulatory requirements and internal quality standards.
• Provide backup support to the Commercial Loan Servicing Specialist as business needs require.
• Perform other related responsibilities as assigned to support Commercial Operations.

Knowledge Skills and Abilities:

• Experience with a commercial loan origination system (LOS) including loan setup document preparation funding activities loan boarding modifications and general ledger (GL) validation.

• Working knowledge of commercial lending systems commercial loan closing funding collateral management post-closing processes and regulatory requirements including:

Finastra LaserPro for commercial loan document generation
Document imaging and electronic document management systems
CoreLogic Flood or Lereta flood determination platforms
Commercial loan boarding within Symitar
NAICS coding Call Report coding and CRA classifications
Commercial loan amortization schedules and payment structuring
Collateral management including UCC filings mortgages insurance tracking covenant monitoring and collateral perfection
Tickler and tracking systems used to monitor post-closing documentation exceptions and servicing requirements
OFAC AML KYC screening platforms
Microsoft Teams SharePoint Adobe and electronic signature platforms

• Demonstrates a strong understanding of the commercial loan closing and funding process ensuring documentation funding collateral and system records are accurate complete and compliant prior to disbursement.
• Exercises sound judgment while reviewing complex commercial loan documentation identifying discrepancies mitigating risk and resolving issues before funding.
• Maintains exceptional attention to detail and accuracy while balancing multiple funding deadlines and competing priorities.
• Strong analytical technical and problem-solving skills with the ability to proactively identify issues mitigate risk and coordinate timely resolution.
• Excellent written and verbal communication skills with the ability to build productive working relationships with Commercial Loan Officers Commercial Loan Processors title companies attorneys borrowers and internal business partners.
• Ability to work independently while collaborating effectively across departments to deliver accurate timely loan closings and an exceptional member experience.
• Commitment to continuous learning and maintaining current knowledge of commercial lending regulations documentation requirements systems and industry best practices.

Education and Experience:

• Five or more years of commercial lending experience required
• Experience with commercial loan documentation loan closing funding collateral documentation and regulatory compliance required.
• Credit union or financial institution experience preferred
• Construction Loan knowledge a plus but not required

Chartway offers a competitive salary and a comprehensive benefits package. Candidates must have a good credit history for consideration. Salary requirements must be included and resumes must be accompanied by a Chartway Employment Application for consideration.

Chartway Federal Credit Union is an EOE/M/F/Disability/Vet Employer.