Commercial Banking Relationship Manager Denver, CO

At Vectra Bank were proud to serve the Rocky Mountain region with the strength of a large financial institution and the personal touch of a community bank. Recognized as a Top Workplace we combine deep resources with attentive relationshipdriven service to support families businesses and the communities we call home.

Were committed to creating a great place to build a career welcoming employees whose talent drive and diverse perspectives help us deliver custom financial solutions. With dayone benefits ample growth opportunities and a culture centered on listening collaboration and care Vectra Bank is a place to grow thrive and make a meaningful impact. We believe we are Big enough to count and small enough to care.

With benefits starting on day one over 11 bank holidays and a company committed to career growth and advancement we are dedicated to being an employer of choice in our industry and community. At Vectra Bank the possibilities are endless come for a job stay for a career.

Vectra Bank is looking for a highly motivated Commercial Banking Relationship Manager who thrives in a relationship driven environment and is energized by business development. The ideal candidate is proactive collaborative confident and committed to delivering exceptional client experiences. This individual will join a respected high-performing team of commercial banking professionals and will play a key role in driving growth throughout the Denver market. Success in this role requires a strong work ethic positive attitude intellectual curiosity and a passion for helping Colorado businesses achieve their goals while contributing to a culture built on teamwork accountability and excellence.

Essential Functions

• Manages high-end corporate customers business needs and strategies provides financial counseling advice and expertise in complex loan structuring and strategic business planning.
• Satisfies clients needs by cross selling appropriate products and designing a value driven package of products and services utilizing a full array of bank services.
• Develops new relationships internally and externally.
• Approves and/or recommends loan packages within assigned limits.
• Manages credit portfolio maintaining acceptable credit quality and loan profitability.
• Maintains and enhances personal knowledge of bank products and services as well as the laws regulations and internal policies and procedures appropriate to the position.
• Proactively develops and maintains a network of centers of influence (attorneys CPAs commercial real estate professionals and business owners) to generate new commercial banking opportunities and increase market presence.
• Acts as the primary relationship manager for middle-market and commercial clients providing strategic financial advice and delivering customized banking solutions.
• Partners closely with Treasury Management Private Banking Wealth Management SBA and other internal teams to deepen client relationships and deliver comprehensive financial solutions.
• Serves as a trusted advisor to clients by understanding their business objectives industry trends growth strategies and succession planning needs.
• Develops and executes an annual business development plan focused on portfolio growth client retention and profitability objectives.
• Represents Vectra Bank within the community through industry associations networking events community involvement and civic organizations.
• Maintains a strong pipeline of prospective clients and consistently achieves established loan deposit fee income and relationship growth goals.
• Collaborates with credit partners to structure complex commercial lending solutions while maintaining prudent risk management standards.

Qualifications

• Requires a bachelors degree and 10 years of directly related experience or an equivalent combination of education training and experience that provides the required knowledge skills and abilities.
• Broad application of principles theories and concepts in applicable discipline plus extensive knowledge of other related fields
• Extensive knowledge of credit associated lending financial strategy and customer development.
• Commercial Credit Analysis and presentation experience
• Perceptive character judgment
• Ability to expand client relationships and product sales.
• Strong sales ability
• Ability to structure loans and monitor credit performance.
• Good interpersonal and communication skills
• Working knowledge of applicable lending policies procedures laws and regulations
• Knowledge of software applications including word processing and spreadsheets
• Proven track record of sourcing developing and closing new commercial banking relationships.
• Established network of business contacts and referral sources within the Denver metropolitan market preferred.
• Demonstrated success managing commercial relationships with annual revenues ranging from $10MM to $100MM.
• Strong knowledge of commercial real estate C&I lending owner-occupied real estate financing treasury management and deposit gathering strategies.
• Ability to balance business development objectives with sound credit judgment and portfolio management.
• Self-directed professional with a high level of initiative accountability and entrepreneurial drive.
• Strong executive presence with the ability to effectively communicate and build credibility with business owners CEOs CFOs and other key decision makers.
• Experience working in a relationship-focused banking environment emphasizing client advocacy collaboration and local decision making.

Compensation

This position offers a base salary range of $150000 to $200000 annually commensurate with job-related factors such as experience and geographic location and includes eligibility for an incentive plan. Final compensation will be determined based on a variety of factors including but not limited to relevant experience skills expertise location education and certifications.

Benefits

• Medical Dental and Vision Insurance - START DAY ONE!
• Life and Disability Insurance Paid Parental Leave and Adoption Assistance
• Health Savings (HSA) Flexible Spending (FSA) and dependent care accounts
• Paid Training Paid Time Off (PTO) and 11 Paid Federal Holidays and any applicable state holidays
• 401(k) plan with company match Profit Sharing competitive compensation in line with work experience
• Mental health benefits including coaching and therapy sessions
• Tuition Reimbursement for qualifying employees enrolled in an accredited degree program related to the needs of the business maximum of $5250 per calendar year employees are eligible for the program upon hire
• Employee Ambassador preferred banking products