Collections Officer

Position Overview: The Collection Officer is responsible for recovering money owed to Vibrant for delinquent loan visa and deposit accounts to minimize financial losses caused by delinquent accounts.

What You Will Do:

• Communicate with members to resolve delinquency on accounts via phone email or letter
• Conduct a professional but direct conversation with members that assists in resolving delinquency on accounts
• Perform successful account maintenance by gaining member contact resolving delinquency and restoring member account access
• Maintain availability for front-line questions while promptly addressing concerns and prioritizing tasks
• Leverage skip-tracing tools and techniques to locate and make contact with delinquent members
• Use collection software/system and accurately document accounts in a clear concise manner
• Provide recommendations for effective charge-off and repossession using supporting evidence
• Achieve daily weekly and monthly performance benchmarks for the role

Our Ideal Candidate:

• High school diploma or GED required
• Six months of financial and service experience preferred
• Working knowledge of state and federal regulations (CFPB) that govern collection practices
• Working knowledge of general banking policies and procedures
• Working knowledge of collateral protection insurance (CPI)

Reports to

• Collections Manager

Environmental and Physical Activity Requirements: This job operates in a professional office environment. This role routinely uses standard office equipment such as computers phones photocopiers filing cabinets and fax machines. The daily responsibilities of this position constantly require effective talking hearing walking finger dexterity reaching stooping and grasping functions. The position also often requires reaching and lifting (up to 25 pounds). Frequent sitting standing and repetitive motion activities are also required. Must be able to read print and computer-based materials and to do so with consistent accuracy. Most of these functions require light physical exertion and are conducted indoors at controlled degrees of temperature.

Other Duties: This job description is not designed to cover or contain a comprehensive listing of activities duties or responsibilities that are required of the employee for this job. Duties responsibilities and activities may change at any time with or without notice.