Chief Underwriting Officer Construction Program

Chief Underwriting Officer Construction Program

Seeking an experienced and highly skilled Chief Underwriting Officer (CUO) to lead the underwriting strategy portfolio performance and carrier/reinsurance relationships for a growing construction-focused MGA/MGU. This is a unique opportunity to join an organization at an early stage and play a pivotal role in building a best-in-class construction underwriting platform. The ideal candidate will bring extensive expertise in commercial construction underwriting particularly in California construction risks and possess a strong reputation within the reinsurance and underwriting community.

• Base Salary: $200000$300000 (commensurate with experience and market profile)

As the Chief Underwriting Officer you will:

• Serve as the senior underwriting authority for the construction program.
• Develop and maintain underwriting guidelines appetite pricing philosophy and risk selection standards.
• Underwrite and oversee California construction risks including homebuilders general contractors primary general liability excess liability and construction-related casualty exposures.
• Build a disciplined and profitable portfolio while supporting strategic growth initiatives.
• Establish underwriting authority levels and referral protocols.
• Collaborate with the brokerage sister company to leverage market intelligence distribution and producer relationships.
• Build and maintain strong relationships with carriers reinsurers actuaries and other key market partners.
• Represent the organization as a credible underwriting authority with reinsurers and capacity providers.
• Participate in the development and negotiation of reinsurance and capacity arrangements.
• Monitor portfolio performance including loss ratios severity trends and overall profitability.
• Develop underwriting standards and processes to support organizational scaling.
• Mentor and build an underwriting team as the program grows.
• Partner with senior leadership on strategic growth initiatives and new product opportunities.
• Maintain a strong market presence and reputation within the construction insurance community.

The ideal candidate will possess the following:

• A minimum of 7 years of commercial insurance underwriting experience with preference for senior-level expertise.
• Deep knowledge of commercial construction insurance particularly in California construction risks.
• Strong technical underwriting skills across primary general liability and excess liability.
• Experience underwriting risks related to homebuilders general contractors and construction-related exposures.
• A proven track record of profitable underwriting and disciplined risk selection.
• Established relationships and credibility with reinsurers carriers brokers and wholesale distribution.
• A reputation as a technically sound and respected underwriter within the market.
• Experience developing or managing underwriting guidelines appetite authority and portfolio strategy.
• Strong communication and leadership skills.
• An entrepreneurial mindset with the desire to build and grow a new underwriting platform.

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