Capital Markets Associate Sales (F)

At PNC our people are our greatest differentiator and competitive advantage in the markets we serve. We are all united in delivering the best experience for our customers. We work together each day to foster an inclusive workplace culture where all of our employees feel respected valued and have an opportunity to contribute to the companys success. As a Capital Markets Associate Sales (F) within PNCs Capital Markets Fixed Income Sales organization you will be based in San Francisco CA.

The Associate role will support senior sales professionals in the distribution and secondary market activity across securitized products. The role focuses on developing strong product knowledge and client coverage capabilities while actively contributing to the sales process across agency and non agency markets. This position is suited for a person with a demonstrated interest in securitized products sales and a desire to grow within PNCs institutional fixed income platform.

Key Responsibilities

Support senior sales coverage across securitized products by responding to client inquiries assisting with pricing and execution and contributing trade ideas

Participate in the marketing and distribution of new issue and secondary market securitized product offerings

Develop and maintain a strong working knowledge of securitized products including MBS CMBS and CMOs

Monitor market conditions interest rate movements spreads and relative value across securitized sectors; communicate relevant market developments and trade opportunities to clients

Prepare and distribute client facing materials including daily market color trade recaps and relative value commentary

FINRA licenses required: SIE Series 52 Series 7 and Series 63 within 120 days of hire (Series 7 preferred at time of hire)

Preferred Qualifications

Experience with or direct exposure to securitized products including:
Mortgage Backed Securities (MBS)
Commercial Mortgage Backed Securities (CMBS)
Collateralized Mortgage Obligations (CMO)
Prior experience in fixed income sales trading research structuring or capital markets
Familiarity with Bloomberg
Prior exposure to fixed income markets or capital markets environments

PNC is an in-office company that fosters a supportive culture where employees can thrive and achieve balance. We encourage candidates to connect with their recruiter and hiring manager to understand workplace expectations and ensure the role aligns with their goals.

PNC will not provide sponsorship for employment visas or participate in STEM OPT for this position.

• Partners with senior sales team members in supporting the sales process and execution of capital markets transactions.
• Works as part of an assigned sales team to support the execution of capital markets transactions.
• Independently performs financial analyses conducts research and prepares reports and supporting documents. Coordinates core work-sets such as due diligence document processing and industry/company analysis.
• Partners with senior team members in developing pitches and providing client relationship support.
• Monitors and develops industry client product market and regulatory knowledge. Gains proficiency with all tools systems and other resources.

PNC Employees take pride in our reputation and to continue building upon that we expect our employees to be:

• Customer Focused - Knowledgeable of the values and practices that align customer needs and satisfaction as primary considerations in all business decisions and able to leverage that information in creating customized customer solutions.
• Managing Risk - Assessing and effectively managing all of the risks associated with their business objectives and activities to ensure they adhere to and support PNCs Enterprise Risk Management Framework.

Successful candidates must demonstrate appropriate knowledge skills and abilities for a role. Listed below are skills competencies work experience education and required certifications/licensures needed to be successful in this position.

Client Relationship Building Corporate Finance Decision Making Equity Trading Systems Financial Accounting Investments Investment Strategies Trading Strategies

Accuracy and Attention to Detail Analytical Thinking Decision Making and Critical Thinking Effective Communications Financial Analysis Financial Services Industry Managing Multiple Priorities Products and Services Sales Function

Roles at this level typically require a university / college degree with 2 years of relevant professional lieu of a degree a comparable combination of education job specific certification(s) and experience (including military service) may be considered.

Bachelors

No Required Certification(s)

Public Finance & Healthcare - SIE Series 52 & 63 (79 optional) within 180 days of employment. Asset Backed Finance - SIE 7 79 and 63 within 180 days of employment. DCM (Loan Syndications & Equipment Finance) SIE Series 79 Series 7 and 63 within 120 days of employment. Derivatives SIE Series 7 and 63 within 120 days of employment. FIG SIE Series 7 and 63 within 120 days of employment. Fixed Income SIE Series 7 and 63 within 120 days of employment. Foreign Exchange SIE Series 7 and 63 within 120 days of employment. Fixed Income (Tax-Exempt): Municipal Trading and Underwriting SIE Series 52 and 63 (or Series 7 if taken prior to 11/7/2011 is acceptable in lieu of Series 52) within 90 days of employment. Municipal Sales SIE Series 7 or 52 and 63 within 90 days of employment. ESOP - SIE 63 and 79 within 120 days of employment. Other appropriate licenses (e.g. supervisory licenses) may be required at the discretion of the manager.

Base Salary: $90000.00 $150000.00

Salaries may vary based on geographic location market data and on individual skills experience and education. This role is incentive eligible with the payment based upon company business and/or individual performance.

Generally this opening is expected to be posted for two business days from 06/08/2026 although it may be longer with business discretion.

PNC offers a comprehensive range of benefits to help meet your needs now and in the future. Depending on your eligibility options for full-time employees include: medical/prescription drug coverage (with a Health Savings Account feature) dental and vision options; employee and spouse/child life insurance; short and long-term disability protection; 401(k) with PNC match pension and stock purchase plans; dependent care reimbursement account; back-up child/elder care; adoption surrogacy and doula reimbursement; educational assistance including select programs fully paid; a robust wellness program with financial incentives.

In addition PNC generally provides the following paid time off depending on your eligibility: maternity and/or parental leave; up to 11 paid holidays each year; 9 occasional absence days each year unless otherwise required by law; between 15 to 25 vacation days each year depending on career level; and years of service.

To learn more about these and other programs including benefits for full time and part-time employees visit.

If an accommodation is required to participate in the application process please contact us via email at . Please include accommodation request in the subject line title and be sure to include your name the job ID and your preferred method of contact in the body of the email. Emails not related to accommodation requests will not receive responses. Applicants may also call and say Workday for accommodation assistance. All information provided will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations.

At PNC we foster an inclusive and accessible workplace. We provide reasonable accommodations to employment applicants and qualified individuals with a disability who need an accommodation to perform the essential functions of their positions.

PNC provides equal employment opportunity to qualified persons regardless of race color sex religion national origin age sexual orientation gender identity disability veteran status or other categories protected by law.

This position is subject to the requirements of Section 19 of the Federal Deposit Insurance Act (FDIA) and for any registered role the Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (SAFE Act) and/or the Financial Industry Regulatory Authority (FINRA) which prohibit the hiring of individuals with certain criminal history.

Refer to the California Consumer Privacy Act Privacy Notice to gain understanding of how PNC may use or disclose your personal information in our hiring practices.