BSA AML Senior Analyst

BSA AML Senior Analyst First Century Bank

First Century Bank is looking for a full time BSA AML Senior Analyst to join its BSA team in our Commerce Georgia location. This individual will support monitoring investigations quality review and oversight across the Banks programs.

First Century Bank has specialized in providing financial services through technology channels for our clients. The BSA AML Senior Analyst will independently handle complex work serve as an escalation resource for BSA AML Analysts and support BSA management with reporting process enhancements audit and examination readiness.

Responsibilities Include:

• Independently review and disposition complex or escalated alerts in the Banks proprietary monitoring system manual spreadsheets and Verafin.
• Review prepaid and other program reports high earner reports previous day activity KYC/CIP and Enhanced Due Diligence packages; document findings and escalate deficiencies.
• Conduct complex investigations gather supporting documentation respond to inquiries and determine whether case escalation is warranted.
• Work closely with the BSA Officer and BSA AML Manager on SAR filing decisions and prepare accurate and timely SARs.
• Utilize Verafin to track fraud cases maintain case documentation document investigative decisions and file SARs.
• Perform quality reviews of alert dispositions investigations case documentation and SAR drafts; identify recurring gaps and training needs.
• Serve as an escalation resource and mentor to BSA AML Analysts including training cross training and workload support.
• Analyze alert case and SAR trends and prepare reporting for BSA management.
• Support monitoring rule enhancements data validation system testing procedure updates and implementation of new program monitoring.
• Support BSA AML due diligence and ongoing oversight of fintech programs regulatory examinations independent testing and remediation.
• Performs other duties as may be assigned or which inherently or logically belong to this position or overall compliance functions.
• Exemplify FCBs values while carrying out its mission and organizational goals and priorities.

Ideal candidates will possess a Bachelors degree in a related field and four to six years of related Banking Fraud BSA AML or other relevant experience or a combination of education and experience. Ideal candidates will demonstrate advanced analytical and investigative skills sound judgment attention to detail and exemplary written and verbal communication skills. Experience with Verafin prepaid or fintech program monitoring SAR preparation quality review and a CAMS certification is preferred.

First Century Bank is an equal opportunity employer. It is the Companys policy to provide equal employment opportunity to all qualified persons without regard to race color sex gender or gender identification religious creed or religious beliefs age national origin physical or mental disability pregnancy military or veterans status marital status sexual orientation or any other category protected by state or federal law.

Required Experience:

Senior IC