Associate, Payments Client Profitability Planning & Analysis

Join the Payments Planning & Analysis team where youll analyze and explain client profitability enhance reporting and improve transparency. We value collaboration innovation and continuous improvementcreating an environment where your ideas are encouraged and your impact is visible. Bring your curiosity and problem-solving mindset to a team where your contributions help shape the firms financial future through a client profitability lens. This role offers exposure to complex portfolios shifting priorities and high-impact initiatives.

As an Associate in Client Profitability Planning & Analysis you will be responsible for playing a key role in delivering solutions across the Financial Planning & Analysis (FP&A) landscape. Youll work closely with senior leaders and key stakeholders partnering across Sales Finance and Business Management to help develop and implement client profitability models aligned to business objectives. Your insights will inform pricing decisions and influence client relationships. Sitting at the intersection of Products and Client segments youll contribute to broader Payments strategy while building a strong foundation in core corporate finance concepts. Youll also leverage firmwide data and analytics to produce clear decision-ready deliverables for senior management.

Job Responsibilities

• Support the design and rollout of Payments client profitability methodologies and growth strategies to strengthen client relationships.
• Serve as the subject matter expert for the Payments client profitability framework.
• Translate complex questions into clear decision-oriented narratives for broad stakeholder audiences.
• Perform monthly reconciliations of client profitability results and deliver recurring financial reporting.
• Conduct variance and trend analysis to explain performance drivers.
• Build maintain and enhance financial models and analyses (recurring and ad hoc).
• Produce executive-ready qualitative and quantitative insights with recommendations.
• Integrate multiple datasets into cohesive storylines deliverables and management materials.
• Partner across FP&A business lines and support teams to align reporting planning and insights.
• Lead process improvement and automation initiatives to improve efficiency and scalability.

• Execute deep-dive analyses and ad hoc requests identifying root causes and recommending actionable solutions.

Required qualifications capabilities and skills

• Bachelors degree in Accounting Finance
• 3 years of relevant FP&A experience (e.g. Planning & Analysis Corporate Finance)
• Strong technical and analytical proficiency including intermediate Excel (building models from scratch PivotTablesINDEX/MATCHSUMIF) and PowerPoint (creating charts/graphs; PitchPro experience)
• Demonstrated quantitative analytical and problem-solving ability with a consistent track record of delivering against deadlines and commitments
• Excellent organization and project management skills with strong verbal and written communication and storytelling capability
• Strong stakeholder and client/customer management skills with the presence and leadership to engage effectively across teams and levels
• Ability to influence and drive alignment across partners
• High attention to detail and the ability to multitask in a fast-paced environment with shifting priorities; able to meet deadlines under pressure
• Self-motivated and proactive with strong time management and prioritization; able to remain clear-headed and effective under tight timelines
• Collaborative curious and thoughtful critical thinker who anticipates questions from internal clients and senior leadership

Preferred qualifications capabilities and skills

• Financial services experience with a proven ability to partner effectively across cross-functional stakeholders.
• Working knowledge of tools such as Cognos Alteryx Databricks and Tableau.
• Understanding of capital and expense management including allocation methodologies.
• Advanced degree and/or professional certification (e.g. MBA CPA) preferred.
• Experience operating in agile project-based environments delivering both recurring and ad hoc initiatives.
• Demonstrated track record of driving process improvements and enhancing efficiency and data quality.
• Experience developing executive-level reporting and board-ready materials.

Additional Information

To be eligible for this role you must be authorized to work in the United States. We do not offer any type of employment-based immigration sponsorship for this role. Likewise JPMorgan Chase & Co. will not provide any assistance or sign any documentation in support of any other form of immigration sponsorship or benefit including optional practical training (OPT) or curricular practical training (CPT).