Associate Director, Deposit Quantitative Research

At PNC our people are our greatest differentiator and competitive advantage in the markets we serve. We are all united in delivering the best experience for our customers. We work together each day to foster an inclusive workplace culture where all of our employees feel respected valued and have an opportunity to contribute to the companys success. As an Associate Director Deposit Quantitative Research within PNCs Finance organization you will be based in New York City NY or Pittsburgh PA.

PNC will not provide sponsorship for employment visas or participate in STEM OPT for this position.

About the Team
The PNC Chief Investment Office (CIO) Quantitative Modeling team develops maintains and monitors quantitative models supporting investment portfolio management balance sheet analytics interest rate risk management and financial decision-making. The team applies economics finance and data-driven research to help model customer behavior financial markets macroeconomic trends and key drivers of business performance

Role Overview
We are seeking a quantitative researcher with 5 years of experience in econometrics empirical research statistical modeling or quantitative analytics. This role applies advanced quantitative methods to customer transactional and economic datasets to develop forecasting models behavioral analytics and decision-support insights supporting deposit products and balance sheet management.

Candidates should possess strong analytical programming and communication skills along with a demonstrated ability to work with large datasets and effectively communicate complex findings to both technical and non-technical stakeholders.

The successful candidate will conduct empirical research develop predictive and behavioral models evaluate customer and product dynamics and translate analytical findings into actionable business recommendations. This role offers the opportunity to work on high-impact research problems at the intersection of economics finance customer behavior and quantitative modeling.
Education: Masters degree required; PhD preferred.

Qualifications
Required
Masters degree in Economics Finance Econometrics Statistics Mathematics Operations Research Data Science or a related quantitative field.
5 years of experience in empirical research econometrics statistical modeling predictive analytics or quantitative research.
Strong programming skills in Python and SQL with experience working with large structured datasets.
Demonstrated ability to independently formulate research questions design analytical approaches execute empirical studies and communicate findings to technical and non-technical audiences.
Preferred
PhD in Economics Finance Econometrics Statistics Mathematics Operations Research or a related quantitative field.
Experience analyzing deposit consumer banking payments lending credit card or other customer-level financial datasets.
Experience with customer behavior modeling balance forecasting causal inference panel-data econometrics time-series analysis or machine learning techniques.
Research experience at a Federal Reserve Bank U.S. Treasury academic research institution quantitative consulting firm fintech or financial services research team including publications working papers or conference presentations.

PNC is an in-office company that fosters a supportive culture where employees can thrive and achieve balance. We encourage candidates to connect with their recruiter and hiring manager to understand workplace expectations and ensure the role aligns with their goals.

PNC will not provide sponsorship for employment visas or participate in STEM OPT for this position.

• Utilizes financial analysis research and reporting to facilitate business strategy process improvements and remediation activities. Participates in stress testing efforts
• Based on own discretion researches and collects information for PNCs balance sheet.
• Analyzes reviews and presents risk analytics/stress testing material including documentation and templates to senior team members.
• Partners with lines of business in understanding specific line items of PNCs balance sheet and income statement. Reconciles and performs quality review of data and may work with various review teams including model risk management internal and external audit and regulators
• Facilitates business strategy process improvements and remediation activities

PNC Employees take pride in our reputation and to continue building upon that we expect our employees to be:

• Customer Focused - Knowledgeable of the values and practices that align customer needs and satisfaction as primary considerations in all business decisions and able to leverage that information in creating customized customer solutions.
• Managing Risk - Assessing and effectively managing all of the risks associated with their business objectives and activities to ensure they adhere to and support PNCs Enterprise Risk Management Framework.

Successful candidates must demonstrate appropriate knowledge skills and abilities for a role. Listed below are skills competencies work experience education and required certifications/licensures needed to be successful in this position.

Balance Sheets Bookkeeping Budget Management Cash Flow Statements Corporate Accounting Financial Operations Managerial Finance Public Accounting Revenue Recognition

Accuracy and Attention to Detail Asset and Liability Management (ALM) Data Gathering and Reporting Decision Making and Critical Thinking Effective Communications Financial Analysis Financial Services Industry Market Risk Regulatory Environment - Financial Services

Roles at this level typically require a university / college degree with 5 years of industry-relevant experience. Specific certifications are often lieu of a degree a comparable combination of education job specific certification(s) and experience (including military service) may be considered.

Bachelors

No Required Certification(s)

No Required License(s)

No Required or Preferred Language Assessments

Base Salary: $91000.00 $202800.00

Salaries may vary based on geographic location market data and on individual skills experience and education.

Generally this opening is expected to be posted for two business days from 09/17/2026 although it may be longer with business discretion.

PNC offers a comprehensive range of benefits to help meet your needs now and in the future. Depending on your eligibility options for full-time employees include: medical/prescription drug coverage (with a Health Savings Account feature) dental and vision options; employee and spouse/child life insurance; short and long-term disability protection; 401(k) with PNC match pension and stock purchase plans; dependent care reimbursement account; back-up child/elder care; adoption surrogacy and doula reimbursement; educational assistance including select programs fully paid; a robust wellness program with financial incentives.

In addition PNC generally provides the following paid time off depending on your eligibility: maternity and/or parental leave; up to 11 paid holidays each year; 9 occasional absence days each year unless otherwise required by law; between 15 to 25 vacation days each year depending on career level; and years of service.

To learn more about these and other programs including benefits for full time and part-time employees visit.

If an accommodation is required to participate in the application process please contact us via email at . Please include accommodation request in the subject line title and be sure to include your name the job ID and your preferred method of contact in the body of the email. Emails not related to accommodation requests will not receive responses. Applicants may also call and say Workday for accommodation assistance. All information provided will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations.

At PNC we foster an inclusive and accessible workplace. We provide reasonable accommodations to employment applicants and qualified individuals with a disability who need an accommodation to perform the essential functions of their positions.

PNC provides equal employment opportunity to qualified persons regardless of race color sex religion national origin age sexual orientation gender identity disability veteran status or other categories protected by law.

This position is subject to the requirements of Section 19 of the Federal Deposit Insurance Act (FDIA) and for any registered role the Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (SAFE Act) and/or the Financial Industry Regulatory Authority (FINRA) which prohibit the hiring of individuals with certain criminal history.

Refer to the California Consumer Privacy Act Privacy Notice to gain understanding of how PNC may use or disclose your personal information in our hiring practices.