Alternative Risk Finance Analyst
Denver, CO - USA
Job Summary
ABOUT US
At HUB International we are a team of entrepreneurs. We believe in protecting and supporting the aspirations of individuals families and businesses. We help our clients evaluate their risks and develop solutions tailored to their needs. We believe in empowering our employees to learn grow and make a difference. Our structure enables our teams to maintain their own unique regional culture while leveraging support and resources from our corporate centers of excellence.
HUB is one of the largest global insurance and employee benefits broker providing a boundaryless array of business insurance employee benefits risk services personal insurance retirement and private wealth management products and services. With over $5 billion in revenue and almost 20000 employees in 600 offices throughout North America HUB has grown substantially in part due to our industry leading success in mergers and acquisitions.
The Alternative Risk Finance Analyst combines hands-on analytical work with client-facing account management opportunities across the full alternative risk transfer toolkit: captive feasibility and formation multiyear structured programs collateral optimization fronting quota share and parametric this role you will build the financial and actuarial models that underpin our recommendations and deliverables that bring those recommendations to life. You will work closely with the Alternative Risk Solutions Practice Leader and the Director of Captive Insurance and others within HUB to continue to enhance the analytic offerings.
- Build and refine financial and actuarial models to project losses evaluate funding structures and support group captive and single parent captive feasibility analyses across multiple industries
- Apply loss forecasting and reserving techniques to inform retention funding and program-structure decisions
- Leverage claims data to identify loss drivers and trends quantify risk and inform underwriting and retention recommendations
- Conduct collateral optimization and TCOR analyses comparing captive structured and traditional program alternatives
- Develop and maintain dashboards and data-visualization tools to translate complex analyses into clear decision-oriented insights for clients and internal stakeholders
- Coordinate the service team and own client service calendars to deliver superior proactive communication to clients and brokers/producers
- Create and present client deliverables
- Interact with clients and prospects to guide and assist in implementing and managing alternative risk insurance programs
- Coordinate and facilitate meetings with clients prospects and brokers/producers and attend client meetings as needed
- Build relationships with clients brokers/producers and service providers including independent auditors actuaries attorneys TPAs carriers/reinsurers and reinsurance brokers
- Support producers with new business proposals and RFP responses
- Correspond and work with brokers to compile underwriting submissions
- Assist with follow-up for outstanding information and reports
- Review claims or work with the claims consultant as needed
- Travel as needed
- Bachelors Degree preferably in Business Finance Accounting Statistics or Risk Management
- 3 years of relevant experience in alternative risk captive insurance Property & Casualty or insurance analytics/consulting
- Hands-on experience with financial and actuarial modeling: captive feasibility models loss projections funding-strategy evaluation and cash-flow modeling
- Working knowledge of single-parent and group captive structures TCOR optimization and broader risk financing strategy
- Claims analytics experience: loss-driver identification trend analysis and insights that inform underwriting and retention
- Advanced Excel skills with proficiency in data tools such as Tableau SQL and PowerBI; strong overall proficiency in MS Office (Word Outlook Excel PowerPoint) and the ability to learn new systems as introduced
- CPA ACI (Associate in Captive Insurance) ARM or CPCU designation or active progress toward one strongly preferred
- Superior written verbal and presentation skills with the ability to translate complex analysis into client-ready insight
- Ability to multi-task and interact in a professional manner with clients and colleagues
- Good problem-solving skills and the judgment to make decisions that move the work forward
- Self-motivation with the ability to work independently under minimal daily direction
- Conscientiousness reliability attention to detail and excellent time-management skills
- Commitment to ongoing professional development
JOIN OUR TEAM
Do you believe in the power of innovation collaboration and transformation Do you thrive in a supportive and client focused work environment Are you looking for an opportunity to help build and drive change in a rapidly growing and evolving organization When you join HUB International you will be part of a community of learners and doers focused on our Core Values: entrepreneurship teamwork integrity accountability and service.
Disclosure required under applicable law in California Colorado Illinois Maryland Minnesota New York New Jersey Ohio and Washington states: The expected salary range for this position is $80000- $110000 and will be impacted by factors such as the successful candidates skills experience and working location as well as the specific positions business line scope and level. HUB International is proud to offer comprehensive benefit and total compensation packages: health/dental/vision/life/disability insurance FSA HSA and 401(k) accounts paid-time-off benefits such as vacation sick and personal days and eligible bonuses equity and commissions for some positions.
Department Account Management & ServiceRequired Experience: 2-5 years of relevant experienceRequired Travel: NegligibleRequired Education: Bachelors degree (4-year degree)HUB International Limited is an equal opportunity employer that does not discriminate on the basis of race/ethnicity national origin religion age color sex sexual orientation gender identity disability or veterans status or any other characteristic protected by local state or federal laws rules or regulations.
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Required Experience:
IC
About Company
HUB International is a leading North American insurance brokerage that provides employee benefits, business, and personal insurance products and services.